Can you really earn up to 13.25% growth without risking your principal?
In this episode, Marty Becker breaks down a five-year fixed index annuity that offers protection, flexibility, and short-term opportunity — without locking your money away for life.

You’ll learn:

• How the flooring method lets you choose how much of your interest gains to risk — not your principal.

• Why a five-year annuity can be a smart bridge between safety and growth.

• How to use annuities in five-year chunks to protect your income during market downturns.

• The difference between chasing the “best” annuity and finding the right fit for your goals.

If you’re not ready for a lifetime income plan but still want protection from market losses, this strategy may give you the balance you need.

Visit AtlasAnnuity.com to watch Marty’s free video series or schedule a short call to find the right annuity decision — the first time.

In episode 90 of the Atlas Annuity Podcast, Marty Becker explains why “convenience” can quietly cost you thousands in retirement income.

When big investment firms start offering annuities through limited partnerships, they make the process simple — but not always in your best interest. Marty breaks down how these programs work, why independence matters when choosing your annuity, and how small differences in payout can turn into massive income losses over time.

You’ll learn:

• Why independent advisors can access higher-paying annuity options

• How “easy” choices often mean limited choices

• The long-term cost of convenience in retirement planning

• How to make sure your income plan truly serves you

Don’t settle for less just because it’s simple. Take control of your retirement income and make informed decisions that maximize what you’ve earned.

Learn more or schedule your own independent annuity review at AtlasAnnuity.com.

In episode 89 of the Atlas Annuity Podcast, Marty Becker takes a deep dive into one of the biggest overlooked risks in retirement—financial fragility after the loss of a spouse.

Drawing from research by the Center for Retirement Research at Boston College, Marty explains why future retirees may face tougher challenges maintaining their lifestyle after a financial shock, like medical expenses or the loss of a Social Security check. He breaks down how the shift from traditional pensions to 401(k)s has made income less dependable, and why the “4% rule” often falls short in today’s environment.

To address this growing problem, Marty introduces a simple but powerful strategy using the American Equity Income Shield Bonus Annuity—a plan designed to replace lost income when a spouse passes away, with guarantees that grow every year for up to 20 years. He walks through how it works, why it’s flexible, and how it can ensure a surviving spouse never runs out of income.

If you want to protect your spouse’s income, preserve your legacy, and create certainty in an uncertain world, this episode will show you how to plan ahead with confidence.

Learn more or schedule a call at AtlasAnnuity.com.