Smart Credit Bytes – Episode 20
Digital Money Traps: How We Lose Wealth Online Without Realizing It🎙 Hosted by Sangeeta Sharma

We live in the digital age where money doesn’t clink, it clicks.
And in that click, many of us lose more than we realize.

In this powerful, eye-opening episode, Sangeeta breaks down the invisible habits draining your wealth from UPI overspending and auto-renewals to emotional shopping and financial FOMO.

You’ll learn:

• How online convenience hides emotional spending

• The truth about BNPL, subscriptions, and “cashback traps”

• How to protect your peace and your wallet in the digital economy

• Why awareness is the new wealth

This isn’t just another personal finance episode it’s a wake-up call for modern money management.

🎧 Tune in and take control before your next click.

#SmartCreditBytes #SangeetaSharma #DigitalFinance #MoneyHabits #FinancialFreedom #PersonalFinancePodcast #FinancialAwareness #SmartSpending #FinancialWellness #MSMEFinance #SmartCreditWithSangeeta

The Power Within You – Episode 10
Master Your Week: How Successful People Plan, Live & Stay Peaceful

What if success didn’t come from working harder but from living wiser?

In this calming yet powerful episode, Sangeeta Sharma blends the habits of successful people with soulful reflections and soothing shayari to help you design a week filled with clarity, balance, and purpose.

You’ll learn:

• How top achievers plan their week with awareness, not pressure

• Simple daily rituals that boost peace and productivity

• Why reflection and gratitude matter more than perfection

• How to turn chaos into rhythm and effort into ease

It’s not about doing more it’s about doing what matters, peacefully.
🎧 Tune in, slow down, and start mastering your week mindfully.

#ThePowerWithinYou #SangeetaSharma #MindfulSuccess #ProductivityWithPeace #FeminineEnergy #WeeklyPlanning #MotivationalPodcast #SelfGrowth

Every Diwali, we clean our homes but what about the dust in our financial habits?
In this deeply motivational episode, Sangeeta Sharma blends financial wisdom and life lessons to show how small undisciplined choices can dim the light of your business — and how awareness, clarity, and consistency can bring it back.

💡 Learn:

• The real-life traps that silently make MSME loan accounts “irregular”

• Why discipline is the foundation of wealth and stability

• How communication, compliance, and courage rebuild trust

• And how to rise stronger, wiser, and financially peaceful this Diwali

Light the lamp of awareness, not just the one on your desk.
#SmartCreditBytes #SangeetaSharma #MSMEFinance #DiwaliSpecial #FinancialDiscipline #BusinessGrowth #MotivationalFinance