India's financial sector has undergone a massive transformation over the last 30 years.In this episode, Rajiv Anand from Axis Bank takes us through the key reforms and technological shifts that turned paper-heavy financial systems into today's fast, digital ecosystem. Learn how these changes impacted everything from investor experience to lending practices and the financial technology that powers it allWatch for an insider’s view on India’s financial evolution and the road ahead.Speakers-Sameer Shetty: Group Executive, Digital Banking & Transformation, Axis BankRajiv Anand: Deputy Managing Director, Axis Bank🔔 Like, comment, and subscribe for more insights on banking, reforms, and innovation.#IndianBanking #FinancialReforms #RajivAnand #AxisBank #Liberalization #DigitalBanking #MutualFundsIndia #NSE #SEBI #UPI #Aadhaar #RetailBanking #CorporateBanking #NPACrisis #IBC #FinancialInclusion #AIinBanking #BankingTechnology #MarketEvolution #EconomicTransformationChapters:0:00 - Introduction 1:21 - Early Days of Indian Financial Markets (Pre-Liberalization)8:02 - Liberalization & Structural Changes10:44 - Trading in the Physical Era & Dematerialization17:16 - The Harshad Mehta Scam & Regulatory Reforms24:40 - Rise of Mutual Funds & Fixed Income Investing30:59 - Interest Rates, Inflation, and Home Loan Revolution34:44 - Teaching India Fixed Income: Early Mutual Fund Days40:05 -2008 Global Financial Crisis: Lessons Learned45:04 - Rise of Retail Banking & Digital Revolution53:54 - Retail Lending Boom—Credit Bureaus & Digital Infrastructure56:59 - The MSME Opportunity: New Frontiers in Lending58:29 - The UPI Revolution and Public Digital Rails1:00:28 - Demonetization: Branches on the Frontline1:06:25 - Corporate Banking and NPA Crisis: Moving to Resolution1:11:38 - Summary: Three Decades of Transformation1:14:54 - Looking Forward: The Next Decade in Indian FinanceSUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

AI is transforming banking — but not in the way most headlines suggest.In this episode, we break down how AI is quietly reshaping everything from banking operations to customer engagement. From automating contact centers to redesigning credit journeys and software development, we explore the real, behind-the-scenes shift underway.We also discuss when AI will start showing up in the P&L, how it will change banking jobs, and what the "AI-powered bank of the future" could look like.Watch for a grounded, insider view on AI’s real impact in banking — today and tomorrow.Speakers —Sameer Shetty: Group Executive, Digital Banking & Transformation, Axis BankSubrat Mohanty: Executive Director, Banking Operations & Transformation, Axis Bank.🔔 Like, comment, and subscribe for more on AI, finance, and the future of work.#AIinBanking #GenerativeAI #BankingTech #FinTech #ArtificialIntelligence #DigitalBanking #AIRevolution #BankingInnovation #FutureOfBanking #AITransformation #MachineLearning #CustomerExperience #BankingAutomation #DataScience #FinancialServices #AIChatbots #RiskManagement #CreditScoring #FraudDetection #TechInBanking #AIImpactChapters:0:00 - Introduction to the AI Breakthrough & Early Impact2:15 - A Brief History of Artificial Intelligence6:14 - The Internet's Role: Data Availability & the Challenge of Text12:56 - The Transformer Model: A Game Changer17:40 - The AI Trifecta: Data, Compute, and Advanced Models Converge21:12 - AI in Banking: Addressing Job Displacement & Current Stage23:11 - Automating Banking Operations with AI39:07 - AI's Transformative Role in Contact Centers1:01:49 - AI in MIS, Analytics & Sales1:04:31 - AI-Enabled Customer Propositions & Agentic Banking1:23:23 - The Future Bank: No Maker, Only Checker & Zero LatencySUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

India is now the world’s 4th largest economy — but why is per capita income still so low?In this episode, we explore the disconnect between India’s GDP growth and individual prosperity. Neelkanth Mishra breaks down the structural reasons behind low income levels and what India can learn from other fast-growing economies.Watch for clear insights on how India can turn growth into real gains for its people.Speakers —Sameer Shetty: Group Executive - Digital Banking & Strategic Programs, Axis BankNeelkanth Mishra: Chief Economist, Axis Bank & Head of Global Research, Axis Capital🔔 Like, comment, and subscribe for more on India’s economy and global trends.#IndiaGrowth #PerCapitaIncome #EconomicDevelopment #PovertyReduction #HumanCapital #FormalJobs #MiddleClassIncome #Innovation #StateReforms #UrbanHousing #EducationMatters #HealthForAll #RisingIndia #InclusiveGrowth #India2030SUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

How does energy impact growth, inflation, and India’s economy?In this episode, we explore why energy is central to GDP growth and how it affects inflation. Neelkanth Mishra explains the role of fossil fuels, the pace of the energy transition, and India’s energy imports and pricing challenges.We also discuss what India must do to balance energy security, efficiency, and development.Watch the full episode for clear insights on energy and the economy.Speakers —Sameer Shetty: Group Executive - Digital Banking & Strategic Programs, Axis BankNeelkanth Mishra: Chief Economist, Axis Bank & Head of Global Research, Axis Capital🔔 Like, comment, and subscribe for more on global markets and macro trends.#EnergyTransition #EconomicGrowth #SustainableEnergy #EnergyEfficiency #Inflation #GlobalEconomy #CleanEnergy #EnergyPolicy #FossilFuels #ClimateAction #FutureOfEnergy #Macroeconomics #EnergyPodcast #GreenEnergy #CarbonEmissionsChapters:00:00 – Introduction & Energy’s Role in Economic Growth02:38 – Human Development: Cooking, Bricks, and Civilization04:25 – Energy Density and Productivity06:07 – Inflection Points: Energy and Civilization07:11 – Types of Energy & End Uses10:16 – The Global Energy Mix & Conversion Losses12:13 – Evolution of Energy Sources14:03 – Transition to Denser Energy: Coal, Oil, Engines16:59 – Renewable Adoption & Transition Challenges19:03 – Lifecycle Costs, Policy, and Global Lessons22:52 – Price Dynamics, China’s Solar Dominance29:14 – Nuclear Power & Geopolitics31:36 – Oil as a Macro Variable & India’s Import Dependence36:16 – Oil Prices, Inflation, and Economic Strategy44:50 – Volatility, Shale Revolution, and the Future53:06 – Summary, Energy Efficiency, and ClosingSUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

Is the U.S. economy heading into stagflation? And how will it impact global demand and India?In this episode, we break down the risks of US stagflation in 2025, the role of tariffs, and why a US slowdown affects the world. Neeraj Gambhir from Axis Bank explains how supply chain disruptions, interest rates, and global disinflation trends are shaping markets.We also discuss India’s supply chain opportunity amidst the US-China trade war and what it means for exports and growth.Watch the full conversation for clear insights on inflation, trade, and what to expect in 2025.Speakers-Sameer Shetty: Group Executive - Digital Banking & Strategic Programs, Axis BankNeeraj Gambhir: Group Executive - Treasury, Markets & Wholesale Banking Products, Axis Bank🔔 Like, comment, and subscribe for more on global markets and macro trends.#axisbank #opendialogue #stagflation #inflation #recession #federalreserve #economiccrisis #stockmarket #unemployment #interestrates #supplychain #tariffs #uschina #globaltradeChapters:1:06 - What is Stagflation & Why It Matters4:19 - Growth, Inflation & Unemployment Basics9:36 - Why Stagflation Is So Difficult to Handle14:05 - The 1970s US Stagflation Crisis Explained22:51 - How the US Fought Stagflation with Rate Hikes29:45 - Sticky Inflation & Its Long-Term Effects33:46 - Is Stagflation Coming Back Today?40:11 - Tariffs, Weak Dollar & Inflation Risks47:16 - Fed's Policy Dilemma: What Can They Do?52:49 - Global Impact: India & World if US Slows Down58:46 - Recap & Key Takeaways from This EpisodeSUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

Why is the U.S. raising tariffs—and what does it mean for India and global trade?From income inequality in the U.S. to the China+1 strategy, this episode breaks down how global trade is being reset. We explore the shift from multilateral to bilateral deals, the impact on the reserve currency, and what history—from the Triffin Dilemma to the Nixon Shock—can tell us.Watch the episode for clear insights on trade policies, debt, and India’s manufacturing opportunity.Speakers-Sameer Shetty: President & Head, Digital Business & Transformation, Axis BankNeelkanth Mishra: Chief Economist, Axis Bank & Head of Global Research, Axis Capital🔔 Like, comment, and subscribe for more on global markets and macro shifts.#GlobalEconomy #NeelkanthMishra #TradeWar #TariffImpact #ReserveCurrency #USChinaRelations #IndiaGrowthStory #EconomicInequality #ManufacturingJobs #BrettonWoods #ChinaPlusOneChapters:0:00 - Introduction3:30 - Understanding the problems the US is trying to solve, including inequality, current account deficit, and the multilateral order.15:00 - Recent tariff announcements and their implications for the US and global trade.25:00 - Examination of the political motivations behind the tariffs and the economic tools being used.35:00 - Analysis of how tariffs affect relationships with allies and trading partners, particularly China.45:00 - Understanding the Triffin dilemma and the historical context of the Nixon shock.55:00 - Unexpected reactions in the bond market and the implications of rising yields.1:10:00 - Speculation on future negotiations between the US and China1:25:00 - India’s position because of the shifting dynamics and the potential for increased exports.1:40:00 - Potential long-term implications for the global economySUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

Why is the Indian stock market correcting—and what should investors do next?From falling portfolio returns to stretched valuations, we break down the forces driving recent market volatility. How have small, mid, and large cap funds reacted? What role are FIIs, SIP flows, and global liquidity playing in the current cycle?We also explore why diversification and asset allocation matter more than ever in choppy markets—and what retail investors should expect from mutual funds going forward.Watch now for a data-backed take on market cycles, earnings trends, and what comes next for your investments.Speakers:Sameer Shetty: President & Head, Digital Business & Transformation, Axis BankAshish Gupta: Chief Investment Officer, Axis Mutual Fund🔔 Don’t forget to like, comment, and subscribe for more videos on market insights and investing trends.#StockMarket #Tariff #TariffImpact #EquityMarkets #StockMarketInvestor #PortfolioManagement #OrangeMonday #Nifty50 #MarketAnalysis #FinancialPlanning #EquityReturns #SIPInvestments #AxisMutualFund #AshishGuptaChapters:0:00 - Introduction 2:22 - Guest Intro & Market Choppiness 4:01 - F&O Market Regulation 7:18 - Equity Correction Begins 10:38 - Earnings Downgrades 14:00 - Liquidity Impact & Foreign Flows 17:02 - Double Whammy: Valuations + Growth 20:00 - Investor Myths & Lessons 24:31 - Diversification & Long-Term Strategy 30:53 - Valuations, Margins & Risks 38:35 - Global Trade & US Tariffs 49:42 - Uncertainty, Implications & ClosingSUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

How is the Indian consumer shaping the future of the economy?From the rise of the middle class to the impact of household debt, the Indian consumer is at the center of major economic shifts. With recent income tax changes in the budget and RBI interest rate cuts, how will these developments affect spending and growth?We also explore the role of private capex in driving India’s economic momentum.Watch now for insights on the Indian consumer and future growth.Speakers-Sameer Shetty: President & Head, Digital Business & Transformation, Axis BankNeelkanth Mishra: Chief Economist, Axis Bank & Head of Global Research, Axis CapitalDon’t forget to like, comment, and subscribe for more insights on Indian economy trends.#IndianConsumer #MiddleClassIndia #ConsumerTrends #Budget2025 #IncomeTaxIndia #EconomicInsights #NeelkanthMishra #IndiaEconomy #GDPGrowthChapters:0:45 - Overview of India's Economic Growth1:43 - The Indian Consumer: Key Questions and Context3:21 - Understanding the Average Indian Consumer6:42 - Income Levels and Consumption Patterns11:20 - Rural vs. Urban Divide in Consumption17:28 - Consumption Inequality Trends (2012-2023)25:55 - Investment vs. Consumption in GDP Growth33:50 - Challenges in Job Creation and Labor Market Dynamics40:45 - Household Debt, Savings, and Leverage Trends48:52 - Private Capex and Investment Cycle Revival52:01 - Impact of Budget 2025 on Consumption and Taxes1:02:19 - Monetary Policy Shifts and Credit Growth Prospects1:09:27 - Future of India's Middle Class and Discretionary Spending1:13:48 - Closing Remarks and Key TakeawaysSUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST