Meet with us: http://talkwithjlp.com

📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com

The mail’s here! Today, Lee answers listener questions about life, money, and retirement planning. Each scenario highlights the unique challenges people face as they approach or live through retirement, and the importance of making confident, well-coordinated decisions along the way. Most times, the best advice doesn’t come from Google, it comes from experience, wisdom, and planning.

Here’s what we discuss in today’s show:

💰 Income Boost: how to handle a sudden increase in earnings

👵 Parents’ Financial Health: addressing concerns and planning for their future

📆 Social Security Choices: deciding when and how to claim benefits

🏡 Vacation Home Dilemma: the pros and cons of buying property with family

Check out our upcoming workshops:

https://jlperkinswealth.com/attend-an-event/

Meet with us: http://talkwithjlp.com

📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com

Think having two financial advisors gives you an edge? Think again. It might sound smart, but splitting your investments often leads to mixed messages, conflicting strategies, and costly mistakes. Today, Lee exposes the hidden dangers of a “too many cooks in the kitchen” approach to money, and why one clear, trusted voice can make all the difference in your financial future.

Here’s what we discuss in today’s show:

💸 Why People Split Money: common reasons investors divide their assets between firms

🗣️ Coordinating Advice: the challenge of getting everyone on the same page

📊 Returns Race: why chasing short-term performance hurts long-term goals

📉 Investment Overlap: certain strategies can double your risk instead of spreading it

Check out our upcoming workshops:

https://jlperkinswealth.com/attend-an-event/

Meet with us: http://talkwithjlp.com

📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com

The mailbag is open! In this episode, Lee tackles real-world listener questions that hit on some of the most common dilemmas retirees face. First up: should you buy that RV with debt, or withdraw from your IRA and take the tax hit? Then, how do you know if a life insurance “investment” pitch is a smart opportunity or just a sales tactic to avoid?

Next, Lee addresses a common concern: what should you do with a large 401(k) balance when you don’t fully understand investing? He explains why saving is great, but strategy is essential. He also breaks down when it makes sense to use a Roth 401(k) option at work. From there, the focus shifts to retirement psychology: what if you’re afraid of running out of money? Do you need to cut back or go back to work? Lee explains why neither is ideal and what to do instead. Finally, we hear from a listener who received a surprise inheritance and wants to know how to navigate IRAs, stocks, and property the right way.

Here’s what we discuss in today’s show:

🚐 RV dilemmas – buy with debt or tap your IRA?

🛡️ Life insurance sales – smart questions to ask before saying yes

📊 401(k) reality check – saving isn’t enough without a strategy

🔄 Roth 401(k) choices – when shifting contributions makes sense

💸 Running out of money – how to calm the fear of going back to work

🏡 Getting a surprise inheritance – how to manage it wisely

Check out our upcoming workshops:

https://jlperkinswealth.com/attend-an-event/