Most of us have spent the past few days daydreaming about what we would spend $55 million on.

Pay off the mortgage, book a holiday, send some off to charity, throw the rest in a term deposit.

Three lucky punters each one a share of the jackpot last night - $18.3 million each.

Not many of us will have the chance to come across tens of millions in our lives, but most of us will at some point get a large some from inheritance or a bonus or the likes.

So what's the smart thing to do when you get a big windfall, before the excitement takes over?

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

The Reserve Bank shocked a lot of us last month when it cut the OCR by 50 basis points down to 2.5%.

Analysts have said that the RBNZ was reading the room and giving kiwis a much needed breather after years of high rates.

Early signs are showing it's starting to have an effect - with the GDP estimate for the September quarter pointing to 0.6% growth and many banks forecasting an optimistic remainder of the year.

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

Dame Noeline Taurua was stood down as the coach of the Silver Ferns in September due to 'significant issues' in the team. After many public statements and interviews, she was reinstated at the end of last month.

Netball NZ, her employer, remained just vague enough that the public could allow their imaginations to run wild about what had happened.

Andrew Bayly, MP for Port Waikato, resigned as a Minister after an 'animated discussion' during which he placed his hand on a staffers arm. He said he was led to believe a complaint had been laid, and his resignation was in response to that - but he very recently discovered that no formal complaint was made.

Luxon has since said about Bayly, that he would have sacked him if he hadn't resigned first.

But what is the right way to go about an employment dispute like these?

LISTEN ABOVE

See omnystudio.com/listener for privacy information.