What actually determines whether a contractor can win bigger public projects?

In this episode of Finance at the Jobsite, I sit down with Zach Comfort, Vice President & Senior Underwriting Officer at Zurich North America Contract Surety, to break down how surety really works — and why bonding is far more than a compliance requirement.

Zach explains surety in plain English:

✔️ Why bonds protect taxpayers on public jobs
✔️ The “3 Cs” of underwriting: Capital, Capacity, and Character
✔️ Early financial warning signs sureties watch for (profit fades, underbillings, fragile liquidity)
✔️ How contractors can treat surety like a credit partner, not a commodity
✔️ What project managers can do day-to-day to strengthen bonding confidence
✔️ How technology, dashboards, and AI can reduce surprises and build trust

If you’re a construction CFO, controller, or contractor looking to scale responsibly, this conversation is packed with insights that directly impact your bonding capacity — and your growth.

🎙 Guest: Zach Comfort (Zurich North America – Contract Surety)
Connect with Zach on LinkedIn: www.linkedin.com/in/zachary-c-a525b285

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