Not all financial advisors are created equal. In fact, many of the credentials people list after their name take less than a month to earn—and some don’t require any real experience at all.

In this episode of The Angie.CPA Show, financial planner Angie Grainger, CPA/PFS, CFP®, breaks down what the letters after someone’s name actually mean, how to spot the difference between surface-level advice and real expertise, and how to choose an advisor who can oversee your entire financial picture.

If your money is getting more complex—or you're facing a big life change—this episode will help you make smarter, more confident decisions about who you trust to help guide you.

Download the free Quick Guide to Financial Advisor Credentials

Subscribe for new episodes that bring calm to financial chaos.

—

GENERAL INFORMATION DISCLAIMER // This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. All content in this episode is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the episode constitutes professional and/or financial advice, nor does any information in the episode constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Prosperent Co is not a fiduciary by virtue of any person’s use of or access to the episode or content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the episode before making any decisions based on such information or other consent. In exchange for watching or listening to the episode, you agree not to hold Prosperent Co, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the episode.

Most people think of a 401(k) as a simple retirement account. But it’s actually part of the tax code—and the way it works may not be as beneficial as you’ve been led to believe.

In this first episode of The Angie.CPA Show, financial planner Angie Grainger, CPA/PFS, CFP®, breaks down the real purpose of a 401(k), the trade-offs you’re making when you contribute, and how to make more confident decisions based on your actual needs.

You’ll learn what the 401(k) was designed to do, what you lose in capital gains treatment, how to think clearly when markets drop, and how to avoid reacting out of fear.

Download the free Quick Guide to 401(k)s

Subscribe for new episodes that bring calm to financial chaos.

—

GENERAL INFORMATION DISCLAIMER // This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. All content in this episode is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the episode constitutes professional and/or financial advice, nor does any information in the episode constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Prosperent Co is not a fiduciary by virtue of any person’s use of or access to the episode or content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the episode before making any decisions based on such information or other consent. In exchange for watching or listening to the episode, you agree not to hold Prosperent Co, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the episode.