Andy, a former San Francisco Police Sergeant Inspector, spent 20 years investigating crimes and uncovering the truth. Now, he uses those same skills to help business owners and investors perform deep due diligence for M&A deals. In this episode, he reveals:

• The biggest red flags that a person or company is not who they claim to be.

• How to spot fake testimonials and fabricated business credentials.

• The psychological reasons buyers ignore glaring warning signs (it's not just greed).

• The real-world sources he uses to investigate executives and businesses.

• Why trusting your gut feeling may save you time and money.

Learn how to protect yourself from costly mistakes by seeing the world through the eyes of a detective.

If you liked this content, let's connect on social media:

Instagram: https://instagram.com/mysbapro

Twitter: https://twitter.com/mysbapro

LinkedIn: https://linkedin.com/in/ryanpatryck

Key Chapters:

0:00 - Introduction

0:50 - Career Pivot

2:15 - Detective Skills

3:10 - Changed Perspective

4:15 - Daily Routine

6:10 - Retirement Decision

7:45 - Becoming a PI

9:30 - Company Introduction

11:15 - Investigation Sources

13:00 - Red Flags

15:45 - Client Reactions

More Subject Matter Experts Playlist

https://youtube.com/playlist?list=PL1v-z-ZlTQ4FuSfq8GRuV9jJY3dd5vw9p&si=04XGGOYICU8pngKN⁠

More ThinkSBA Resources

⁠https://calendly.com/thinksba - Schedule Call

https://g.page/thinksba - Google Business Page & Reviews

https://thinksba.com/faq - Frequently Asked Questions

https://mysbaloanpro.com⁠ - My SBA Loan Pro Podcast

http://youtube.com/@thinksba - YouTube Channel

Want to stop renting and own the building your business operates in? In this episode of the My SBA Loan Pro Podcast, Kalen Foster shares how to use the SBA 7(a) loan to buy owner-occupied commercial real estate with as little as 10% down. Learn the key differences between SBA 7(a) and 504 loans, how rent replacement works, and what lenders look for when approving real estate purchases. Whether you’re a first-time buyer or expanding to a second location, this episode offers expert guidance to help you control your future through property ownership.

If you liked this content, let's connect on social media:

Instagram: https://instagram.com/mysbapro

Twitter: https://twitter.com/mysbapro

LinkedIn: https://linkedin.com/in/ryanpatryck

Key Chapters:

0:00 – Podcast Introduction

0:13 – Owning vs. Renting

2:55 – SBA Rent Replacement

4:34 – Variable vs. Fixed Rates

6:00 – Low Down Payments

7:12 – Business + Real Estate

10:58 – 7(a) Loan Features

12:42 – 7(a) vs. 504 Loans

17:23 – Appraisals & Compliance

23:42 – Expanding Your Business

More Subject Matter Experts Playlist

https://youtube.com/playlist?list=PL1v-z-ZlTQ4FuSfq8GRuV9jJY3dd5vw9p&si=04XGGOYICU8pngKN⁠

More ThinkSBA Resources

⁠https://calendly.com/thinksba - Schedule Call

https://g.page/thinksba - Google Business Page & Reviews

https://thinksba.com/faq - Frequently Asked Questions

https://mysbaloanpro.com⁠ - My SBA Loan Pro Podcast

http://youtube.com/@thinksba - YouTube Channel

Employment attorney Sam Sherman reveals critical legal risks California business owners face—from wage/hour compliance to PAGA lawsuits, misclassification, and M&A pitfalls. Learn how to protect your business proactively and avoid costly mistakes.

If you liked this content, let's connect on social media:

Instagram: https://instagram.com/mysbapro

Twitter: https://twitter.com/mysbapro

LinkedIn: https://linkedin.com/in/ryanpatryck

Key Chapters:

0:00 - Introduction

1:54 - Wage & Hour

3:20 - Employee Classification

5:38 - Demand Letters

7:38 - Leave Management

9:50 - Immigration Compliance

12:39 - M&A Risks

15:00 - PAGA Lawsuits

17:50 - Settlement Pressures

20:08 - HR vs Legal

22:27 - Proactive Prevention

More Subject Matter Experts Playlist

https://youtube.com/playlist?list=PL1v-z-ZlTQ4FuSfq8GRuV9jJY3dd5vw9p&si=04XGGOYICU8pngKN⁠

More ThinkSBA Resources⁠

https://calendly.com/thinksba - Schedule Call

https://g.page/thinksba - Google Business Page & Reviews

https://thinksba.com/faq - Frequently Asked Questions

https://mysbaloanpro.com⁠ - My SBA Loan Pro Podcast

http://youtube.com/@thinksba - YouTube Channel

In this episode, Ken Rosenthal shares expert insights on why business owners should consider purchasing their commercial property and the best financing options available, including SBA 7a and 504 loans. Learn how owning your building provides stability, tax benefits, and long-term investment potential. Ken breaks down the differences between conventional loans, SBA programs, and other financing methods, helping you make an informed decision. Whether you're a small business owner or an entrepreneur looking to secure your future, this discussion is packed with valuable advice.

If you liked this content, let's connect on social media:

Instagram: https://instagram.com/mysbapro

Twitter: https://twitter.com/mysbapro

LinkedIn: https://linkedin.com/in/ryanpatryck

Key Chapters:

(00:00) Why Buy Your Building?

(12:53) Owning vs. Renting Benefits

(19:40) 5 Financing Methods

(23:07) SBA 7A vs. 504 Loans

(29:25) Interest Rates Impact

(37:37) Qualifying for SBA Loans

(45:12) Loan Process Overview

(52:30) Success Stories & Examples

(1:00:15) Final Tips & Next Steps

More Subject Matter Experts Playlist

https://youtube.com/playlist?list=PL1v-z-ZlTQ4FuSfq8GRuV9jJY3dd5vw9p&si=04XGGOYICU8pngKN⁠

More ThinkSBA Resources⁠

https://calendly.com/thinksba - Schedule Call

https://g.page/thinksba - Google Business Page & Reviews

https://thinksba.com/faq - Frequently Asked Questions

https://mysbaloanpro.com⁠ - My SBA Loan Pro Podcast

http://youtube.com/@thinksba - YouTube Channel