How much does caregiving really cost, and what happens when supporting the people you love puts your own financial future at risk?
In Season 2, Episode 4 of Sandwiched, host Paul H. Richardson Jr. welcomes Basiliso "Bas" Moreno, a Certified Financial Social Worker, Licensed Master Social Worker, founder of Bas Moreno Consulting, and host of the Social Work Rants podcast.
As a father, husband, and family caregiver, Bas understands firsthand the financial and emotional challenges of the sandwich generation.
In this honest conversation, Bas shares his experiences caring for an aging parent, navigating difficult family money conversations, rebuilding financial stability after divorce, and grieving the loss of his mother during the COVID-19 pandemic.
Paul and Bas explore how caregiving responsibilities, cultural expectations, financial trauma, and family guilt intersect, and why protecting your own financial well-being is an important part of caring for others.
In this episode, we explore:
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The financial realities of caring for aging parents while raising a family
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Understanding financial trauma and the emotional side of money
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Having difficult conversations about money, caregiving, and family responsibilities
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Setting boundaries and managing caregiver guilt
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Preparing for the future through estate planning and available resources
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Finding balance between supporting loved ones and protecting your own future
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Navigating grief, loss, and life after caregiving
Connect with Bas Moreno
Bas Moreno Consulting helps individuals and families navigate the intersection of financial well-being, caregiving, and life transitions.
Website: https://www.basmorenoconsulting.net
Podcast: Social Work Rants
Be Part of The Whole Truth of Caregiving
Every caregiver has a story worth telling.
Paul is the lead author of The Whole Truth of Caregiving, an upcoming anthology featuring diverse, honest stories from people with lived caregiving experience.
Launching in November 2027 during National Family Caregivers Month, the book aims to shine a light on the many different ways caregiving shapes our lives.
We're currently inviting prospective contributing authors to learn more and share their interest.
Learn more and sign up: https://caregiveranthology.lovable.app
About Sandwiched
Sandwiched, powered by Tumbleweed, explores the real stories behind caregiving, family, resilience, and the human experience of caring for others.
Explore Tumbleweed: https://tumbleweedplan.com
Follow or subscribe to Sandwiched wherever you listen to podcasts, and share this episode with someone navigating the financial and emotional challenges of caregiving.
Content Advisory: This episode includes discussions of grief, death, divorce, financial hardship, and the COVID-19 pandemic.
Disclaimer: The information shared in this episode is for educational and informational purposes only and does not constitute individualized financial, legal, tax, investment, or mental health advice. Please consult qualified professionals regarding your specific circumstances.