Negative gearing is back on the chopping block… or at least back in the headlines. In this episode, Jules and Ripehouse GM (and long-time investor) Ian Dowson break down what negative gearing actually is, why it exists, what happened when a government tried to remove it, and what today's proposed changes could really mean for investors, rents and affordability.

You'll hear:
• A simple explanation of negative gearing and how the tax offset works
• Why private investors carry Australia's rental market – and the 1980s "rents went bonkers" lesson
• How possible limits or changes could affect prices, rents and who can still buy investments

Book a free chat with the Ripehouse team: https://ripehouseadvisory.com.au

Money controls where you live, how you invest, and the wealth you build for your family.

Yet most Australians would rather talk about politics, health, and even their love life - before they'll share anything about their financial situation.

In this episode, we reveal exactly why Australians have such a complex relationship with money, why financial literacy is still so low, and what you can do to change your money mindset - to help create long-term wealth through smarter investing.

If you've ever felt unsure about property investing, confused about debt, or uncomfortable discussing money with your partner, this is a conversation you need to hear.

Tune in to discover:

✅ Why Australia's tall poppy syndrome keeps people financially stuck
✅ How childhood money memories shape every financial decision you make as an adult
✅ The gap in the education system leaving most Australians financially illiterate
✅ Why money avoidance in relationships starts small… but compounds fast
✅ The mindset shift from scarcity to abundance (this separates wealth builders from everyone else)
✅ How to build a "money team" of professionals who accelerate your investing journey
✅ Simple ways to normalize money conversations with your partner and kids starting today

Key Moments:

00:00:00 Intro
00:01:00 Money Runs Everything
00:02:20 Why Australians Won't Talk About Money
00:03:40 How Childhood Shapes Your Money Beliefs
00:05:20 Schools & Money
00:07:20 First Exposure to Investing
00:10:00 Normalizing Money Conversations
00:11:00 Money and Relationships
00:11:40 Scarcity vs. Abundance Mindset
00:12:20 Build Your Money Team
00:13:40 The No BS Takeaway

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👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now:

https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025

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👉Get In Touch With ALIC

https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up

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✅About Ripehouse Advisory✅

Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns.

With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations.

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✅Contact Ripehouse Advisory✅

https://www.ripehouseadvisory.com.au/

Most people start property investing in Australia thinking it's all about picking the right property…

Yet the investors who actually build wealth, create passive income, and reach financial freedom start somewhere completely different.

Miss this one step, and every investment property you buy after could be the wrong one.

In this episode of the No BS Property Investing Podcast, we break down one of the most overlooked fundamentals in Australian property investing - clarity of purpose.

Because even the best investment property means nothing if it doesn't align with your long-term property strategy, your timeframe, or your real financial goals.

Here's what we cover:

✅ Why most property investors have no clarity on their real financial goals
✅ The biggest mistake Australians make before buying an investment property
✅ How to align your property investment decisions with your life goals
✅ Why "passive income" from property isn't as simple as it sounds
✅ Setting realistic growth expectations and investment timeframes
✅ Why taking action beats over-planning your property portfolio
✅ The truth about how property wealth is actually built (hint: it's not linear)

Key Moments:

00:00:00 Intro
00:01:00 A 5-Year-Old's Property Wisdom
00:02:40 Goals Investors Actually Chase
00:04:20 Clarity Before Action
00:05:20 Partner Alignment
00:07:20 Setting Realistic Timeframes
00:09:00 Growth Expectations vs Reality
00:10:00 About Exit Strategies
00:11:40 Understanding Your Exit Number
00:12:20 The Slingshot Effect
00:13:20 Questions Before You Buy

If you’re trying to build wealth through property, this episode will help you cut through the noise and focus on what actually matters.

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👉Get In Touch With ALIC

https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up

-

👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now:

https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025

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✅About Mark From ALIC✅

Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC.

Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages.

-

✅About Ripehouse Advisory✅

Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns.

With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations.

-

✅Contact Ripehouse Advisory✅

https://www.ripehouseadvisory.com.au/