Buying, selling, upgrading, downsizing… every property decision comes with emotion. In this episode, Eddie and Carlo dive into the emotional side of property and finance, from first home buyer nerves to the excitement and nostalgia of upsizing or downsizing.

They explore the different decision-making styles people bring to the table, including the analyst, the visionary, the collaborator, and the reassurance seeker. Whether you're data-driven or more instinctive, this episode will help you understand your mindset, ask the right questions, and move forward with confidence. A must-listen for anyone navigating property decisions or supporting others through them.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Rentvesting: How to live where you love and still grow your wealth

Can you live in your dream suburb and still get ahead financially? In this episode of The Brokers’ Lounge, Eddie and Carlo unpack rentvesting, what it actually means, why it’s growing in popularity, and how it works in real life.

They talk through why more buyers are choosing to rent where they want to live while investing in high-growth areas elsewhere. Carlo even shares his own personal journey, with all the pros, cons, and mindset shifts that come with it.

You’ll hear about how to make the numbers work, the lifestyle benefits, the tax and cashflow implications, and why this strategy can be powerful for young professionals and families who want flexibility without sacrificing long-term goals.

If you’ve ever felt torn between lifestyle and smart investing, this conversation is a must-listen.

Want to see if rentvesting is the right move for you?
Check the show notes to book a free call with a Link Wealth Finance adviser and talk through your options.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Why the RBA held rates and what it means for borrowers, investors and the economy

The RBA has hit pause on rate cuts again, and while it wasn’t a surprise, it left a lot of homeowners wondering, “What now?”

In this episode of The Brokers’ Lounge, Eddie and Carlo break down why the Reserve Bank chose to hold the cash rate, what that means for borrowers and investors, and how it all ties into inflation, global risk, and what’s really happening in the Australian economy. They go deep on why rates are still high despite inflation cooling, how the labour market and consumer spending are creating mixed signals, and why there’s still a lag effect in the housing and retail sectors.

They also talk about rising rents, tight vacancy rates, and how savvy investors are starting to re-enter the market. You’ll hear insights on refinancing opportunities, fixed vs variable rates, and why some buyers are turning back to Victoria after being priced out of Queensland and Adelaide.

Plus, the boys share some real-world advice for navigating all the noise: what to watch, what to ignore, and why waiting for the RBA before acting could cost you. If you're thinking about refinancing, investing, or just want to understand what all these economic headlines really mean for your money, this one’s worth a listen.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Your most asked home loan questions, answered

With so many rules, policies, and exceptions in the lending world, it’s no wonder people get confused. In this episode of The Brokers’ Lounge, Eddie and Carlo take on a rapid-fire Q&A, tackling the most common questions they get from clients about borrowing, refinancing, and managing loans in today’s market.

They dive into how banks treat things like bonuses, overtime, and foreign income, what really goes on behind the scenes with your credit report, and why two people with the same income can get wildly different borrowing capacities depending on the lender. They also break down common traps like unused credit cards hurting your borrowing power or how cross-collateralising loans could come back to bite you later.

From fixed versus variable rates, to the rise of DTI restrictions, to why your home loan should never be a "set and forget" decision, this episode is packed with real advice, client examples, and straight-up answers that every homeowner and buyer should know.

Whether you're just starting out, looking to refinance, or thinking about your next property move, this Q&A will give you a clearer path forward and maybe save you from a costly mistake.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Why refinancing now could be one of the smartest moves you make

Interest rates are finally falling and with that shift comes a huge opportunity if you know how to take advantage of it. In this episode of The Brokers Lounge, Eddie and Carlo break down what refinancing actually means in today’s market and why it might be worth doing sooner rather than later.

They unpack the real benefits beyond just chasing a lower rate, like unlocking equity to invest, improving cash flow, accessing better loan features (hello multiple offset accounts), or consolidating debt to ease the monthly squeeze. They also walk through common traps to avoid, including churn fatigue, hidden fees, and stretching your loan term unnecessarily.

Whether you’re coming off a fixed rate, feeling the cash flow pressure, or just want to make sure your loan is still working for you, this episode gives you the clarity and numbers to make a smart decision. Plus, they talk through what’s likely ahead for rates and how to weigh up variable versus fixed options in a falling market.

If you’ve been wondering whether it’s worth switching, this is your cue to take a closer look. The right move now could save you thousands over the long run and give you more control over your money.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

From $28k homes to $1.2m price tags: how did we get here?

What if you could buy a house in Sydney for just $28,000? In 1975, you could, and most families did it on a single income. Fast forward 50 years and that same home is worth around $1.2 million and the path to homeownership looks very different.

In this episode of The Brokers Lounge, Eddie and Carlo take a fascinating look at how Australia has changed since the mid-70s. They compare house prices, wages, and the cost of everyday essentials like bread, milk, and petrol, and explore why the great Australian dream is harder to reach today.

From inflation and lifestyle shifts to the rise of “wants” over “needs”, they unpack what is really driving the gap between earnings and expenses. But it is not all bad news. They also share why today’s world offers more opportunities, access to information, and professional support than ever before.

Whether you are nostalgic for the “good old days” or curious about how far we have come, this episode will have you rethinking what has changed, what has not, and what it all means for your financial future.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

In this episode of The Brokers’ Lounge, Eddie sits down with Baz Gardner, a mentor and expert in human behaviour, mindset and purpose, to look beyond the numbers and into what’s really going on in the minds of today’s buyers.

With interest rates dropping and market sentiment shifting, you’d think people would be feeling more confident. But many are still hesitant, overwhelmed, or unsure about their next move. Why? Baz explains how mindset plays a bigger role than most people realise and why smart financial decisions often start with emotional clarity.

Together, Eddie and Baz unpack the unseen forces behind buyer behaviour. They talk through the impact of fear, confusion and pressure in a market that keeps changing. From emotional buying to analysis paralysis, they explore the real reasons people get stuck and how to move forward with more confidence and less stress.

Whether you’re buying your first home, considering your next investment, or just trying to make sense of it all, this episode will help you cut through the noise and focus on what really matters.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

What does Labor’s $33 billion housing plan actually mean for you?

In this episode, Eddie and Carlo unpack the federal election results and how the Albanese government’s massive housing commitments could impact the property market. From changes to the Home Guarantee Scheme and rental reforms to supply measures, foreign buyer restrictions, and social housing plans, they break it all down in plain language.

You’ll learn what these policies could mean for first home buyers, renters, investors, and the broader housing market over the next few years. They also dive into the real-world implications of rate cuts, borrowing capacity, infrastructure investment, and why now might be a pivotal time to take action.

If you’re in the property game or thinking about getting in, this episode’s packed with insight that cuts through the noise.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation