📞 Get your customized planning started by booking a 15-minute consultation:

https://calendly.com/erg-slc/15minutediscoverycall

📘 Grab Your FREE Copy of "Rounding Third"

http://rounding-third.elevatemyretirement.com/

There’s no shortage of retirement advice, especially on social media, where bold claims and simple formulas get a lot of attention. But how much of it actually applies to your unique situation? Sean plays MythBusters and takes on ten common retirement beliefs that can quietly undermine a well-built plan. If you’ve been relying on generic advice, it may be time to step back and consider a more personalized, thoughtful approach to retirement planning.

Here’s what we discuss in this episode:

📜 Wills vs. Trusts: Probate and control considerations

📊 Investment Shifts: Stocks, bonds, and rule-of-thumb thinking

🧩 Social Security Reality: Supplement, not solution

🧾 Tax Bracket Expectations: Retirement tax may surprise you

💼 Working Longer: Backup plans aren’t guarantees

Schedule a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall

Get your free copy of "Rounding Third:" http://rounding-third.elevatemyretirement.com/

Contact us:

(801) 639-0095

slee@erg-slc.com

📞 Get your customized planning started by booking a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall

📘 Grab Your FREE Copy of "Rounding Third"

http://rounding-third.elevatemyretirement.com/

What’s changing in 2026 that retirees and pre-retirees should actually care about? This episode walks through the key updates quietly reshaping retirement planning- from Social Security’s cost-of-living adjustment and rising Medicare premiums to new senior tax deductions and expanded catch-up contribution rules. You’ll hear how these changes affect monthly cash flow, tax planning decisions, and saving opportunities in the final working years.

Here’s what we discuss in this episode:

📈 Social Security COLA – What a 2.8% increase really means after Medicare

🏥 Medicare Premiums – Why higher costs reduce net raises

🧾 Senior Tax Deduction – New deductions and income phase-outs

📊 Catch-Up Contributions – Higher limits and the “super catch-up” window

🔁Roth Rules – New requirements for high earners

🗓️ Planning Timing – Why early-year decisions matter more than ever

Contact us:

(801) 639-0095

slee@erg-slc.com

📞 Get your customized planning started by booking a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall

📘 Grab Your FREE Copy of "Rounding Third"

http://rounding-third.elevatemyretirement.com/

Finance is full of shiny objects, and not all of them are helpful. In this episode, Sean reveals the five most misleading tactics people encounter, from slick sales brochures to “guaranteed” returns that sound too good to be true. He explains why these ideas can create false confidence or unnecessary pressure, especially when decisions aren’t grounded in real planning. The takeaway is simple: clarity beats hype every time.

Here’s what we discuss in this episode:

📊 Hypotheticals: projections that rarely reflect reality

🏆 Industry Awards: recognition is often tied to sales volume

⏰ Limited Offers: pressure tactics driven by fear

🎯 Risk Balance: reward only makes sense with context

📝 Written Plans: strategy beats marketing every time

Contact us:

(801) 639-0095

slee@erg-slc.com