Meet with us: http://talkwithjlp.com

📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com

Turning 62 might not feel like a milestone birthday… until you realize the Social Security clock just started ticking. Filing now could put money in your pocket sooner or cost you tens of thousands over a lifetime. How do you pick the right strategy? Let’s break down how to think through one of the biggest retirement decisions you’ll ever make.

Here’s what we discuss in today’s show:

🕒 Why many retirees choose to claim Social Security at 62

📊 The trade-offs between early filing and full retirement age

💼 How working impacts Social Security through the earnings test

💍 Spousal and survivor benefit considerations

💡 Using Social Security strategically to enhance your retirement lifestyle

Want to set up a meeting with us? Visit us here: http://talkwithjp.com

Get more financial education at http://myretirementclarity.com

Meet with us: http://talkwithjlp.com

📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com

Nothing will mess with your financial confidence faster than comparing your savings to your brother, your coworkers, or that guy on YouTube who claims he retired at 35. Your retirement number isn’t a competition. Today, Lee talks about what really matters when you’re trying to figure out if you’re behind on your savings goals…and what to do if you actually are. Everyone’s financial story is different. Once you stop comparing and start planning, you’ll know exactly what steps to take next.

Here’s what we discuss in today’s show:

🔍 Comparison steals joy and creates unnecessary retirement stress

💰 Your retirement number is personal, not a competition

📉 Expenses, not savings, determine how much you truly need

📈 Comparing investment returns is misleading and unhelpful

🛠️ Focus on controllable actions like saving and budgeting

Want to set up a meeting with us? Visit us here: http://talkwithjp.com

Get more financial education at http://myretirementclarity.com

Meet with us: http://talkwithjlp.com

📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com

We've all heard the saying there is no such thing as a bad question, but in retirement planning, some questions are definitely better than others. In this episode, Lee explains the five questions smart investors ask and explains how reframing each one leads to better decisions, stronger strategies, and more confident planning. The smartest investors don’t just look for answers. They learn to ask better questions.

Here’s what we discuss in today’s show:

📰 Office News: team update and new advisor announcement

💰 How Much Do I Need? Reframing savings into income needs

🏥 Long-Term Care: exploring all coverage options instead of rolling the dice

💸 Fees vs. Value: understanding what you truly get for the price

🧾 Taxes: shifting the conversation from “this year” to lifetime tax savings

📉 Market Fear: building a portfolio that works in every market—not timing the chaos

Want to set up a meeting with us? Visit us here: http://talkwithjp.com

Get more financial education at http://myretirementclarity.com