Can you fund a world-class higher education without draining your parents' retirement funds or destroying your own financial future? On this episode of Paisa Vaisa, host Anupam Gupta is joined by Vivek Baranwal, CBO, Education Loan - Domestic Business at Avanse Financial Services.

Together, they break down the structural shift in how student loans are evaluated in India today. Learn how modern lenders underwrite based entirely on a student's future income potential, the realistic costs of top-tier Indian engineering, MBA, and medical programs, and the critical importance of maintaining a clean co-applicant credit score. Vivek also shares invaluable data on using micro-loans for short-term upskilling in AI and Data Science to combat India's 45% unemployability rate, and how international campuses in Gift City are changing the game. Whether you are a parent planning ahead or a young professional looking to upgrade your skills, plug in your earphones for a highly pragmatic take on balancing career dreams with financial reality.

Tune in for an engaging discussion on creativity, careers, business, and the evolving world of entertainment.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta:
Twitter: @b50
Instagram: @b_50
LinkedIn: Anupam Gupta

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See omnystudio.com/listener for privacy information.

What does it really take to build a successful career in the entertainment industry?

In this episode of Paisa Vaisa, Anupam Gupta speaks with Amita Madhvani about the business of storytelling, the realities behind filmmaking, and the lessons creative industries can teach all professionals.

The conversation explores the economics of movies, where leverage and decision-making power truly sit, the challenges of building sustainable careers, and why staying trapped in survival mode can limit long-term growth.

Amita also shares insights from her journey in entertainment, reflections on filmmaking during COVID, and her thoughts on what makes stories connect with audiences.

Tune in for an engaging discussion on creativity, careers, business, and the evolving world of entertainment.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta:
Twitter: @b50
Instagram: @b_50
LinkedIn: Anupam Gupta

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

See omnystudio.com/listener for privacy information.

In this episode, Anupam Gupta speaks with Girish Krishnan, Director, Payments & Merchant Services at Amazon Pay India, about how digital payments in India are evolving beyond UPI and what the next phase of the country’s fintech revolution could look like.

The conversation explores how payments are becoming increasingly invisible, how AI could shape the future of transactions, and why trust remains the foundation of digital finance. Girish shares Amazon Pay India’s vision for simplifying the daily payment and financial needs of every Indian while ensuring security, fraud prevention, and seamless user experiences at scale.

They also discuss how UPI transformed payments in India, why cash may soon become an exception, and what the next major innovation in India’s digital payment ecosystem could be over the next 10 years. This episode offers a sharp look at AI, fintech, digital banking, payment infrastructure, and the future of money in India.

🎙 Host: Anupam Gupta

👤 Guest: Girish Krishnan - Director, Payments & Merchant Services, Amazon Pay India

🏢 Company: Amazon Pay India

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta:
Twitter: @b50
Instagram: @b_50
LinkedIn: Anupam Gupta

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

See omnystudio.com/listener for privacy information.