“Treat yourself” sounds harmless… until it becomes a lifestyle. What if some of your worst financial decisions weren’t irresponsible, but simply too fast?

In this episode of Plan to Prosper, we unpack the hidden danger of instant gratification and why modern culture makes impulse spending easier than ever. From Amazon purchases and lifestyle inflation to expensive cars, vacations, and emotional spending, we explore how speed and emotion can quietly sabotage wise stewardship. We also discuss biblical wisdom on patience, delayed gratification, self-control, and how Christians can enjoy God’s blessings without falling into financial traps.

What you’ll learn

• Why emotional spending is more dangerous than most people realize
• How convenience culture weakens financial discipline
• The connection between delayed gratification and wealth building
• Practical guardrails to prevent impulse purchases
• What wise, biblical enjoyment actually looks like

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

What would you do differently if you knew an economic collapse was only a few years away? Would your financial life survive a storm like the Great Depression?

In this episode of Plan to Prosper, Dalton and Jake travel back to 1926 for a powerful thought experiment: how would wise families prepare financially if they knew the Great Depression was coming? Without Roth IRAs, index funds, or modern banking protections, what timeless principles would still build stability and wealth? Together, they unpack biblical wisdom, resilient financial habits, and the practical decisions that helped families endure one of the hardest economic seasons in history. From Joseph’s preparation in Genesis 41 to the dangers of debt, speculation, and overconsumption, this episode reveals why true financial stewardship has never depended on economic conditions.

What you’ll learn

• Why financial margin creates resilience during uncertainty
• The difference between productive assets and dangerous speculation
• How debt amplifies both prosperity and hardship
• What the Great Depression teaches us about generational wealth
• Why biblical stewardship matters more than market predictions

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

Bonds were supposed to be the safe part of the portfolio. So why did they collapse in 2022 right alongside stocks?

In this episode of Plan to Prosper, we break down what bonds actually are, why they lost value when interest rates surged, and why they still play a critical role in wise portfolio construction. We discuss the relationship between interest rates and bond prices, the difference between individual bonds and bond funds, and how Christians should think about risk, stewardship, and long-term financial planning. We also explore common mistakes investors make with bonds and why stability matters just as much as growth when building wealth that lasts.

What you’ll learn:

• What bonds actually are and how they work
• Why bond prices fell so sharply in 2022
• The difference between individual bonds and bond funds
• How bonds help with stability, income, and diversification
• Why understanding risk matters for faithful stewardship

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.