Send us a message

Is UK residential property becoming too expensive, too restrictive and too tax heavy for serious investors?

In today’s episode, Simon Misiewicz of Optimise Accountants challenges the default assumption that UK property investors should always buy houses, flats and buy to lets. Instead, he asks whether now is the time to look seriously at UK commercial property.

Residential landlords have been hit hard by higher Stamp Duty Land Tax, reduced mortgage interest relief, repairs, maintenance costs, regulation and growing pressure from tenant protection rules. For many investors, the numbers are getting tighter and the old buy to let model may no longer produce the returns they expected.

Simon explains why commercial property can offer a very different opportunity. You will hear why commercial leases may push more repair and maintenance costs onto the tenant, why mortgage interest can be more tax efficient compared with residential property, and why business owners, doctors, dentists and professionals may want to think carefully about owning their own trading premises.

The episode also explores how commercial property can be held inside a pension, allowing a business to pay rent into a pension structure, reduce taxable profits and potentially grow wealth in a more tax efficient way.

Simon also discusses mixed use property, such as a flat above a shop, and why this can create Stamp Duty Land Tax advantages compared with buying purely residential property. He then explores the idea of buying commercial property with future permitted development potential, where investors may later convert commercial space into residential use.

This episode is for UK landlords, property investors, business owners, doctors, dentists, mortgage brokers, solicitors and property professionals who want to think beyond traditional buy to lets.

Before you buy another residential property, ask yourself one important question, are you ignoring commercial property because it is wrong for you, or simply because nobody has explained the tax benefits properly?

Simon Misiewicz of Optimise Accountants

UK Property Tax Options:

🌐 UK Property Tax Website: https://www.optimiseaccountants.co.uk/

📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call

📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB

🎧 Podcasts: https://www.buzzsprout.com/2607825

💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/

A quick mention of our proud sponsor Calm Buddies, helping children, parents and families bring a little more comfort, calm and reassurance into everyday life. You can find out more about their products here: https://calmbuddiesofficial.myshopify.com/

Hashtags

#UKPropertyTax, #CommercialProperty, #PropertyInvesting, #UKLandlords, #BuyToLet, #StampDuty, #PensionPlanning, #MixedUseProperty, #PropertyTax, #OptimiseAccountants

Links

🌐 Website: https://www.optimiseaccountants.co.uk/

📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call

📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB

▶️ YouTube Channel: https://www.youtube.com/@optimise-accountants

🎧 Apple Podcasts: https://podcastsconnect.apple.com/my-podcasts/show/uk-property-tax-by-simon-misiewicz-optimise-accountants/c62ef1a1-fcaa-4beb-8107-c671865cc71d

🎵 Spotify Podcasts: https://open.spotify.com/show/0LiWbYJI7pJIquPVaF4GeF?si=I3xXgUwgQJuG42Q14Fs0NQ

💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/