Thinking of moving to Portland? You might be surprised how it stacks up against LA, Seattle, San Francisco, and even Boise when it comes to cost of living, home prices, and taxes. In this episode, Joe and Makayla break down what affordability really means in Portland — not just in dollars, but in lifestyle, too.

Whether you’re relocating from a high-cost metro or just want a more balanced quality of life, this one’s for you. Get the unfiltered facts, some tax hacks, and a reality check on why Portland might be a hidden gem for buyers right now.

🎙️ Episode Summary

In this episode of Off the Record, Joe and Makayla dive into one of the hottest topics for buyers and sellers alike: affordability in Portland. With prices and rent on the rise across the West Coast, how does Portland truly compare to places like LA, Seattle, San Francisco, and Boise?

They break down living expenses for both individuals and families, uncover surprising truths about income and property taxes, and explain what makes Portland’s cost of living feel more livable. Bonus: Joe shares a clever cross-state shopping tax hack, and Makayla lays out why now might actually be a great time to buy.

🕑 Episode Highlights

00:01:00 – Why affordability is trending: Comparing Portland with San Francisco, LA, Seattle, and Boise.
00:03:15 – Monthly costs, broken down: Rent, groceries, and more for single folks and families of four.
00:07:30 – Quality of life perks: No sales tax, free outdoor access, bikeable neighborhoods, and strong public schools.
00:08:30 – The truth about Oregon taxes: What Portlanders do and don’t pay.
00:10:05 – Property taxes explained: How Portland compares and where you’ll find lower rates.
00:12:00 – Home price averages: What your money buys in Portland vs. the rest of the West Coast.
00:14:00 – Is now the time to buy? Joe and Makayla talk inventory, seller flexibility, and buyer leverage.

Hosted by Joe Reitzug and Makayla Mast, two experienced Portland-area real estate pros with the LivPortland team. Learn more at livportland.com.

🔗 Resources Mentioned

• 📊 Portland Affordability Blog Post: Can You Really Afford to Live in Portland?
• 🏡 Browse listings, contact the team, or explore more episodes at livportland.com

👉 Curious if Portland’s a fit for your budget and lifestyle? Reach out at livportland.com to connect with our team for a personalized consultation.

Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media.

For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly.

We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

What’s the best hotel in Portland — and what can’t-miss food spots are just around the corner? Whether you're relocating, planning a staycation, or booking for friends, this episode is your go-to guide to Portland’s most iconic (and cozy) downtown hotels.

Joe and Makayla are serving up insider tips, must-try restaurants, and real stories from their own Portland hotel experiences. From rooftop cocktails to historic charm, they break down what makes each spot special — and where to grab your next great meal while you're there.

👉 Don’t forget to check out the blog that inspired this episode:
Top 6 Hotels in Downtown Portland With Nearby Restaurants

🔑 Episode Highlights

00:01 – Summer pod series vibes and how fireworks, beach trips, and golf kicked off the month
04:03 – The Nines — rooftop views, luxury vibes, and sushi at Departure
07:35 – The Heathman — historical charm, library lobby, and brunch at Cheryl’s on 12th
09:50 – The Benson — old-world elegance, happy hour at El Gaucho, and pasta at Grassa
11:56 – Dossier Hotel — urban-chic, firepits, kombucha, and killer Vietnamese food
14:17 – Hotel Lucia — intimate and artsy, Cuban cuisine at Imperial, and vegan Vietnamese bites
16:10 – The Ritz-Carlton — Portland’s only Forbes 5-star hotel with stunning views and a $6.5M penthouse

📚 Resources Mentioned

• 🛎 Top 6 Hotels in Downtown Portland Blog
• 📺 LivPortland YouTube – Grub Guide
• 💎 Ritz-Carlton Penthouse Listing (in blog post)

Looking for more off-the-record Portland tips — or trusted real estate advice?
Head to 👉 LivPortland.com for blog posts, listings, resources, and local guides to help you make confident real estate moves.

Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media.

For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly.

We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

🎯 Is Now the Time to Buy or Sell in Portland?

Spring 2025 is here—and with it comes a real estate market full of surprises. Whether you're eyeing a new home or considering selling, understanding the nuances of today’s market could save you thousands. Joe and Makayla break down what’s actually happening behind the headlines and give you the unfiltered truth.

📝 Episode Summary

In this fast-paced market update, Joe and Makayla dig into what’s really going on in the Portland real estate scene this spring. From first-time buyer struggles to luxury market opportunities, this episode unpacks where things stand and what that means for you. You’ll hear about pricing trends across three price ranges, key buying strategies (including how to use seller credits to your advantage), and honest advice for sellers navigating interest rate sensitivity.

Expect insights, laughs, a little fried chicken talk—and a whole lot of value.

🔍 Episode Highlights

[00:05:03] Spring 2025 Market Snapshot – A quick look at what’s changing and why it matters

[00:07:01] Buyers: Under $600K – High inventory, low competition, and why you have leverage right now

[00:10:08] Buyers: $600K–$1.2M – The “dialed-in” dilemma, contingent offers, and smart financing moves

[00:14:00] Buyers: $1.2M and Up – Why this might be the best time to buy in the luxury market

[00:17:03] Sellers: Under $600K – Fewer buyers, tougher appraisals, and the importance of pricing below market

[00:19:23] Sellers: $600K–$1.2M – How to stand out in a crowded market and handle contingent buyers

[00:22:15] Sellers: $1.2M and Up – Inventory is strong, but smart pricing and perfect presentation still matter

[00:23:00] What’s Next: Behind the Scenes – A sneak peek at an upcoming episode on the real day-to-day of a broker

👤 About the Hosts

Joe Reitzug and Makayla Mast are top Portland real estate pros known for keeping it real. Whether you’re buying, selling, or just trying to make sense of the numbers, they’re your go-to guides.

🔗 Resources Mentioned

• LivPortland Podcast Archive
• LivPortland Grub Guide
• Want to reach Joe or Makayla?

Thinking about making a move? Let’s talk strategy. Visit livportland.com to get personalized insights, or DM us to start the conversation.
And don’t forget—subscribe, leave a review, and share this episode with someone who needs to hear it.

Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media.

For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly.

We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

Think you know what “escrow” means? What about “contingent” or “earnest money”? These everyday real estate terms are often misunderstood—even by experienced buyers and sellers. Let’s clear the confusion once and for all.

📌 Episode Summary:

In this jargon-busting episode of Off the Record, Joe and Makayla break down the 15 most misunderstood residential real estate terms they encounter daily in the Portland market. From “pre-approval” vs. “pre-qualification” to the dreaded “short sale,” this episode is packed with clarity, insider tips, and real-life scenarios that make these terms click. Whether you're buying your first home, selling your third, or just want to sound smarter at your next open house, this fast-paced, fun, and educational episode is for you.

Bonus: Learn why your appraisal value might not match market value, what underwriters really do, and why the term "escrow" might make Joe and Makayla laugh.

⏱ Episode Highlights:

• [00:02:45] Pre-Approval vs. Pre-Qualification: Learn why sellers (and agents) take one way more seriously than the other.
• [00:04:08] Contingent vs. Bumpable: The hidden meaning behind those MLS status updates—and why you shouldn’t be scared of contingencies.
• [00:07:05] Escrow – It’s Not What You Think: Joe and Makayla debunk the “Selling Sunset” version of escrow and explain what it really means in Oregon.
• [00:09:38] Appraisal vs. Market Value: Why they rarely match, and how appraisals can sometimes sabotage your deal.
• [00:12:01] Earnest Money: What it is, how much to offer, and when it could be at risk.
• [00:15:59] Title Insurance: What it covers, why it matters, and how Lisa Wheeler saves the day.
• [00:25:50] Days on Market: What that number really says about a listing—and why 10 days might feel like a lifetime to sellers.

Hosts Joe Reitzug and Makayla Mast are top-tier Portland real estate professionals and community experts. They bring humor, honesty, and years of experience to every real estate convo—whether it’s breaking down market trends or just recommending the best local food trucks.

Connect with the team at livportland.com
Catch their foodie side hustle on YouTube: LivPortland Grub Guide

📚 Resources Mentioned:

• LivPortland YouTube Channel – Grub Guide
• Buyer & Seller Resource Books: livportland.com
• Escrow Partner: Lisa Wheeler, WFG Title

Enjoyed the episode?
👉 Subscribe for more real estate know-how and local Portland insight
👉 Drop us a review—it helps more listeners find us
👉 Check out more resources and listings at livportland.com

Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media.

For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly.

We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

HOAs: Helpful protectors of your property… or nightmare fuel wrapped in bureaucracy? Before you fall in love with that dream home or condo, you need to hear this.

Episode Summary:

HOAs can be a blessing—or a budget-busting surprise. In this eye-opening episode, Joe and Makayla dig into everything you really need to know about Homeowners Associations before buying a home or condo. From special assessments and reserve studies to those mysterious “nasty grams,” they unpack the red flags and reveal how to protect your investment.

They also share a true story about uncovering a buried land-lease clause just in time to save a client from a major financial mess. Whether you're buying your first condo or just curious about those monthly HOA dues, you’ll walk away smarter, savvier, and ready to take control. For more tips, don’t miss the companion blog post on navigating HOAs in Portland Metro—linked below!

Episode Highlights:

00:02 – What is an HOA, really? Joe and Makayla break down the basics in plain language.
00:10 – Love/Hate relationships with HOAs – Joe shares why he adores the lawn care but loathes the warning letters.
00:23 – Special assessments explained – $50K condo surprises, leaky buildings, and HOA drama from the trenches.
00:35 – The secret power of meeting minutes – Why you should always read them (or at least scan for red flags).
00:49 – True story: Makayla catches a buried land-lease clause that could’ve cost her client big.
00:56 – Tips for reviewing docs like a pro – What to skim, what to study, and how to negotiate hidden costs.
01:03 – AI vs. human eyes – Can ChatGPT really help with HOA docs? Joe and Makayla weigh in.

🔗 Resources Mentioned:

• LivPortland Blog: How to Navigate HOAs When Buying a Home or Condo in Portland Metro
• LivPortland Grub Guide – YouTube Playlist
• LivPortland.com – Search listings, learn about neighborhoods, and meet the LivPortland team

Found this episode helpful? Subscribe to the show for more real estate insights, neighborhood tips, and behind-the-scenes market advice! And if you loved it, leave us a review—your support helps us keep it real. Visit LivPortland.com to connect with our team or explore homes in your dream neighborhood.

Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media.

For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly.

We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

📝 Episode Summary:

In today’s episode of Off the Record, Joe and Makayla pull back the curtain on how Portland-area luxury buyers are navigating a volatile economy—and why the $1M+ housing segment remains surprisingly resilient.

They discuss how affluent buyers are leveraging cash, prioritizing turnkey features, and demanding energy efficiency, all while remaining laser-focused on lifestyle and legacy. Whether you’re looking to sell a luxury property or buy into Portland’s exclusive neighborhoods, this episode is your front-row seat to the mindset and strategy of high-end buyers.

✨ Episode Highlights:

• 📊 Luxury inventory snapshot: How many million-dollar homes are actually for sale in Portland and Lake Oswego?
• 💰 Interest rate immunity: Why cash is king—and luxury buyers are still making moves
• 🏠 Top features luxury buyers want: Turnkey, smart tech, wellness amenities, and functional outdoor spaces
• 🧘‍♀️ Wellness at home: From saunas and soaking tubs to yoga rooms and smart security
• 🧑‍🤝‍🧑 Multigenerational living & flexible layouts: How design priorities are shifting
• 📝 Savvy negotiation in a softening market: Lessons from high-net-worth clients
• 🌲 Second homes at the coast and in the mountains: Why competition is fierce outside the metro core

🔗 Resources & LivPortland Links:

• 📝 Related Blog Post: How Today’s Portland Area Luxury Home Buyers Are Navigating a Challenging Economy
• 🏠 Start Your Luxury Home Search in Portland
• 📈 Thinking of Selling? Get a Custom Strategy

If you're looking to buy or sell luxury real estate in Portland, don’t leave it to chance. Work with a team that knows how to navigate the high-end market with clarity, confidence, and results. Visit livportland.com to explore exclusive listings, read the blog, or book your no-obligation consultation with our expert brokers.

✅ Subscribe to Off the Record and leave us a ⭐⭐⭐⭐⭐ review!
📤 Share this episode with someone considering a move in the $1M+ range.

Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media.

For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly.

We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

Looking to buy a luxury home in the Portland Metro area? Whether you're relocating, upgrading, or investing, this episode of Off the Record gives you the inside scoop on Portland Metro’s hottest high-end neighborhoods — many of which are still flying under the radar.

Join Joe and Makayla as they highlight exclusive new construction communities across West Linn, Hillsboro, Lake Oswego, Sherwood, Bethany, Happy Valley, and North Portland. These neighborhoods offer the perfect mix of style, lifestyle, schools, and long-term value.

If you're targeting homes between $1M–$1.5M (and a few higher-end showstoppers), this guide is your must-listen before making a move in the Portland Metro real estate market.

✨ Episode Highlights

• 🏡 Old Willamette in West Linn – Americana charm, Main Street walkability, top-tier schools, and luxury finishes.
• 🌲 Campbell Garden (North Portland) – Treetop setting, rooftop patios, and architectural design excellence.
• 🎠 Happy Valley – Street of Dreams homes and one of the most sought-after family-friendly suburbs in Portland Metro.
• 🔐 Padgett Estates (Hillsboro) – Gated, private new builds on acreage near Intel, Nike, and Pumpkin Ridge.
• 🍇 Denali Summit (Sherwood) – Wine country views, 2023 & 2025 Street of Dreams, and intentional neighborhood planning.
• 🏞️ Creekside at Westview (Bethany/NW Portland) – Forested setting, close to Forest Park, with Washington County tax perks.
• 🌊 Lake Grove (Lake Oswego) – Ultra-luxury custom homes close to downtown, country clubs, and top-rated public schools.
• 🐴 West Linn Hilltop Enclave – Valley views, horse properties, and storybook curb appeal.

🔗 Explore our Neighborhood Spotlights on the Blog

Want the inside edge on Portland Metro’s best luxury real estate before it hits the radar?
💬 Let’s talk about your next move: livportland.com/contact
📍 We’ll help you discover the lifestyle, schools, and homes that fit your goals.

Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media.

For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly.

We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

🔍 Episode Summary:

Think buying a home in Portland is out of reach? Think again. In this episode of Off the Record: Talking Real Estate with Joe and Makayla, we break down exactly how you can buy a home in the Portland metro area with less than $25,000 out of pocket. From creative strategies like seller credits and rate buydowns to real-life numbers using a live mortgage calculator, Joe and Makayla walk you through everything you need to know to turn your homeownership dreams into reality—no fluff, just facts.

💡 Episode Highlights:

• 💸 Breaking Down the $25K: How your down payment, closing costs, and more can fit within that budget.
• 🏡 What $500K Gets You Today: Over 450 detached homes qualify—see where and how to find them.
• 📉 Seller Credits & Rate Buydowns Explained: Make your offer stand out and save on monthly payments.
• 🔑 First-Time Buyer Tips: Why your first home doesn’t need to be your dream home, and how equity can build fast.
• 📍 Neighborhoods to Watch: From North Portland to Newberg, discover budget-friendly spots still FHA-loan friendly.
• 📊 Real Numbers from a Live Mortgage Calculator: See how a 6% interest rate and a $3,479 monthly payment could be within reach.
• 🏗️ Building Equity in 3-7 Years: How even a modest home can launch your financial future.

Ready to see what’s possible for your budget?
Visit LivPortland.com to explore listings under $500K, get connected with trusted lenders, or schedule a no-pressure strategy session with our team.
👋 Let’s turn your “maybe someday” into “let’s do this!”

Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media.

For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly.

We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.