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  • Episode 57: Karen asks, “How do Qualified Charitable Distributions really work with RMDs?”

    Episode 57: Karen asks, “How do Qualified Charitable Distributions really work with RMDs?”
    2025/12/22
    Turning 73 means RMDs are officially on the table — but what if you could satisfy your requirement and cut your tax bill? Scott Tucker explains how Qualified Charitable Distributions (QCDs) work, why they matter under today’s tax rules, and how to avoid common mistakes that trigger unwanted income tax. Listener Karen asks if sending her RMD directly to charity really helps — and the answer could reshape her retirement giving strategy. If you’re 73 or older, this episode is a must-listen.
    Get on our phone calendar, for free, at TuckerRetirement.com.
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    24 分
  • Episode 56: Karen asks how to adapt when markets or tax laws change...

    Episode 56: Karen asks how to adapt when markets or tax laws change...
    2025/12/15
    Karen asks a smart question that every retiree should be thinking about:

    If the market or tax laws change again, how do you build flexibility into a retirement plan so you can adjust without starting over every time?

    In this episode, Scott explains how to design a retirement strategy that adapts to change—whether it’s new tax legislation, market volatility, or shifting income needs.

    You’ll learn why flexibility is one of the most valuable assets in retirement, and how proactive planning can help you protect what you’ve built while keeping options open for the future.

    Get on our phone calendar, for free, at TuckerRetirement.com.
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    25 分
  • Episode 55: Linda's question: How to enjoy retirement today without jeopardizing tomorrow...

    Episode 55: Linda's question: How to enjoy retirement today without jeopardizing tomorrow...
    2025/12/08
    Linda and her spouse are asking one of the most common—and most personal—questions in retirement planning:

    How do you find the right balance between living comfortably now and protecting your legacy later?

    In this episode, Scott unpacks how to enjoy your retirement years—traveling, gifting, and living with confidence—while still preserving what you’ve built for your loved ones.

    He explains how income planning, tax strategy, and trust coordination all work together to create both freedom now and security later.

    If you’ve ever wondered how much you can spend without compromising your family’s future, this conversation is for you.

    Get on our phone calendar, for free, at TuckerRetirement.com.
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    28 分
  • Episode 54: Should you do Roth conversions now or wait for Congress?

    Episode 54: Should you do Roth conversions now or wait for Congress?
    2025/12/01
    With the One Big Beautiful Bill Act extending some tax breaks but letting others expire in 2026, many retirees are asking the same question Michael poses in today’s episode:

    Should I do Roth conversions now, or wait to see what Congress does next year?

    Scott breaks down what’s likely to change when current tax rates sunset, how those changes could impact your retirement income and estate plans, and the key factors to consider before you convert IRA or 401(k) money to Roth accounts.

    Listen in for a clear, practical discussion about timing, tax law uncertainty, and how to build flexibility into your retirement plan for whatever Washington does next.

    Get on our phone calendar, for free, at TuckerRetirement.com.
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    23 分
  • Episode 53: Linda’s question: Live fully or leave more?

    Episode 53: Linda’s question: Live fully or leave more?
    2025/11/24
    Linda and her spouse want to make the most of their retirement—travel, enjoy life, and finally do the things they’ve worked hard for.

    But they also want to leave a meaningful legacy for their children and grandchildren.

    In this episode, Scott explores how to balance lifestyle spending and legacy goals without sacrificing either one.

    We’ll discuss how to determine sustainable withdrawal rates, set clear legacy priorities, and build flexibility into your plan so you can enjoy life now while still providing for the next generation.

    Learn how to create a retirement strategy that lets you live well today and leave confidently tomorrow.

    Get on our phone calendar, for free, at TuckerRetirement.com.
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    21 分
  • Episode 52: Michael’s question: Should I make tax moves now?

    Episode 52: Michael’s question: Should I make tax moves now?
    2025/11/17
    Michael’s worried about what’s coming next with taxes.

    With new laws, political shifts, and constant talk about Roth conversions and trusts, it’s easy to feel uncertain about what to do.

    In this episode, Scott breaks down how to think strategically about future tax changes—and what moves might make sense now to protect your retirement plan.

    We’ll cover proactive tax strategies, timing considerations for Roth conversions, and how to structure investments and estates to stay flexible no matter what Washington does next.

    Learn how to stay ahead of tax law changes and keep more of what you’ve earned.

    Get on our phone calendar, for free, at TuckerRetirement.com.
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    24 分
  • Episode 51: Karen asks How to Build Flexibility Into Your Retirement Income Plan

    Episode 51: Karen asks How to Build Flexibility Into Your Retirement Income Plan
    2025/11/10
    Karen’s been saving diligently and has built a solid nest egg—but now that retirement is approaching, she’s wondering how to balance security with flexibility.

    In this episode, Scott explains how to design a retirement income plan that provides dependable cash flow without locking you into rigid withdrawals.

    We’ll cover strategies for adjusting income as life changes, protecting against market downturns, and making sure your money lasts—without missing out on enjoying retirement.

    Learn how to keep your retirement flexible, sustainable, and stress-free.

    Get on our phone calendar, for free, at TuckerRetirement.com.
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    24 分
  • Episode 50: Passing Assets to Siblings—While Avoiding Courts and Lawyers

    Episode 50: Passing Assets to Siblings—While Avoiding Courts and Lawyers
    2025/11/03
    Scott has a straightforward goal: He wants to leave his assets to his siblings—but he doesn’t want them bogged down with courts, lawyers, or unnecessary expenses. In this episode, we discuss strategies for passing assets efficiently, including beneficiary designations, transfer-on-death tools, and ways to keep your estate out of probate. If you’re looking for a simple, cost-effective plan to make sure your loved ones inherit smoothly, this episode is for you.

    Get on our phone calendar, for free, at TuckerRetirement.com.
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    16 分