エピソード

  • Scam Literacy for Real Life main episode for 2026-07-22
    2026/08/26
    In this episode of Scam Literacy for Real Life, Sterling breaks down real-world tactics for spotting and stopping bank callback scams that target adults handling their own finances or those of aging parents. Scammers now spoof legitimate bank numbers and pull public details to create urgent pressure, but you can still pause and verify before acting.

    Key takeaways:
    - Note the exact time and caller ID, then hang up without sharing any information
    - Reach your bank only through the official app or website to confirm alerts or holds
    - Request a note on your file and temporary flags for extra verification
    - Scan recent transactions for unauthorized test charges and set up custom alerts
    - Caregivers should establish authorized contact status right away and keep paper records of verified numbers

    These quick steps shift control back to you and close common gaps scammers exploit. Legitimate banks rarely demand immediate action by phone; they route notices through secure apps instead.

    📩 Have questions or want to share your experience? Reach out at scam@senseofthisshit.com.
    Support the show: https://www.spreaker.com/podca...
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    5 分
  • Scam Literacy for Real Life main episode for 2026-07-15
    2026/08/19
    In this episode of Scam Literacy for Real Life, host Sterling breaks down how to stay calm when an unknown caller claims to be your bank or another trusted service. He shares a simple three-step checklist to verify requests, avoid sharing details under pressure, and document attempts for reporting. The discussion covers why pausing for even a minute changes outcomes in bank fraud alerts, rental scams, and romance schemes, plus how caregivers can set up confirmation rules with family. Listeners learn to spot urgency language, reject password requests, and verify everything through official channels instead of reacting to spoofed numbers or surprise messages.

    Key takeaways:
    - End suspicious calls and redial using numbers from your statement or card back.
    - Never click links, share codes, or send gift cards or wires.
    - Insist on in-person viewings before rental deposits and talk with a trusted friend about romance requests.
    - Practice verification steps during calm moments to build habits that reduce stress-driven mistakes.

    📩 Have questions or want to share your experience? Reach out at scam@senseofthisshit.com.
    https://www.spreaker.com/podca...
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    4 分
  • Navigate Imposter Romance Rental Scams: Bank Callback First Minute Playbook
    2026/07/11
    In this episode of Scam Literacy for Real Life, we break down plain-English playbooks for imposter, romance, rental, and bank-callback scams, focusing on exactly what to do in the critical first minute when urgency hits. Scams thrive on pressure—whether it's a caller claiming your account is at risk, a romance contact needing quick cash, a rental ad demanding an upfront deposit, or a callback message from your bank. The key is simple pauses and checks that stop damage before it starts. You'll learn to hang up on imposter calls and verify via official numbers, pause romance requests to spot pressure tactics, refuse rental deposits without a viewing, and ignore callback instructions in favor of your own verified contacts. These steps work across all four because they limit information and money flow while you regain control.

    Key takeaways:
    - End unexpected calls immediately without sharing details, then call back using numbers from official sources like your card or statement.
    - Pause before any money or gift card transfers in romance scenarios and reply that you need time to think.
    - Demand an in-person or video viewing for rentals before sending deposits.
    - Treat every first-minute request the same by disconnecting and verifying on your terms.

    📩 Have questions or want to share your experience? Reach out at scam@senseofthisshit.com.
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    4 分