Creative Solutions for Housing Affordability and Real Estate Investment

In this episode of Stay Winning Wealth, the host is joined by mortgage lender and content creator Joel Ferrell (@lendingforentrepreneurs). They discuss the challenges and opportunities in the current housing market, including strategies for making homeownership more affordable. Topics include the impact of rising housing costs, the potential of 50-year mortgages, multi-applicant mortgage loans, and the long-term effects of financial decisions made in youth. They also explore the importance of creative financing and the role of real estate investment in overcoming economic stress and building generational wealth. The discussion emphasizes practical advice for saving, investing, and leveraging resources to achieve financial stability and prosper in today’s economic climate.00:00 Introduction and Guest Welcome00:25 Discussing Housing Affordability and 50-Year Mortgages02:52 Creative Financing and Multi-Person Mortgages06:19 Economic Pressures and Family Dynamics11:59 Impact of Immigration on Housing Demand19:18 Real Estate as a Tool for Generational Wealth23:19 New Opportunities in Real Estate23:42 The Impact of Student Debt on Home Buying24:25 Financial Planning for Different Life Stages24:59 Creative Strategies for Building Wealth27:45 The Importance of Consistent Effort30:54 Leveraging Social Media for Success39:41 The Value of Networking and Community44:55 Final Thoughts and Future Plans

Consider becoming a channel member: youtube.com/@staywinningusd/join#realestatemarket #housingmarket #housingcrisis ________________________________________________________________FOLLOW ME ON X: https://twitter.com/staywinningusdFOLLOW ME ON INSTAGRAM: https://www.instagram.com/staywinningusd/SUBSCRIBE ON YOUTUBE: www.youtube.com/@staywinningusdDOWNLOAD ON SPOTIFY: https://open.spotify.com/show/2lPyA19keI2fpr0xZrEKxM________________________________________________________________Free Stuff:COINBASE: - https://www.coinbase.com/join/QUZTBUQ?src=android-linkFAIRFIGURE - https://fairfigure.com/?fpr=hugo66NOVO - https://onboarding.novo.co/signup?referral_code=HUGOALONZOSPARK 1% CLASSIC - https://www.capitalone.com/small-business/credit-cards/lp/referrals/?referralCode=3MCCRKQD&customerName=HUGO&programCode=4015&pId=859187&oC=COFR58RSswSTASH - https://get.stash.com/?code=hugo8gqtrMy Tools:DESCRIPT - https://www.descript.com/referral-program?utm_source=user_referral&productId=web.descript.com&ucc=nFmYnMFqdM7&celloN=U3RheQOPUS CLIP - https://www.opus.pro/?via=ef27d8VIDIQ - https://vidiq.com/staywinningpod/My Equipment on Amazon: VHQQ USB C LAVALIER - https://amzn.to/3YyUAklMOVO MIC HANDLE - https://amzn.to/4d90j57SAMSON Q9U XLR/USB MIC - https://amzn.to/3yi70ThDEPSTECH 4K WEBCAM - https://amzn.to/3LU5ee0HOLLYLAND LARK M1 WIRELESS LAV - https://amzn.to/3YwEt6UPIXEL 8A - https://amzn.to/4c91QXuLOGITECH BRIO 101 - https://amzn.to/3yosr55VIDEO LIGHTING WITH C-CLAMP https://amzn.to/3WxOZYXDISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments.Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn’t cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!

Consider becoming a channel member: youtube.com/@staywinningpod/joinLooking to make big money without a college degree? In this video, we reveal the highest paying job you can land without stepping foot in a university! Whether you're just starting out, switching careers, or looking to maximize your earning potential, this career path could be your ticket to financial freedom. We’ll break down the job details, salary expectations, how to get started, and tips to succeed—all without needing a degree! #nodegreeneeded #careergrowth #moneymaking Free Perks: https://beacons.ai/staywinningpod________________________________________________________________FOLLOW ME ON X: https://twitter.com/staywinningpodFOLLOW ME ON INSTAGRAM: https://www.instagram.com/staywinningpod/SUBSCRIBE ON YOUTUBE: www.youtube.com/@staywinningpodFOLLOW ON SPOTIFY: https://open.spotify.com/show/2lPyA19keI2fpr0xZrEKxM________________________________________________________________My Equipment on Amazon: VHQQ USB C LAVALIER - https://amzn.to/3YyUAklMOVO MIC HANDLE - https://amzn.to/4d90j57SAMSON Q9U XLR/USB MIC - https://amzn.to/3yi70ThDEPSTECH 4K WEBCAM - https://amzn.to/3LU5ee0HOLLYLAND LARK M1 WIRELESS LAV - https://amzn.to/3YwEt6UPIXEL 8A - https://amzn.to/4c91QXuLOGITECH BRIO 101 - https://amzn.to/3yosr55VIDEO LIGHTING WITH C-CLAMP https://amzn.to/3WxOZYXDISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments.Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn’t cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!

Consider becoming a channel member: youtube.com/@staywinningpod/joinEpisode sponsor: www.sismembers.comWelcome to Stay Winning Podcast episode 37! This is the third podcast episode with video and a guest. In this podcast episode, Jenny and I discuss the power of networking, the power of financial literacy, mindset, traveling, financial coaching, and building wealth as a first generation American. Find out the meaning behind Worth The Happiness.#financialliteracy #financialeducation #personalfinance Find more info:Instagram: @worththehappinesshttps://www.worththehappiness.com/_____________________________________________FOLLOW ME ON X: https://twitter.com/staywinningpodFOLLOW ME ON INSTAGRAM: https://www.instagram.com/staywinningpod/SUBSCRIBE ON YOUTUBE: www.youtube.com/@staywinningpod______________________________________________Perks for you:https://beacons.ai/staywinningpodDISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments.Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn’t cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!

Episode sponsor: www.sismembers.comWelcome to Stay Winning Podcast episode 36! This is our second podcast with video and a guest. In this podcast episode, we discuss a new book that simplifies investing and helps beginners get started successfully. Tune in for valuable tips and recommendations! Find the book FISHING FOR INVESTMENTS in the link below and check out all the good investing stories from author Delbert Fradejas. #passiveincome #investingforbeginners #bitcoinhalving2024 Find more info:X: @delbeezeehttps://fishingforinvestments.com/_____________________________________________FOLLOW ME ON X: / staywinningpod FOLLOW ME ON INSTAGRAM: / staywinningpod SUBSCRIBE ON YOUTUBE: / @staywinningpod ______________________________________________Perks for you:https://beacons.ai/staywinningpodDISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments.Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn’t cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!

SPONSORED BY: Security Insider StrategiesWelcome to Stay Winning Podcast episode 35! This is our first podcast with video and a guest. Welcome to our exclusive retirement insights podcast! In this highly informative discussion, we dive into a topic that seems to be frequently overlooked in mainstream conversations. Brace yourself for groundbreaking revelations on a retirement aspect that no one seems to be discussing enough! Financial planning for long term care is a critical phase in everyone's life, and it's perplexing to witness this particular aspect being left unaddressed. Over 70% of adults 65 and older will require long term care. Find out what Lily Vittayarukskul, the CEO of Waterlily is doing to help families better plan and prepare for long term care using artificial intelligence. #artificialintelligence #financialplanning #longtermcare Find more info:X: @lvittayarukskul and @joinwaterlily https://blog.joinwaterlily.com/https://www.joinwaterlily.com/_____________________________________________FOLLOW ME ON X: https://twitter.com/staywinningpodFOLLOW ME ON INSTAGRAM: https://www.instagram.com/staywinningpod/SUBSCRIBE ON YOUTUBE: www.youtube.com/@staywinningpod______________________________________________Perks for you:- Grow on Twitter: https://gumroad.com/a/698253523/nnyap- Bookkeeping and Taxes for Your Business: https://xendoo.pxf.io/jWKybe- Get Your 1st Business Credit Card Easily: https://www.capitalone.com/small-busi...- Get Your Free LLC and Tax ID: https://incauthority.refr.cc/hugoalonzoDISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments.Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn’t cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!

Welcome to my podcast. This is Stay Winning Podcast episode 34. In this podcast, we dive into the world of real estate investing, specifically focusing on strategies that can help you maximize your profits. Are you ready to unlock the secrets of successful real estate investments? In this episode we share valuable insights and tips to help both beginners and experienced investors make informed decisions. Whether you're aiming to build a real estate portfolio or earn passive income, this video (podcast episode) is packed with actionable advice to guide you towards profitable investments. Throughout the episode, we cover a range of crucial topics related to real estate investing. None of this is financial advice. Please do your own research. #realestate #realestateinvesting #realestateinvestor Perks for you: - Get $20 to Invest in REITs: ⁠https://get.stash.com/hugo8gqtr⁠ - Take Surveys Get Paid: ⁠⁠https://bmv.biz/?a=6821&c=1&s1=⁠⁠ - Grow on Twitter: https://gumroad.com/a/698253523/nnyap - Bookkeeping and Taxes for Your Business: https://xendoo.pxf.io/jWKybe - Get Your 1st Business Credit Card Easily: https://www.capitalone.com/small-business/credit-cards/lp/referrals/?referralCode=3MCCRKQD&customerName=HUGO&programCode=4008&pId=859187 - Get Your Free LLC and Tax ID: https://incauthority.refr.cc/hugoalonzo - Detailed Newsletters: https://koji.to/k/76kY Show support: - SUBSCRIBE TO MY CHANNEL ➤ ⁠⁠https://www.youtube.com/@staywinningpod⁠⁠ - FOLLOW ME ON INSTAGRAM ➤ ⁠⁠https://www.instagram.com/staywinningpod⁠⁠ - FOLLOW ME ON X ➤ ⁠⁠https://www.twitter.com/staywinningpod⁠⁠ DISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments. Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn’t cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!

Welcome to the 33rd and newest episode of Stay Winning Podcast! I hope you enjoy this episode and learn from it as I provide you with the details on the current state of millennials and their money. Some of these statistics are truly shocking.

Please reach out with topics and questions that you would like for me to expand on. I am here to help you maximize your financial health. Please share and invite your friends. Thank you for listening. Stay Winning! God bless.

#millennials #millenialmoney #moneyhabits

Perks for you:

- Get $20 to Invest in REITs: ⁠⁠https://get.stash.com/hugo8gqtr⁠⁠

- Take Surveys Get Paid: ⁠⁠⁠https://bmv.biz/?a=6821&c=1&s1=⁠⁠⁠

- Grow on Twitter: https://gumroad.com/a/698253523/nnyap

- Bookkeeping and Taxes for Your Business: https://xendoo.pxf.io/jWKybe

- Get Your 1st Business Credit Card Easily: https://www.capitalone.com/small-business/credit-cards/lp/referrals/?referralCode=3MCCRKQD&customerName=HUGO&programCode=4008&pId=859187

- Get Your Free LLC and Tax ID: https://incauthority.refr.cc/hugoalonzo

- Detailed Newsletters: https://koji.to/k/76kY

Show support:

- SUBSCRIBE TO MY CHANNEL ➤ ⁠⁠⁠https://www.youtube.com/@staywinningpod⁠⁠⁠

- FOLLOW ME ON INSTAGRAM ➤ ⁠⁠⁠https://www.instagram.com/staywinningpod⁠⁠⁠

DISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments.

Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn’t cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!

Welcome to the 32nd and newest episode of Stay Winning Podcast! I hope you enjoy this episode and learn from it as I provide you with the details on the current real estate market. I also provide information to help better prepare for your purchase during these tough times.

Please reach out with topics and questions that you would like for me to expand on. I am here to help you maximize your financial health. Please share and invite your friends. Thank you for listening. Stay Winning! God bless.

#realestate #homebuying #realestatemarket

Perks for you:

- Get $20 to Invest in REITs: ⁠https://get.stash.com/hugo8gqtr⁠

- Take Surveys Get Paid: ⁠⁠https://bmv.biz/?a=6821&c=1&s1=⁠⁠

- Grow on Twitter: https://gumroad.com/a/698253523/nnyap

- Bookkeeping and Taxes for Your Business: https://xendoo.pxf.io/jWKybe

- Get Your 1st Business Credit Card Easily: https://www.capitalone.com/small-business/credit-cards/lp/referrals/?referralCode=3MCCRKQD&customerName=HUGO&programCode=4008&pId=859187

- Get Your Free LLC and Tax ID: https://incauthority.refr.cc/hugoalonzo

- Detailed Newsletters: https://koji.to/k/76kY

Show support:

- SUBSCRIBE TO MY CHANNEL ➤ ⁠⁠https://www.youtube.com/@staywinningpod⁠⁠

- FOLLOW ME ON INSTAGRAM ➤ ⁠⁠https://www.instagram.com/staywinningpod⁠⁠

DISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments.

Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn’t cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!