🎙️ Welcome to The Broker Podcast with Jack Stapleton Founder, Owner, and Broker of Realty Texas, one of America’s most respected independent real estate firms.

In this episode, Jack tackles three real-world issues that show up every day in Texas real estate — creative financing offers sent through email, the resurfacing of the 50-year mortgage, and clients who hesitate to sign representation agreements.

💬 It’s a deep dive into situations that can derail a transaction, create unexpected liability, or leave an agent unprotected. Jack explains how to handle investor “offers” written in the body of an email without any promulgated forms, why extended-term mortgages may sound appealing but fall apart under real financial analysis, and how to approach clients who are uncertain about representation without pressure but with firm professional boundaries.

With over 20 years in the business, thousands of transactions closed, and more than 400 agents under his leadership, Jack brings practical wisdom, compliance-focused guidance, and straight-to-the-point teaching insight to each topic. He breaks down what agents often misunderstand, what clients deserve to know, and how to keep every conversation rooted in ethics, clarity, and consumer protection.

If you want real-world guidance on unconventional offers, risky lending products, and client representation conversations, this episode delivers clear, actionable direction.

🧠 Key Takeaways

• How to respond to investor “offers” that show up only in an email, without forms, and how to protect your client when the other side refuses to use promulgated documents.
• Why 50-year mortgages are gaining attention, the dangers behind them, and why they are not viable or responsible for today’s buyers.
• How to talk with clients who don’t want to sign a representation agreement, what the agreement truly does, and why self-representation does not change what the seller has already agreed to pay.

Whether you’re a new agent building your professional foundation or a seasoned expert refining your approach, this episode pulls back the curtain on what really happens behind the scenes in Texas real estate and shows you how to navigate it with confidence.

Subscribe, listen, and join Jack each week as he breaks down the issues that matter most to REALTORS®, brokers, and clients across Texas.