Should I Invest In Crypto, Or Sit It Out?

Crypto might be everywhere right now, but that doesn’t mean it fits your plan by default. We dig into the real question people are asking: should you invest or sit it out? Jason Taylor, CFP and creator of MyPocketFP separates hype from strategy, unpack key risks that don’t show up on price charts, and share simple ways to approach crypto without blowing up your budget.

We start by challenging the “easy money” myth and explaining how crypto differs from stocks and bonds. Stocks tie to businesses that produce cash flow; crypto—especially Bitcoin—behaves more like a currency-like asset driven by network belief and scarcity. That distinction shapes expectations for returns, risk, and the role crypto can play alongside your core holdings. From there, we talk custody: exchange failures, hacks, lost keys, and why platform choice matters as much as the coin itself. If you can’t clearly explain where your crypto lives and how you’d recover it, you’re taking risks you may not realize you’re taking.

Looking for a practical entry point? We cover how ETFs can simplify exposure, make cashing out easier, and reduce operational headaches for smaller allocations. Jason lays out a clean rule of thumb: treat speculative positions like Vegas bets—money you don’t need now and won’t miss if it goes to zero. We touch on manias and cycles—tulips, beanie babies, and what happens when people who never invest suddenly want in—and we end with the quiet powerhouse of a real plan: diversification. Keep your core in broad, low-cost funds, size crypto modestly if it belongs at all, and use rebalancing to keep risk in check as markets move.

Want a portfolio that sleeps well at night while still leaving room for curiosity? Press play, learn how to place smarter bets, and decide whether crypto earns a seat at your table. If you find this helpful, follow the show, share it with a friend who’s crypto-curious, and leave a quick review so more listeners can build better money habits with us.

To learn more about MyPocketFP visit:
https://www.MyPocketFP.com
MyPocketFP

How Can Couples Build A Money Strategy Together?

Ever wish money talks felt calm, clear, and actually productive? We bring a practical blueprint for couples who want fewer fights and more progress: align on joint goals, choose a simple account structure, and set a meeting rhythm that keeps decisions steady even when emotions run hot. No jargon, no lectures—just a system that respects both partners and makes day‑to‑day choices easier.

We start with the cornerstone: shared outcomes you both care about. From there, we map a hybrid setup that blends transparency and independence—joint checking for bills, joint savings for targets, and two personal accounts funded by monthly allowances. That balance creates freedom without secrecy and accountability without micromanagement. We also tackle the classic spender vs saver clash, why “secret” stashes can be healthy if they come from agreed allowances, and how to avoid traps like hiding money while carrying credit card debt.

Mindset shapes money more than math, so we get personal about upbringing, fear, and trigger words. If hearing budget shuts you down, try reframing the language around plan and priorities. We share a simple template for quarterly money meetings and the key topics to cover: progress on goals, current balances, upcoming expenses, and tradeoffs. You’ll hear how to normalize conversations about credit scores and debt before merging, align on big purchases, and use “money languages” to understand what safety and success look like to each person. Walk away with practical scripts and structures you can try tonight.

If this helped, follow the show, share it with your partner, and leave a quick review so more couples can build a calmer money life. Ready to put it into action? Download the MyPocketFP app and start your first joint planning session today.

To learn more about MyPocketFP visit:
https://www.MyPocketFP.com
MyPocketFP

When Should I Call In A Financial Advisor Vs. Using An App?

Your money deserves more than generic advice, and we’re here to prove it. We dive into the messy, human side of financial decisions—where benefits are uneven, taxes shift with every life change, and confidence comes from clarity, not complexity. With Jason Taylor, CFP and creator of MyPocketFP, we explore how to blend the speed of modern finance apps with the judgment of real planning so you can stop guessing and start moving.

We pull apart the myth that financial advisors are only for the wealthy and outline the real scope of planning beyond investments: cash flow, debt strategy, tax awareness, benefits elections, insurance needs, retirement paths, education planning, and estate basics. Jason shares why life triggers—your first paycheck, a major raise, switching from W-2 to contractor, or welcoming a child—are the moments when human advice can save time, money, and stress. We talk about the power of plain English (and even a finance coloring book) to replace jargon with understanding, so you can make choices you’ll actually stick with.

You’ll hear where algorithms shine and where they fall short, especially around assumptions that don’t match your reality. We lay out a simple framework to measure value—consistent savings growth, smarter tax moves, reduced borrowing costs, and calm decision-making through market noise—and why accountability from a real person can be the difference between intentions and progress. If you’ve wondered when to rely on an app and when to call a pro, this conversation gives you a practical, modern blueprint.

Subscribe for more clear, human-centered financial guidance, share this episode with a friend who just got a new job or raise, and leave a review to help others find the show. Ready to put a planner in your pocket? Visit mypocketfp.com and get the app today.

To learn more about MyPocketFP visit:
https://www.MyPocketFP.com
MyPocketFP