K-Ski hosts without Kavawon, and Jessaii co-pilots the whole episode — vocalist, songwriter, producer, vocal coach, music educator, and a mother.

The first hour is hers. Writing her first songs in Regina, discovering reggae in Calgary, and then seven years of accidents and knee dislocations that took her income, her mobility and very nearly the rest. Single motherhood, food banks, and the slow work of picking yourself up. She explains AuDHD as gas and brakes pressed at the same time, why she now writes accommodations into artist contracts, and why she calls it music medicine — on stage the pain disappears. Queen Level Productions has pivoted to supporting artists with disabilities.

Karma Sounds — Karina Morin — arrives at 40:26. Painfully shy sax player to singer, Montreal to Vancouver, the two years of keys behind 'Wings', and how she sprinkles healing into a pop hook. She opened the stage for Lauryn Hill.

Then Tracy Pequin, a financial coach with 19 years at Primerica, explains the Registered Disability Savings Plan, the Disability Tax Credit, and the Canada Disability Benefit — what qualifies, how to apply, why almost nobody knows they exist, and which firms take a cut of your refund for filing the form you could file yourself. If you or someone you love is disabled in Canada, that hour is worth real money.

Recorded at B-Side Radio, Vancouver BC.

0:00 Welcome: intros and who's missing

1:50 A summer of rest and festival prep

2:36 Stevie Wonder and a cassette coincidence

5:26 First songs in Regina: 'Freedom'

6:31 Discovering reggae in Calgary

8:30 Vancouver's reggae scene and 'Rise'

9:54 Gilt & Co. and pacing while healing

10:55 A neuroaffirmative kids arts camp

11:44 Vocal coaching and IDEO Studio

12:36 Queen Level pivots to disabled artists

14:19 Making resources accessible

17:14 School with no supports in Saskatchewan

18:01 School districts cutting music

20:14 The kids who only fit in music class

21:52 Seven years of accidents and fallout

24:12 Single motherhood and food banks

26:29 Put your own mask on first

28:28 'Start Again': survival into medicine

29:30 How to actually organize support

32:38 On stage the pain disappears

33:46 AuDHD: gas and brakes at once

36:35 Accommodations in artist contracts

40:26 Introducing Karma Sounds

42:17 Karma Sounds' origins: art as refuge

44:51 Shy sax player to singer

48:40 The story behind 'Wings'

50:59 Melody first, healing in the hooks

55:08 ADHD, time blindness, perfectionism

58:29 'Disability' vs 'diverse abilities'

1:02:37 Opening the stage for Lauryn Hill

1:05:39 New single, and Bandcamp vs Spotify

1:09:12 Karma Sounds' Gilt & Co. show

1:12:28 Meeting Tracy Pequin

1:14:18 Tracy's path: three jobs to licensed

1:15:46 The RDSP and Disability Tax Credit

1:18:03 Canada Disability Benefit and finders

1:20:02 MAID, poverty, and asset limits

1:21:12 Predatory firms taking a cut

1:23:15 Why nobody knows these programs exist

1:24:52 What qualifies for the credit

1:26:47 Finding money people didn't know about

1:30:57 How to reach Tracy; the wealth transfer

1:36:59 Limiting beliefs and low expectations

1:39:50 Music: 'Getting Better', Karma Sounds

1:45:05 Closing with Jessaii: unmasking, dharma

1:49:47 What's next: 'Big Love' and festivals