Ever wonder how everyone gets paid in your property journey? 👀
Here's the truth about mortgage broker commissions.
🏡 Selling agent: 1.5–2% commission. They get paid regardless of what happens after you sell.
🏡 Buyer's agent: $10k–$30k. They find the property, but if it underperforms, they still keep their fee.
🏡 Solicitor/conveyancer: $1.5k–$3k per transaction. Paid once the deal settles.
🏡 Accountant/trust setup: Upfront fees plus ongoing annual fees.
Now here's what most Aussies don't know...
💰 Most mortgage brokers charge the client $0.
The bank pays us a small commission for doing the strategy, structuring, approvals, paperwork, and managing 20+ hours of work to get you to settlement.
But here's the catch...
📌 Refinance or sell within 12 months? The bank claws back 100% of our commission.
📌 Within 24 months? They claw back 50%.
We're the only profession in the property chain that can do everything right... and still end up earning $0.
Not the client's fault—it's simply how the banking system is designed.
Meanwhile, the bank keeps collecting interest and profits.
I'm not looking for sympathy. I love what I do and I'm proud to help families build wealth through smart lending strategies.
But I do believe people should understand how the system actually works.
That's why I value loyal clients. We don't disappear after settlement—we review your loans, protect your structure, and help you build wealth for the long term.
Support the people who support your journey.
And to every hardworking mortgage broker in Australia...
Fight the good fight. ✊🙌