『Outsmarting the Cost of Long-Term Care』のカバーアート

Outsmarting the Cost of Long-Term Care

Outsmarting the Cost of Long-Term Care

著者: Charisse Hurst
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Outsmarting the Cost of Long-term Care is the podcast that exposes the real cost of aging and long-term care—and, more importantly, reveals hidden solutions to help seniors and their families protect their savings.

Hosted by Charisse Hurst, a seasoned Medicare, and long-term care planning expert, each episode uncovers financial strategies, Medicaid planning tips, and lesser-known resources to make extended care more affordable.

**If you’re worried about outliving your retirement savings, paying for care at home, the high cost of nursing homes, or how to qualify for Medicaid without losing everything—this podcast is for you.

**Subscribe now to learn how to plan ahead, protect your assets, and get the care you deserve—without breaking the bank!

© 2026 Outsmarting the Cost of Long-Term Care
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  • When Love and Duty Collide: The Cost of Being the Only One Who Steps Up
    2025/11/10

    What happens when you’re the only one in the family who shows up to care for Mom or Dad?

    In this heartfelt episode, Certified Dementia Practitioner and long-term care expert Charisse Hurst explores the emotional and financial toll of being “the responsible one.” You’ll hear the story of Linda — a daughter who gave up her retirement to care for her mother with dementia — and learn how love, guilt, and duty can quietly drain your health and savings.

    Charisse shares practical wisdom on how to balance compassion with boundaries and explains how planning ahead can protect caregivers before a crisis strikes.

    🎧 Listen to learn why love doesn’t mean doing it all — and how planning is the truest form of care.

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    12 分
  • The Caregiver’s Holiday: How to Handle Dementia and Still Find Joy
    2025/11/03

    The holidays can be overwhelming — especially when you’re caring for someone with dementia. In this heartfelt episode, Certified Dementia Practitioner and long-term care expert Charisse Hurst shares practical, compassionate tips for creating a dementia-friendly holiday, handling repetitive questions with grace, and finding peace even when family support falls short.

    You’ll walk away with strategies to protect your loved one’s comfort — and your own sanity — plus a reminder that planning ahead is one of the kindest gifts you can give yourself as a caregiver.

    Listen now to restore hope, peace, and perspective this holiday season.

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    11 分
  • The Medicare Piece: Navigating Enrollment Without Making Costly Mistakes
    2025/10/20

    Open Enrollment is here—and the wrong Medicare move can cost you for years.

    Charisse breaks down the most common mistakes: missing the right enrollment window, racking up Part B and D penalties, assuming your plan didn’t change, overlooking prior authorization rules, and confusing home health with custodial care. She also clears up a big misconception: many Medicare Advantage plans have $0 premiums and often include Part D, but you must weigh networks, prior authorization, and total annual cost. Grab the free guide, “10 Medicare Mistakes and How to Avoid Them,” at echofc.com/mistakes.

    Next week: “The Medicare Piece: Paying for Care—The Coverage Gaps That Can Break You.”

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    34 分
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