What if the most important part of your financial plan has nothing to do with the numbers on your statement?

In this episode of the Registered Investment Advisor Podcast, Seth Greene interviews Mitch Hamer, Founder and Lead Advisor at Intersecting Wealth, who shares how his psychologically informed approach helps high-net-worth families navigate money across multiple generations. Drawing on his background in psychology, Mitch explains why the most impactful conversations rarely revolve around spreadsheets and how “life-informed” planning better reflects clients’ real goals, stories, and risk capacity. He also discusses evolving the business from a trusted practice into an enduring enterprise while adapting to AI, shifting client expectations, and a rapidly changing wealth landscape.

Key Takeaways:

→ How life, psychology, behavior, and money shape every client’s decision.

→ More client breakthroughs come from conversations about biases, fears, and dreams than from portfolio models.

→ How estate planning, account titling, and goal-setting are often underserved, and each entity in a complex family structure deserves its own balance sheet with clear objectives.

→ What life-informed planning looks like in practice and why a one-size-fits-all model can cause advisors to miss what truly matters to clients.

→ Why LinkedIn and content creation are key to Intersecting Wealth’s next chapter.

Mitch Hamer is the Founder and Lead Advisor at Intersecting Wealth. He values guiding families through the comprehensive financial planning process. Given his approach, which is more psychological and behavioral than financial, Mitch enjoys helping families zoom out on what gets too much attention, zoom in on what is largely ignored by advisors, and then pull it all together. He finds being on the journey with families as they find clarity around their goals and dreams, and supporting them in implementation, uniquely rewarding. Prior to founding Intersecting Wealth in 2024, Mitch spent the previous eleven years as a Financial Advisor to high-net-worth individuals and families.

Connect With Mitch:

Website: https://intersectingwealth.com/

LinkedIn: https://www.linkedin.com/in/mitchellphamer/

What if your financial advisor cared less about beating benchmarks and more about the family tree, mission, and life you’re actually building?

In this episode of the Registered Investment Advisor Podcast, Seth Greene interviews Tyson Ray, CFP®, CExP®, CIMA®, CEO and Founding Partner of FORM Wealth Advisors, who shares how an eviction notice on his family’s fridge shaped a mission-driven approach to money. As the author of The Total Relationship and the forthcoming Total Succession, Tyson explains why real advisory work starts with family, occupation, recreation, and mission—not pie charts, past performance, or product pitches. He shares insights into scaling past a billion in assets, fixing painful missteps with clients and the team, and preparing both families and advisors for the next great wave of wealth transfer.

Key Takeaways:

→ How FORM Wealth Advisors structures reviews and planning to reflect the actual shape of a client’s life.

→ Why advisors stop selling last week’s winning lottery numbers and start owning real-life responsibility for clients.

→ How FORM Wealth Advisors serves every branch of the family tree and why that has been vital to the firm’s growth.

→ Why cutting “smaller” clients can erode trust in a close-knit community.

→ How inheritances split one large relationship into many smaller ones.

Tyson Ray, CFP®, CExP®, CIMA®, CEO, and Founding Partner of FORM Wealth Advisors, has developed extensive expertise in investment management, financial planning, and business exit strategies, earning recognition from Forbes, Barron’s, and AdvisorHub as a top advisor. Tyson also actively contributes to his community through philanthropic initiatives, including Children’s World Impact.

His journey began at Badger High School, where, as a sophomore, he invested $100 in mutual funds, sparking a lifelong passion for financial strategy. After graduating from the University of West Florida, he returned to Southern Wisconsin to launch his career in financial services. Tyson enjoys spending time with his wife and three children, as well as hunting, fishing, playing golf, and exploring the outdoors.

Connect With Tyson:

Website: https://totalsuccession.com/

LinkedIn: https://www.linkedin.com/in/tysonray/

Financial advisors can deepen client relationships by turning tax preparation into an integrated source of insight, strategy, and year-round value.

In this episode of The Registered Investment Advisor Podcast, host Seth Greene interviews Richard Lavina, Co-Founder and CEO of Taxfyle, who shares how his experience as a CPA inspired him to co-found Taxfyle, a digital platform connecting individuals, businesses, and financial firms with licensed tax professionals. He explains how wealth managers and RIAs can integrate tax preparation into their existing services, access valuable client data, and provide more coordinated financial guidance without acquiring a traditional accounting practice. Richard also discusses the accounting talent shortage, the growth of fractional CPA work, the impact of AI, and the importance of preserving human connection as technology handles more administrative tasks.

Key Takeaways:

• Taxfyle was inspired by the flexibility of the gig economy and the idea that CPAs should have greater control over when and how they work.
• The platform connects clients and financial firms with a network of licensed CPAs and IRS-enrolled agents.
• Wealth management firms can embed and white-label tax services without purchasing or operating a separate CPA practice.
• Tax information can help advisors better understand a client’s financial position, investment needs, estate planning concerns, and overall financial wellness.
• Integrating tax services allows advisors to maintain greater visibility and control over the client relationship.

Richard Lavina is Co-Founder and CEO of Taxfyle, an AI-powered tax preparation and planning platform that simplifies tax services for financial advisors, fintech companies, fractional CFOs, and their clients. With nearly a decade of experience leading Taxfyle's growth, Richard brings expertise in both technology and finance. Taxfyle is the United States’ largest human-in-the-loop AI tax platform, with 7,200 CPAs and IRS Enrolled Agents in its network.

Connect With Richard:

Website: https://www.taxfyle.com/

Facebook: https://www.facebook.com/taxfyle/

Instagram: https://www.instagram.com/Taxfyle/

X: https://x.com/Taxfyle

YouTube: https://www.youtube.com/channel/UCzodnNvli_8Wip0rT6v6_lA