📞 Get your customized planning started by booking a 15-minute consultation:

https://calendly.com/erg-slc/15minutediscoverycall

📘 Grab Your FREE Copy of "Rounding Third"

http://rounding-third.elevatemyretirement.com/

Some people believe having two financial advisors means double the wisdom, but does that really yield double the benefit? Today, Sean explains why working with multiple advisors can create conflicting advice, overlapping investments, and tax inefficiencies. He outlines the few specialized cases where multiple professionals might make sense, but overall, how having one lead advisor keeps your strategy unified.

Here’s what we discuss in this episode:

⚖️ Pros and Cons: the hidden trade-offs of splitting your money

🧩 Communication Breakdown: how conflicting advice creates confusion

📊 Overlapping Investments: why “more” doesn’t always mean better diversification

🤝 Simplify Your Team: how one lead advisor keeps everything aligned

🎯 Confidence Through Clarity: one voice, one plan, one direction

Schedule a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall

Get your free copy of "Rounding Third:" http://rounding-third.elevatemyretirement.com/

Contact us:

(801) 639-0095

slee@erg-slc.com

📞 Get your customized planning started by booking a 15-minute consultation:

https://calendly.com/erg-slc/15minutediscoverycall

📘 Grab Your FREE Copy of "Rounding Third"

http://rounding-third.elevatemyretirement.com/

October is known for cooler weather, pumpkins, and Halloween. But did you know it’s also Financial Planning Month? While it might not come with costumes or candy, it’s a perfect reminder to pause, take stock, and be intentional with your money. Today, Sean shares a practical checklist for reviewing your finances, from asking the right questions to writing down your goals and checking in on your spending habits. A little reflection now can go a long way toward making your financial future more secure… and less scary.

Here’s what we discuss in this episode:

📊 Take Inventory: gather all accounts (including those you may have forgotten about)

🎯 Set Milestones: celebrate progress and reward smart savings

🔁 Stay Consistent: small adjustments now create long-term success

🏆 Enjoy the Process: planning is about balance, not restriction

Schedule a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall

Get your free copy of "Rounding Third:" http://rounding-third.elevatemyretirement.com/

Contact us:

(801) 639-0095

slee@erg-slc.com

📞 Get your customized planning started by booking a 15-minute consultation:

https://calendly.com/erg-slc/15minutediscoverycall

If your parents died relatively young, it’s natural to wonder what that might mean for your own future. From a financial standpoint, that uncertainty raises tough questions: should it change how you plan for retirement, or when you decide to start taking Social Security benefits? In this episode, Sean unpacks the layers behind the choice to claim early.

Here’s what we discuss in this episode:

📊 Why claiming early depends on more than just life expectancy

🧮 Calculating whether early claiming meets your income needs

🩺 Health care costs before Medicare at 65

💑 The ripple effect on a surviving spouse’s benefits

📘 Grab Your FREE Copy of "Rounding Third"

http://rounding-third.elevatemyretirement.com/

Contact us:

(801) 639-0095

slee@erg-slc.com