In this episode of Money Talk, Real Talk, Suzanne Alexander and Trish Gregory speak with Pascale Hellier to discuss the intricacies of superannuation, focusing on the differences between retail super funds and self-managed super funds (SMSFs). Pascale explains the flexibility and responsibilities that come with managing an SMSF, including the types of assets that can be held and the importance of having a solid investment strategy. The conversation also delves into the tax efficiencies associated with superannuation and the long-term strategies necessary for effective retirement planning. Additionally, Pascale highlights the regulatory landscape surrounding SMSFs and the importance of compliance.Enjoy!Suzanne & TrishRESOURCES:https://www.linkedin.com/in/pascale-helyar/https://www.instagram.com/dare.to.be_rich/https://growmymoney.com.au/ Email: moneytalkrealtalkpod@gmail.comDisclaimer:The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure statements and or target market determinations of any financial product you use or purchase and consider obtaining professional advice appropriate to your need. Trish Gregory, Authorised Representative number 1252041 is an Authorised Representative of Dirigere Advisory Pty Ltd trading as Intelligent Planning AFSL number 524371. Suzanne Alexander, while a former Financial Advisor, is now a Certified Money Coach (CMC®) and Mindset Mentor.