『One Vision fintech fuse』のカバーアート

One Vision fintech fuse

One Vision fintech fuse

著者: Theodora Lau
無料で聴く

概要

One Vision fintech fuse podcast, hosted by Theodora Lau, brings purposeful fintech innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a more equitable, inclusive, and sustainable world for future generations galvanized by innovation. The latest season, FinTech Fuse, brought to you by the powerhouse trio, Theodora Lau, Barb MacLean, and Stephanie Foster, continues the tradition of telling stories that matter.


We speak to startup founders, investors, industry players, thought leaders and policy makers in the innovation ecosystem and get their views. While there have been a lot discussed about innovation in the western world, we believe that impact at scale can be achieved in the emerging markets too. In recent times we have seen several leap frog moments across the emerging world. What Alibaba and Tencent have achieved in China, PayTM in India and MPesa in Africa are great examples of impactful stories. We talk to many emerging market players and highlight their efforts to create such leap frog moments.


We believe there are many innovation stories that have impact on people's life across the world. We identify these stories and talk to them about their journeys, successes and challenges they have had to overcome. In providing a stage for these entrepreneurs, thought leaders and innovators, we hope to inspire a generation looking to effect positive change. One Vision, One Dream, One Voice for One sustainable future.

Hosted on Acast. See acast.com/privacy for more information.

Theodora Lau
経済学
エピソード
  • Unpacking the road to agentic commerce — Exploring risk, governance, and consumer protection
    2026/02/23

    In this episode of One Vision — FinTech Fuse podcast, Theodora Lau and Jas Randhawa discuss the Universal Commerce Protocol (UCP) and implications for agentic commerce. They explore the challenges of chargebacks, the need for regulatory clarity, and the importance of consumer independence in the evolving landscape of e-commerce. While adoption is likely to grow, major risks include consumer manipulation, monopolistic outcomes, and the amount of personal data agents may require (buying, browsing, health, and other patterns), increasing privacy and security concerns. Now is the time to engage with policymakers and advocate for regulatory clarity and for the well-being of consumers.


    00:00 Welcome Back to One Vision + Introducing Jas Randhawa (StrategyBRIX)

    01:10 What Is the Universal Commerce Protocol (UCP)? The Big Picture

    03:27 How UCP Works: Product Cataloging for AI Shopping Agents

    07:05 KYA (Know Your Agent): Identity, Authorization & Trust

    08:58 Chargebacks in Agentic Commerce: Who’s Liable When Things Go Wrong?

    12:02 Fraud Detection Breaks: Geolocation, New Signals & Re-Engineering Controls

    13:44 Agent Independence & Consumer Protection: Bias, Collusion, and Oversight Gaps

    21:28 Regulatory Clarity (or Lack Thereof): The ‘Wild West’ Phase + T&Cs Reality

    28:06 Time to Get Ready: Travel Use Cases, Audit Trails, and Dispute Proof

    33:26 Sanctions, VPNs, and High-Velocity Agent Behavior: Financial Crime Risks

    37:12 Are We Too Early? Will Consumers Adopt—and at What Cost?

    42:59 Privacy, Data Control & The Need for Neutral Standards Bodies (Wrap-Up)

    47:45 Final Thoughts



    #AI #AgenticCommerce #UCP #Agents #Fintech


    Hot take:  ”The amount of information this agent now needs to have about me is shocking and it scares me a little bit because you're talking about buying patterns, browsing patterns, sleeping patterns, health pattern. For this agent to be really effective, it just needs to know everything that's in my head, right? It's gonna be very effective, but that's again, a major risk because no one's watching out for the consumer.”


    Hot take: “ The future of this world is unfortunately not you or me. It's a lot of these younger kids, their ecosystem is a lot different. These products are being designed for them.”


    More about our guest

    🌐Jas Randhawa on LinkedIn: https://www.linkedin.com/in/randhawajas/


    More about our host and One Vision Podcast

    🌐Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/

    🌐Banking on (Artificial) Intelligence (book): https://www.bankingonaibook.com/

    🌐Unconventional Ventures (company): https://www.unconventionalventures.com/

    🌐Listen to all One Vision Podcast episodes by visiting: https://shows.acast.com/one-vision


    **


    Hosted on Acast. See acast.com/privacy for more information.

    続きを読む 一部表示
    48 分
  • Achieving AI Success: A Pragmatic Focus on Outcomes Over Hype
    2026/02/16

    In this week’s One Vision Podcast, we welcome back Sandeep Mangaraj, now co-founder of Aileron Group, to discuss lessons from building a company in a crowded AI market and why AI success is more about people and process than technology.


    The conversation covers executives rushing into GenAI due to FOMO, the importance of starting with desired outcomes rather than applying GenAI everywhere, and why mid-market institutions may benefit from faster time-to-decision, less technical debt, and faster learning cycles.


    The key question is whether firms can afford the downside of waiting. And the answer is increasingly: No.



    00:00 Welcome Back: Meet Sandeep Mangaraj

    00:55 Building Aileron: Lessons From a Crowded AI Market

    03:49 The AI ROI Myth: What’s Actually Being Measured?

    05:28 FOMO vs Outcomes: Picking the Right AI Use Cases

    10:09 Falling Costs & Speed of Learning

    12:40 Who Owns AI Outcomes and Who’s Accountable When It Breaks?

    14:55 Third-Party Risk: Regulators, Vendors, and Dependencies

    19:51 “Can You Afford to Wait?”

    23:02 Closing: Act With Purpose in 2026


    Hot take:  The barrier to AI success isn't technology, it's people and process.


    #AI #Fintech #GenerativeAI #DigitalTransformation


    Hosted on Acast. See acast.com/privacy for more information.

    続きを読む 一部表示
    24 分
  • Exploring AI in Asia and the future of consulting
    2026/02/07

    Dive into the future of wealth with AI in Asia! 🌏🚀 Join Theodora Lau on the latest episode of One Vision podcast as she chats with Yves Roesti, Managing Partner & CEO Synpulse Group, about how AI is transforming the industry across APAC. From cultural nuances to regulatory challenges, they explore the intricate balance of human touch and technology, the unique challenges and opportunities in the region, the vision behind OpenWealth Association, and how AI impacts the future of consulting and wealthtech.


    📍Hot take:“I actually think that junior consultants are uniquely positioned to be supercharged by the AI movement. The question to ask is, what skills do you need to have, in order to thrive in an AI-enabled world?  Being resilient, being creative, asking the right questions, being curious, and having empathy and having interpersonal skills.”


    Episode highlights

    00:00 - Introduction and Welcome

    02:21 - AI Trends in APAC vs. US

    11:56 - OpenWealth Association

    18:00 - Future of Consulting with AI

    24:11 - Contrarian Views on AI

    30:58 - Concluding Thoughts


    #AI #Fintech #WealthTech #Asia


    More about our guest

    🌐Yves Roesti on LinkedIn: https://www.linkedin.com/in/yves-roesti/


    More about our host and One Vision Podcast

    🌐Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/

    🌐Banking on (Artificial) Intelligence (book): https://www.bankingonaibook.com/

    🌐Unconventional Ventures (company): https://www.unconventionalventures.com/

    🌐Listen to all One Vision Podcast episodes by visiting: https://shows.acast.com/one-vision



    **


    Hosted on Acast. See acast.com/privacy for more information.

    続きを読む 一部表示
    32 分
まだレビューはありません