エピソード

  • What To Know When Building A Multiplex
    2026/07/24

    Multiplex starts just passed tower starts in Toronto for the first time. Condos have stalled, and the big builders aren't structured to build on tight low-rise sites, while most GCs can't properly analyze them. That gap is the whole opportunity.

    We are joined by the founders of Reside Properties Ryan & Mattison, a Toronto developer with an unusual stack: years as a general contractor, time as MPAC counsel working with planners on highest-and-best-use, and a legal background in development. They build it, they know how the city values the land, and they know where the traps are. Zero vacancy across the portfolio.

    We get into the product thesis; custom-home-quality condo alternatives with dedicated entrances, separate utilities, and real millwork, and why that holds up when the market turns. Then we spend the bulk of the episode on the five ways these deals blow up:

    • The contractor who wins on price and makes it back in extras
    • Timeline slippage: financing, utility connections, trades, inspections
    • Fantasy rents that kill your refinance
    • Building the wrong units for the micro-market
    • One zoning misstep that turns $30K in DCs into $200K

    Plus how Reside partners with landowners, and why the hard part has permanently shifted from approvals to execution.

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    45 分
  • Bank Of Canada Holds At 2.25%: Is Fixed Or Variable The Better Bet?
    2026/07/21

    The Bank of Canada held its policy rate at 2.25 per cent again. Does that make fixed or variable the better mortgage choice in 2026, and could the next move still be a rate hike?

    Daniel and Nick break down the fixed-versus-variable decision, the July 2026 Monetary Policy Report, inflation, growth, housing weakness, Government of Canada bond yields, and why CMHC MLI Select financing responds to more than the overnight rate.

    We also explain what investors should stress-test before buying, how lender spreads affect multi-unit debt, and why a rate forecast cannot rescue weak NOI or a bad purchase price.

    Sources include the Bank of Canada July rate decision, July 2026 MPR, official Government of Canada benchmark-yield data, and CMHC MLI Select materials.

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    50 分
  • Cash Flow Vs. Appreciation In A Flat Market
    2026/07/17

    Nick and Daniel debate cash flow vs. appreciation in Canada's flat 2026 market, prices 21% off peak, near-zero population growth, a $400B renewal wall, and falling rents. They start in opposite corners but land on the same truth: there is no "Canadian market" anymore. Ontario and BC are falling while seven provinces hit record highs, so the winning strategy depends entirely on which "Canada" you're buying in.

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    49 分
  • The First-Time Buyer Is Now 40 Years Old
    2026/07/14

    The average first-time homebuyer in Ontario is now 40 years old, according to Teranet's Q1 2026 Market Insights report. At the same time, first-time buyers became the most active buyer segment in Ontario, while multi-property owners fell from first place to third.

    In this episode, we use Ontario as the case study, then widen the lens nationally. Bank of Canada data shows first-time buyers have generally accounted for about half of mortgaged home purchases in Canada since 2014. CMHC's 2026 Mortgage Consumer Survey shows first-time buyers are renting longer before buying, relying on co-signers, and still getting help from family gifts. CREA's latest national resale data shows a market thawing, but not booming.

    This is not just an Ontario affordability story. It is a national buyer-quality story.

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    50 分
  • Five Doors Or Fewer: The Small Landlord Operating Manual
    2026/07/10

    Most small landlord disasters don't come from bad properties — they come from good properties run like a hobby. This is the unsexy episode that saves five-doors-or-fewer landlords more money than any reno or refi.

    We break down the systems that actually matter: bookkeeping that tracks real cash flow, the insurance gaps that get claims quietly denied, and tenant screening that keeps you legal and paid. Then we go province by province on deposits, tribunals, dispute timelines, and 2026 rent-control numbers across Ontario, BC, Alberta, Quebec, and Atlantic Canada, closing with when to stop self-managing and the five biggest mistakes we see on repeat.

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    51 分
  • Who Eats the Loss? Canada Finally Gets Price Discovery
    2026/07/07

    Canada finally agrees housing is broken, but nobody wants to admit what fixing it costs. RBC says buyers stopped waiting for perfect. Teranet shows 36% of 2022 Ontario buyers reselling at a loss. OSFI loosened bank buffers, population fell a third straight quarter, and B.C. is fighting over a condo bailout. One question ties it together: who takes the loss?

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    48 分
  • Weird Real Estate, The Right Rooms & Relationships
    2026/07/03

    In this episode, we get real about why we take our events across the country it's not about selling courses from the back of the room, it's about the room itself. We break down how the right connections turn into partners, lenders, and closed deals, then hand you 8 networking tips worth stealing so you can actually work a room.

    From there we go off the beaten path into weird and wonderful real estate car washes, marinas, self-storage, mobile home parks, and billboards the alternative assets most investors never consider. And since we recorded this one inside a working theater, we bring on the venue's owner to talk about running a building most investors would never touch.

    Check out the Terminal Theatre

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    45 分
  • The $3.2B Condo Market Rescue Everyone is Talking About Pt. 2
    2026/06/30

    Thousands of completed condos sit empty in a housing crisis, and now governments in Ontario and B.C. are using public money to fix it. Nick and Dan break down the Ontario "template", a government-backed buyer for unsold units, GST/HST relief up to $130K per home, and development-charge cuts, and ask whether it's smart housing policy or a bailout for developers who bet wrong.

    They tackle the hard questions: Why does all this inventory exist? When does policy cross into rescuing private balance sheets? And why should a taxpayer in Halifax fund the cleanup of markets that leaned hardest into speculation?

    The verdict is in the terms, not the headline: a real discount with long-term affordability is defensible; near-peak prices with a short affordability window is a bailout. Because in housing, somebody always pays, the only question is who.

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    47 分