📉 Mortgage rates just cracked their year-to-date floor, sliding into the mid-6 percents—even dipping to 6.45 % at a few lenders. In this week’s episode of The Pulse and Perspective, Pete D’Angelo unpacks why a weak jobs report, downward revisions, and a five-month manufacturing contraction lit a bond-market fire that’s cooling borrowing costs.

But there’s a twist: the very data the Fed swears by is getting revised out from under it. Pete breaks down the “data dilemma,” what a 258 k downward jobs revision really means, and why shelter costs may keep inflation sticky until the Fed blinks. 🧐

🏡 What you’ll learn:

• How today’s 6.6 %–6.7 % 30-year rates reshape affordability—and who should lock now
• The labor-market “cracks” that sparked the bond rally and what could yank rates back up
• Why investors no longer trust first prints—and how that volatility trickles to housing
• Two opportunities buyers have RIGHT NOW as inventory climbs 25 % YoY
• Smart seller strategies when 50 % of homes are closing below list

Stick around for Pete’s rapid-fire tips for buyers, sellers, and fellow mortgage pros—and a personal update as the D’Angelo family gets ready to welcome a new arrival! 👶

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Peter D'Angelo | NMLS: 885309 | Branch Manager | Guaranteed Rate, Inc., NMLS 2611
Peter.DAngelo@Rate.com

*All information, topics, discussion is my own personal opinion and insight, not reflective of Guaranteed Rate, Inc. May contain market information for informational purposes only, not to be used as financial advice.