How Should I Budget For Irregular Income?

Money that shows up in waves doesn’t have to create a life lived on edge. We break down a steady, practical system for freelancers, gig workers, and commission-based pros to turn unpredictable income into a clear plan. Starting with your real monthly floor, we show how to map baseline expenses from a few months of statements, then size an emergency runway around your actual gap between gigs. You’ll learn how to use strong months to prepay lumpy bills, lower your monthly burn, and stash surplus in a side account so you don’t see it—and don’t spend it.

We also compare budgeting tools and explain why hands-on beats hands-off when your income fluctuates. A weekly money date, simple categories, and honest reconciliation build awareness that apps alone can’t teach. We cover practical anchors like keeping housing under control even in tight markets, setting aside taxes at the source if you’re 1099, and using a simple order of operations for surplus: taxes and runway first, lumpy expenses next, then investments, and only then lifestyle upgrades. The goal is a calm, repeatable process that works when income spikes and when it stalls.

Mindset makes it stick. We connect spending to core values so your choices feel meaningful, not restrictive. Short, reachable goals beat vague dreams, and visual cues—like placing a photo of your target on your card—help you pause before a swipe. If you’re tired of moving the goalposts on your budget, this conversation gives you a playbook: fixed baselines, flexible choices, and cues that keep you on track without white-knuckling it.

If this helped you breathe a little easier about your money, follow the show, share it with a friend who rides the income roller coaster, and leave a quick review so more listeners can find these tools.

To learn more about MyPocketFP visit:
https://www.MyPocketFP.com
MyPocketFP

What Are The 11 Financial Vitals And Why Do They Matter?

What if understanding your financial health was as straightforward as checking your pulse? In this eye-opening episode, certified financial planner Jason Taylor breaks down the concept of "financial vital signs" – eleven key measurements that reveal the true state of your monetary wellbeing.

Jason introduces us to the "Core Four" measurements that form the foundation of financial assessment: your effective tax rate (which most people don't actually know), insurance coverage adequacy (which changes year by year), burn rate (how much you spend compared to what you earn), and savings rate (how much you're setting aside for the future). These fundamental indicators provide immediate insight into your financial situation and serve as starting points for meaningful improvement.

Rather than overwhelming listeners with the need to perfect all eleven measurements simultaneously, Jason advocates for a more sustainable approach: focusing on making small, incremental improvements to one or two vital signs at a time. This methodology lies at the heart of the MyPocketFP app, which presents these complex financial indicators in a simple, color-coded format that anyone can understand at a glance. The goal isn't perfection but progress – moving your savings rate from 0% to 1%, then 2%, and beyond, creating momentum that builds toward financial freedom.

Particularly interesting is Jason's insight that insurance coverage tends to be the most overlooked vital sign, with many people selecting the lowest-cost option without regular reassessment. By shopping insurance rates annually, significant savings can often be found – illustrating how attention to often-ignored details can yield substantial financial benefits. Whether you're just starting your financial journey or looking to optimize an already solid foundation, these eleven vital signs provide a roadmap to monetary health that's actually manageable. Download the MyPocketFP app today and transform how you track, understand, and improve your financial wellbeing.

To learn more about MyPocketFP visit:
https://www.MyPocketFP.com
MyPocketFP

What Does “Pocket-sized” Financial Planning Really Mean?

Ever wondered what your financial vital signs would look like? Just as doctors monitor your heart rate and blood pressure, certified financial planner Jason Taylor has created an innovative system that tracks the pulse of your money through a pocket-sized app. Gone are the days of intimidating binders and complex spreadsheets – financial planning now fits comfortably in your pocket and actually makes sense.

The MyPocketFP approach transforms abstract financial concepts into measurable indicators anyone can understand. By checking these vitals weekly, users witness their progress in real-time, creating powerful motivation through visible results. Imagine the satisfaction of watching your debt percentage steadily decrease or your retirement savings consistently grow! This visual feedback creates psychological incentives to maintain positive financial behaviors without the overwhelm of traditional methods.

What makes this system truly revolutionary is its tiered approach to personalization. Starting with essential cash flow planning (deliberately avoiding the trauma-inducing word "budget"), the platform scales to match your financial complexity. The base level handles fundamentals like W-4 completion and 401(k) setup, while advanced tiers offer sophisticated tax planning and business strategies. This hybrid system balances automated calculations with personalized guidance, providing comprehensive coverage across taxes, insurance, retirement, and investments. While perfect for routine financial decisions, Jason honestly acknowledges that major life transitions still benefit from professional input – a refreshing perspective in today's tech-focused world.

Ready to transform your relationship with money? Download the MyPocketFP app today and discover how small monthly changes can create massive positive shifts in your financial endgame. Your financial planner is now officially pocket-sized and doesn't charge by the hour!

To learn more about MyPocketFP visit:
https://www.MyPocketFP.com
MyPocketFP