If you are a Realtor, this is one warning worth sending to your database.
We are seeing buyers with solid credit suddenly show new student loan late payments because they did not realize a payment was due.

Some missed an email. Some thought their loans were still deferred. Some had not made a payment in years.

In this episode, I break down what Realtors need to know, what to tell clients, and how to spot the issue before it affects mortgage qualification.
You do not need to become a student loan expert.
You need to help your clients catch the problem early.

Read the full article here:
https://referralboss.co/alerts/realtors-warn-clients-student-loans-late-payments-credit

Show Notes
Student loan late payments are showing up on mortgage credit reports.
For Realtors, this creates a simple opportunity to protect clients before they get under contract.
In this episode, Keith explains what Realtors should watch for and how to turn this into a useful client conversation.
You’ll learn:

• Why some borrowers are suddenly seeing student loan payments again
• Why missed emails are creating late payments
• Why the 90-day mark matters
• What happens when a late payment hits a buyer’s credit
• How student loan issues affect mortgage qualification
• Why SAVE ending in 2026 matters
• What RAP and the Tiered Standard Plan mean for borrowers
• What clients should check inside StudentAid.gov
• Why Realtors should not try to give detailed repayment advice
• When to bring the lender into the conversation
• How to use this as a past-client and database touch
• How this helps protect future buyers before they are ready to move

Your job is not to solve the student loan problem.
Your job is to spot it early.
If a client has not made a student loan payment in years, tell them to check their account now.

Read the full article here:
https://referralboss.co/alerts/realtors-warn-clients-student-loans-late-payments-credit