In this episode of Real Talk with Matt, we’re diving into one of the most powerful — and underrated — strategies homeowners are using right now: tapping their home’s equity without refinancing.

Matt breaks down how record-high home equity, steady mortgage rates, and the Fed’s outlook for 2026 are shaping the smartest moves in today’s housing market.

You’ll learn: • The difference between a HELOC and a second mortgage • How to use your equity strategically without losing your low first-mortgage rate • Real examples from homeowners who are doing it right • When not to use a HELOC — and how to avoid common traps

Whether you’re remodeling, consolidating debt, or looking for cash to invest, this is your 2025 guide to making your equity work for you.

🔑 Ready to see how much equity you can access? Visit AnchorHL.com for your free equity analysis.

In this episode of Real Talk with Matt, we’re tackling one of the biggest traps first-time buyers fall into — getting pre-approved the wrong way.

Matt Socci, President of Anchor Home Loans, breaks down the difference between a real pre-approval and the quick “paper pre-approvals” that can blow up a deal at the last minute.

He shares real-life stories from buyers who lost homes because their lender didn’t verify income or assets — and what you can do to make sure you’re not one of them.

You’ll learn: ✅ The difference between a pre-qualification, pre-approval, and underwritten approval ✅ Why many first-time buyers get blindsided at closing ✅ How to set yourself up for success before you start shopping

This is the kind of insight that can save you thousands — and a whole lot of stress — on your path to homeownership.

📘 Download Matt’s Free Homebuyer eBook →https://www.canva.com/design/DAG1OfwogWM/fKarUE8Il-Ih32xL6k6YVw/edit 🏡 Get pre-approved the right way → https://www.anchorhl.com 🎧 Subscribe to Real Talk with Matt for weekly truth bombs on mortgages, real estate, and wealth building.

In this episode of Real Talk with Matt, we tackle one of the biggest myths in real estate — the idea that there’s such a thing as the “perfect market.”

Matt Socci, President of Anchor Home Loans, shares real stories of buyers who waited for rates or prices to change, only to find themselves paying more later — and others who took action and built thousands in equity.

He breaks down why waiting can cost you big, what’s really happening in today’s housing market, and how smart buyers create their own perfect moment through strategy, not luck.

Whether you’re a first-time buyer, investor, or just watching from the sidelines, this is the episode that might finally change your mindset — and your future.

📘 Download Matt’s Free Homebuyer eBook → https://www.canva.com/design/DAG1OfwogWM/fKarUE8Il-Ih32xL6k6YVw/edit 🏡 Explore your options with Anchor Home Loans → https://www.anchorhl.com 🎧 Subscribe to Real Talk with Matt for weekly episodes on mortgage strategy, real estate insight, and business growth.