If you're studying for your MORT1 exam and you're not sure where to start, this episode is for you. I'm walking you through everything you need to know about the exam with the full 2026 updates included, so you can go into it feeling prepared, confident and ready to pass.

In this episode I cover:

• The exam layout and what to expect from the format
• The study material and how to use it properly
• The pass mark, and what that actually means for how you prepare
• What the exam experience itself is really like on the day
• The topics that come up again and again, so you know exactly where to focus

Mentioned in this episode:

🎓 Want to try the platform for yourself? Access the free version of my e-learning platform here: https://learning.futureinfinance.co.uk/courses/cemap2and32026

🔗 Find all my other links, courses, and coaching options here: https://linktr.ee/futureinfinance

Whether you're just getting started or you've been putting off your MORT1 for a while, this episode will give you the clarity and direction you need.

Hit play, grab a notebook and let's get you qualified.

If you're studying for your FSRE exam and you don't know where to start, this episode is for you. After 8 months of teaching FSRE and working with students through every unit, I'm sharing everything I've learned so you can go into your exam feeling prepared, confident and ready to pass. In this episode I cover:

• How to approach your FSRE studies the right way from day one

• A full breakdown of each unit and how to tackle them

• The topics you absolutely must focus on, and the ones that catch students out every time

• What to watch out for on exam day

• How I can help you get qualified

Mentioned in this episode: ▶️ Watch this before you do anything else: • How to Study for Your CeMAP Exam Using Just the Textbook:

https://youtu.be/Y8xfXKsUxcU?si=1uSjoYGqAm2-x48a

🎓 New to CeMAP and not sure where to start? Head here first:

https://www.futureinfinance.co.uk/introductiontocemap

Whether you're just starting out or you've been putting off your FSRE for a while, this episode will give you the clarity and direction you need. Hit play, grab a notebook and let's get you qualified

At the start of this year, I made some big changes to how I offered CeMAP training.

I pulled my best-selling 5 day fast track courses and went all in on the 6 week model, thinking it was the best solution for everyone.

And while it did work brilliantly for a lot of you… it didn’t work for all of you.

In this episode, I talk openly about that decision, what I’ve learned over the past few months, and why I’ve now brought the 5 day fast track back.

We get into:

👉🏻 Why different people need different study options

👉🏻 Who fast track is actually best suited for

👉🏻 Why e-learning is still one of the most effective ways to pass

👉🏻 And how 1:1 coaching has become the go-to for people who want a completely personalised plan

If you’re looking to get CeMAP qualified in 2026, this episode will help you figure out which route is right for you, based on your time, your lifestyle, and how you actually learn best.

Because the truth is… there isn’t one “perfect” way to pass CeMAP. But there is a right way for you.

And now, there are three clear ways I can help you get there: Self-paced e-learning 5 day fast track courses 1:1 coaching with full support Whatever stage you’re at, this will give you clarity on your next step. And if you’re ready to stop overthinking it and just get qualified, everything you need is here.

This week on the podcast we're joined by Terry Blackburn, the man who built, scaled and sold one of the UK’s largest brokerages, before turning his focus to coaching and adviser community building.

We're here having a very honest conversation about where the mortgage industry is heading.

The “new breed” of mortgage adviser is not the same as it was ten years ago.

We talk about:

* What the modern adviser looks like

* The shift from transactional advice to long-term client relationships

* Why advisers who build audience and authority will win

But we also get into something that doesn’t get spoken about enoughz the potential loneliness of advice roles.

When you’re self-employed, remote, or building from scratch, it can feel isolating. No team around you. No one to bounce ideas off. No community to grow with.

Terry shares how he’s built a space specifically for advisers who want to grow, connect and scale — and how you can access support, training and community without it costing you anything upfront.

If you’re already qualified, studying CeMAP, or thinking about becoming a mortgage or protection adviser, this episode will open your eyes to what’s possible in this next era of advice.

If you want to explore Terry’s free community, you can join here:

https://www.skool.com/the-wealthy-advisers-club/about?ref=ee8a1b52f2934dceae0ec365f1bca914

This week’s episode is a special one.

We had the absolute pleasure of sitting down with Sam Lappin, and it turned out to be totally unmissable for anyone who has yet to find their path after they finish CeMAP.

In this episode, we dig into:

* The different routes available after CeMAP

* Employed vs self-employed pathways

* The difference between DA & AR

* The types of support new advisers really need

* The questions people face when they’re nearing the end of their studies

* And why your long-term thinking should start much earlier than most people realise

It was genuinely a pleasure to record. Sam was brilliant, and we'd love to do it again soon.

🔎 Useful Links From The Episode

If you’d like to explore the routes we discussed, here are the links mentioned:

Sesame Network Limited Website

https://www.sesame.co.uk/

Sesame Jobs Board

Find both employed and self-employed opportunities, pre and post CAS:

https://www.sesame.co.uk/Jobs-Board

Thinking about joining Sesame?

https://www.sesame.co.uk/Join

Connect with Sam Lappin on LinkedIn:

https://www.linkedin.com/in/samlappin/

🎧 Special Shoutout – LBA Accountancy

I've done this before, but I wanted to give a MASSIVE shoutout to Leila at LBA Accountancy, who specialises in supporting advisers and financial professionals. When I say Leilas help with starting my small business changed my life, I say it with my whole heart.

If you’d like to speak to her directly, you can WhatsApp her here:

https://wa.me/447999625555?text=Hey%2C%20I%20heard%20about%20you%20on%20the%20Future%20in%20Finance%20Podcast%20and%20would%20like%20to%20know%20more

There’s a lot of noise around CeMAP — and a surprising amount of it is simply wrong.

In this episode Maria and I break down the biggest lies people hear about CeMAP, the ones that stop capable people from starting at all or leave people questioning themselves when nothing is actually wrong.

We cover:

* The myth that CeMAP is only for people who are good at maths

* Why you don’t need a finance background to pass

* The belief that CeMAP takes years to complete

* What failing a CeMAP exam really means (and what it doesn’t)

* Why over-studying often causes more problems than it solves

* The idea that CeMAP is suddenly harder than it used to be

* And the quiet assumption that everyone else understands this better than you

Most people who struggle with CeMAP aren’t struggling because they’re incapable, they just haven't found a study route that works for them.

If you’re studying CeMAP, thinking about starting, or feeling unsure whether you’re “doing it right”, this episode will help you find some focus. And if you need a little extra support remember you can get your hands on HOURS of free content by heading to:

https://main.futureinfinance.co/home

Home exams can feel intimidating especially when the rules and expectations aren’t always explained clearly.

In this episode, Maria the Money Muggle and I break down everything you need to know about sitting your CeMAP exams from home on the new format, so you can go in feeling prepared rather than panicked.

We cover:

• The new home exam layout and what’s changed

* What to do before exam day to avoid unnecessary stress

* Common things people get caught out by during home exams

* The best time of day to sit your exam (and why it matters)

* How to set up your space properly

* And our most unhinged but surprisingly effective tip for managing exam anxiety

This episode is all about helping you feel calm, in control, and confident because home exams aren’t harder, they’re just different.

If you’ve got a CeMAP exam coming up and you’re feeling nervous about sitting it at home, this conversation will help you know exactly what to expect and how to handle it.

And yes, the anxiety tip is... controversial, but if it works 🤷🏼‍♀️.

If this episode helps, share it with someone else who’s got an exam booked — chances are they’re stressing too

In this episode, I break down exactly what’s changed, who it affects, and (most importantly) what you actually need to study for each exam.

We cover:

* How CeMAP 2 can now be sat in two halves

* Which topics are tested in each part

* Why Topics 16–19 sit separately

* How CeMAP 3 builds on CeMAP 2

* What’s changed with textbooks and digital materials

* What to do if you can’t find your content clearly in the portal

* The biggest mistakes learners are making in 2026

I also talk through the different ways you can approach your CeMAP studies, depending on how much structure and support you want:

If you want the fastest, most supported route, my 6 Weeks to CeMAP courses take you from start to exam-ready in a fixed timeframe, without taking time off work.

If you want flexibility my CeMAP e-learning platforms walk you through exactly what to study, in the right order, with clear exam focus.

And if you’re starting with the textbook and want guidance before committing to anything, I also share how to access my free study resources to help you study smarter, not harder.

For weekly CeMAP videos, walkthroughs, and updates like this, you can also subscribe to my YouTube channel:

👉🏻 @charlottehemmingway

You can also join the totally free whatsapp community here:

👉🏻 https://chat.whatsapp.com/FFTrQ8IyiH0JXPTlA7xIDg?mode=ac_t

If you’re studying CeMAP this year — especially if you’re self-studying or feeling unsure what to revise next — this episode will hopefully bring you one step closer to NOT throwing that textbook out the window.

If this episode helps, share it with someone else who’s studying — chances are they’re just as confused as you were.