エピソード

  • Episode 13: Risk vs. Reward in Note Investing
    2025/12/16

    Building a successful note business isn’t about chasing yield—it’s about understanding risk, control, and how to protect your position before anything goes wrong.

    In this episode, we break down the real risks in note investing and how disciplined underwriting, reserves, and documentation turn uncertainty into a scalable advantage.

    🔍 What you’ll learn:
    ✅ Why borrower default isn’t the real risk—poor preparation is
    ✅ How legal timelines, reserves, and state rules can make or break returns
    ✅ The documentation mistakes that turn notes into unenforceable paper
    ✅ How property condition, taxes, and occupancy quietly impact outcomes
    ✅ Why disciplined underwriting separates note investors from gamblers

    This program is for informational purposes only and should be independently verified before taking action.

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    6 分
  • Episode 12: What Makes a Good Note
    2025/12/11

    Building a successful note business starts with knowing what a good note actually is—and why the right paper can protect you long before you ever collect a payment.

    In this episode, we break down the core elements that separate strong, controllable notes from costly, time-draining disasters.

    🔍 What you’ll learn:
    ✅ Why clean collateral files matter more than pricing when enforcing a loan
    ✅ How low LTV and built-in equity create flexible, profitable exit paths
    ✅ The borrower signals that predict re-performance, settlement, or stalling
    ✅ Why professional servicing and reputable sellers dramatically reduce risk
    ✅ How clear legal position and multiple exits turn a note into a true asset—not a time bomb

    This program is for informational purposes only and should be independently verified before taking action.

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    4 分
  • Episode 11: Cash Flow Without Tenants
    2025/12/09

    Building a successful note business takes more than finding good deals—it takes a system.

    In this episode, we walk through the FIXnotes System, a battle-tested framework for sourcing, analyzing, managing, and scaling mortgage note investments with clarity and control.

    🔍 What you’ll learn:
    ✅ Why investing in mortgage notes creates cash flow without the headaches of tenants
    ✅ How becoming the bank removes the need for toilets, termites, and townships
    ✅ The simple tools needed to start (even without real estate experience)
    ✅ Why note investing can outperform rentals in time and ROI

    This program is for informational purposes only and should be independently verified before taking action.

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    5 分
  • Episode 10: Intro to the FIXnotes System:
    2025/12/04

    Building a successful note business takes more than finding good deals—it takes a system.

    In this episode, we walk through the FIXnotes System, a battle-tested framework for sourcing, analyzing, managing, and scaling mortgage note investments with clarity and control.

    🔍 What you’ll learn:
    ✅ How to quickly filter loan tapes and focus only on viable assets
    ✅ The due diligence steps that protect your capital—and your sanity
    ✅ Why tracking legal, servicing, and borrower activity is essential
    ✅ How systems create leverage, predictability, and scalability

    *This program is for informational purposes only and should be independently verified before taking action.

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    5 分
  • Episode 10: Key Terminology from the FIXnotes Dictionary
    2025/12/02

    If mortgage note terminology feels like a foreign language, you're not alone—but without it, you're flying blind in negotiations, due diligence, and servicing.

    In this episode, we decode the key terms every investor must know to operate with confidence, avoid critical mistakes, and build credibility in the note space.

    🔍 What you’ll learn:
    ✅ The essential documents that prove ownership and enforceability
    ✅ Why assignments, allonges, and chain of title really matter
    ✅ How ACH payments impact note value and cash flow predictability
    ✅ The difference between performing and reperforming borrower behavior

    *This program is for informational purposes only and should be independently verified before taking action.

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    6 分
  • Episode 8: Why Default is an Opportunity
    2025/11/27

    If you’re avoiding non-performing loans out of fear, you’re likely missing the most profitable part of the mortgage note business.

    In this episode, we reframe what “default” really means and show how it opens the door to leverage, negotiation, and high-margin deal-making when approached with the right mindset and systems.

    🔍 What you’ll learn:
    ✅ Why default is not a failure—but a signal of opportunity
    ✅ How note investors use legal leverage to create win-win outcomes
    ✅ Why borrower distress creates negotiating power for buyers
    ✅ How to prepare your business to profit from non-performing assets

    *This program is for informational purposes only and should be independently verified before taking action.

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    5 分
  • Episode 7: "Be the Bank" vs. "Be the Landlord"
    2025/11/25

    If you don’t understand the underlying investment structure, you’re choosing between very different risk profiles.
    In this episode, we compare two distinct real‑estate investment roles — acting like the bank (note investor) versus acting like the landlord (property owner) — and dig into how to decide which path (or blend) fits your goals.

    🔍 What you’ll learn:
    ✅ Why owning the note (being the bank) offers cash flow without tenant headaches
    ✅ Why being the landlord offers control of property but adds operational risk
    ✅ Key underwriting checks whether you’re buying debt or real estate equity
    ✅ How to automate, systematize and iterate your business whichever side you choose

    *This program is for informational purposes only and should be independently verified before taking action.

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    6 分
  • Episode 6: Anatomy of a Mortgage Note
    2025/11/20

    If you don’t understand the paperwork, you don’t understand the investment.
    In this episode, we dissect the core documents behind every mortgage note deal — and explain what each one means for your rights, risks, and returns.

    Learn how to read a note like a pro, spot red flags in assignments, and ensure the contract you’re buying is enforceable.

    ✅ The 4 essential documents in every note deal
    ✅ Why the promissory note is king
    ✅ How assignments and allonges prove ownership
    ✅ What to look for before you fund

    Ignore the paperwork, and you’re gambling. Master it — and you’re the bank. Ready to decode the mortgage note?

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    6 分