What if you could lock in a large charitable tax deduction today, reduce your current-year tax bill, and still decide where the money actually goes later—all while keeping your giving organized, flexible, and strategic? In this episode of Donor-Advised Funds Explained: The Smartest Way High Earners Give and Save on Taxes, we uncover why donor-advised funds have become one of the most powerful tax-planning tools used by high-income earners, business owners, and investors. You will learn how DAFs allow you to give on your timeline, deduct at your highest tax rates, eliminate capital gains on appreciated assets, and integrate charitable giving seamlessly into a long-term wealth strategy—without the complexity of a private foundation.

Disclaimer: The information shared in this podcast is for general educational purposes only and does not constitute legal, tax, financial, or accounting advice. Nothing discussed should be interpreted as specific guidance for your personal situation. Laws and regulations change, and the applicability of the concepts discussed may vary based on your individual circumstances. Before making any decisions, you should consult with a qualified professional who can provide advice tailored to your needs.

If you require personalized assistance, you may contact me at TaxAndMoneyMastery.com.

Below is the link for DAFs

https://www.renaissancecharitable.org/

Their phone is 866-803-0389

© 2025 All Rights Reserved.

The REPS Advantage breaks down exactly how Real Estate Professional Status (REPS) works, why it is one of the most powerful tax tools in the Internal Revenue Code, and how you can qualify ethically, legally, and confidently.

In this episode, we explore the tactics that allow real estate investors to convert passive losses into active deductions, accelerate depreciation, leverage cost segregation studies, maximize material participation, and use the IRS rules to build long-term wealth. Whether you are a W-2 high earner, a real estate developer, or a growing investor ready to scale, this podcast delivers the clarity and direction you need to use real estate to offset taxes.

• How Real Estate Professional Status actually works – without the confusing jargon

• The tests you must meet to qualify for REPS and how to document your hours

• Why grouping elections matter and how they unlock tax savings

• The connection between REPS, cost segregation, and accelerated depreciation

• How investors legally reduce their tax burden using real-property trades and businesses.

• Why This Episode Matters Real Estate Professional Status is more than a title — it is a legal tax strategy that can transform your finances. When used properly, REPS allows investors to unlock passive losses, shelter active income, supercharge depreciation deductions, and accelerate wealth building. This episode offers a clear and practical roadmap, empowering you to capture every benefit available under the tax code.

You can contact me at: taxandmoneymastery@gmail.com

In this episode, we break down one of the most powerful and misunderstood tax strategies used by high-income professionals: short-term rentals (STRs). Discover how doctors, executives, engineers, nurses, tech professionals, and other high-earning W-2 employees legally use STR tax rules to create massive deductions—often wiping out tens of thousands of dollars in taxable income.

If you've been searching for ways to lower your tax bill without quitting your job, this episode gives you the exact framework, simplified explanations, and real-world examples you can use immediately.

• The “STR Loophole” Explained — why short-term rentals are treated differently than long-term rentals for tax purposes.

• How High Earners Qualify even if they work full-time and don't meet real estate professional status (REPS).

• The IRS Rules You MUST Know including material participation tests, average stay requirements, and compliance essentials.

• How STRs Allow W-2 Income Offset — the mechanism that creates massive front-loaded depreciation deductions.

• Cost Segregation Benefits — how investors accelerate depreciation to reduce taxes fast.

• Example Tax Savings Scenarios showing how investors legally reduce $20k… $50k… even $100k+ in taxable income.

• Common Myths and Mistakes that get people audited or disqualified.

• Short-term rentals are one of the few legal IRS-approved strategies that allow everyday W-2 earners to unlock the same tax advantages that high-net-worth investors have used for decades. If you want to finally take control of your taxes instead of feeling controlled by them, this episode is a must-listen.
• If this episode helped you understand STR tax strategies, please rate, review, and share the podcast with friends who want to keep more of the money they work hard for.
• You can reach me at taxandmoneymastery@gmail.com

Description: Discover how to enjoy a joyful, meaningful Christmas without debt, stress, or financial regret. In this episode of Tax & Money Mastery, we break down 7 proven strategies to help you save money, cut unnecessary spending, and earn extra cash quickly before the holidays arrive. Learn practical budgeting hacks, simple side gigs that pay fast, and faith-based financial principles that keep you grounded during the busiest spending season of the year.

Whether you're trying to stretch your paycheck, avoid credit card traps, or simply want a smarter way to prepare for Christmas, this episode gives you the tools to stay financially free, maximize your resources, and protect your peace.

Perfect for families, entrepreneurs, and anyone committed to a debt-free holiday season.

#DebtFreeChristmas #ChristmasSideHustles #TaxAndMoneyMastery

Disclaimer: The information shared in this podcast is for general educational purposes only and does not constitute legal, tax, financial, or accounting advice. Nothing discussed should be interpreted as specific guidance for your personal situation. Laws and regulations change, and the applicability of the concepts discussed may vary based on your individual circumstances. Before making any decisions, you should consult with a qualified professional who can provide advice tailored to your needs.

If you require personalized assistance, you may contact me at TaxAndMoneyMastery.com.

© 2025 All Rights Reserved.

In this episode, we break down how quarterly estimated taxes work, why entrepreneurs must pay them, and how to avoid IRS penalties using smart planning. Learn how to calculate what you owe, the safe-harbor rules, and simple strategies to stay compliant while keeping more of your hard-earned income. Perfect for small-business owners, freelancers, real-estate investors, and anyone wanting tax clarity. #QuarterlyTaxes #EstimatedTaxes #EntrepreneurTaxes #SmallBusinessFinances #TaxPlanning #FinancePodcast.

Disclaimer: The information shared in this podcast is for general educational purposes only and does not constitute legal, tax, financial, or accounting advice. Nothing discussed should be interpreted as specific guidance for your personal situation. Laws and regulations change, and the applicability of the concepts discussed may vary based on your individual circumstances. Before making any decisions, you should consult with a qualified professional who can provide advice tailored to your needs.

If you require personalized assistance, you may contact me at TaxAndMoneyMastery.com.

© 2025 All Rights Reserved.

5 Paying Your Children Reducing Taxes and Instilling God's Work Principles

In this episode, we explore a powerful strategy that blends smart tax planning, family stewardship, and biblical principles of work. Learn how paying your children through your business—when done correctly and legally—can reduce your tax burden, keep more income within your household, and teach lifelong lessons about responsibility, diligence, and honoring God through our labor.

We break down how the IRS allows business owners to hire their children, how income shifting lowers overall family taxation, and what jobs children can legitimately perform in a family business. You’ll also discover how work becomes a discipleship opportunity, helping your children understand Colossians 3:23 and God’s design for meaningful, wholehearted effort.

Whether you’re an entrepreneur looking to strengthen your tax strategy or a parent wanting to build godly work ethic in your home, this episode offers a clear, practical, faith-centered approach to managing your finances with integrity and purpose.

Unlock Tax-Free Reimbursements: The Ultimate Accountable Plan & 280A Wealth Strategy delivers a clear, strategic breakdown of two of the most powerful—yet commonly misunderstood—tax advantages available to S-Corp and C Corp owners, and entrepreneurs. In this episode, you will learn exactly how to structure an IRS-compliant accountable plan, how Section 280A (the administrative office and home-use deduction) really works, and how combining these strategies can create substantial, legal, tax-free reimbursements for your business.

We explore how to document expenses correctly, how to reimburse yourself without increasing taxable income, and how to avoid the common mistakes that trigger IRS scrutiny. You’ll also discover how these tools support stronger stewardship, better cash flow management, and long-term wealth building for business owners.

Whether you are looking to reduce your tax burden, strengthen compliance, or simply learn smarter ways to retain more of what you earn, this episode gives you a practical, step-by-step framework for using the accountable plan and Section 280A to your advantage.

Disclaimer: The information shared in this podcast is for general educational purposes only and does not constitute legal, tax, financial, or accounting advice. Nothing discussed should be interpreted as specific guidance for your personal situation. Laws and regulations change, and the applicability of the concepts discussed may vary based on your individual circumstances. Before making any decisions, you should consult with a qualified professional who can provide advice tailored to your needs.

If you require personalized assistance, you may contact me at TaxAndMoneyMastery.com.

© 2025 All Rights Reserved.

The year isn’t over yet—and there’s still time to legally save thousands on your taxes. In this episode of Tax & Money Mastery, Ashley breaks down 20 last-minute deductions and strategies that high-net-worth entrepreneurs consistently use to reduce their tax burden before December 31.

Whether you’re a small business owner, investor, or faith-driven entrepreneur, this episode will give you actionable steps to: * Prepay expenses and accelerate deductions * Maximize retirement and HSA contributions * Take advantage of charitable giving strategies * Reduce self-employment and business taxes * Protect assets while staying fully compliant with the IRS

Don’t leave money on the table—learn what the wealthy do each year to finish strong, save big, and position themselves for a prosperous new year.

Starting January 1 Join the Insiders in the Strategic Wealth Forum. Early Bird Special $950 when you pay for the entire year by December 15th (hint--it is DEDUCTIBLE)!

Live Every Thursday • 7–8 PM Eastern • $99/month via Zoom

Step into a weekly 1 hour strategy session designed to help Christian entrepreneurs build, protect, and multiply wealth with wisdom.

Each week inside the Strategic Wealth Forum, we unpack timely topics on tax strategy, entity structure, and asset protection—all through a lens of faith-based stewardship and financial clarity.

You’ll learn practical ways to: ✅ Legally lower your taxes ✅ Protect your assets and business structure ✅ Navigate new IRS rules with confidence ✅ Integrate Biblical principles into smart money decisions ✅ Ask your own tax and strategy questions live

This isn’t just information—it’s transformation. You’ll walk away each week with actionable strategies to grow your business, protect your wealth, and honor God through wise financial planning.

Space in the forum is limited.

You can contact me for more info at taxandmoneymastery@gmail.com or join us in our Facebook group for like minded Christian business owners Tax and Asset Protection Strategies for Christian Enrepreneurs | Facebook

January 1