In this powerhouse episode of Friends of Mortgage Heroes, we sit down with Ashton Buswell, VP of Sales Acceleration at Legacy Power — a man whose legendary door-to-door journey has seen him knock over 250,000 doors, train more than 1,000 salespeople, and personally close 1,000+ installs in solar. But beyond the numbers, what truly sets Ashton apart is his unwavering faith, deep love for family, and contagious mentality of purpose-driven living.

From humble college beginnings selling satellite TV, to becoming one of the top 0.01% in his industry, Ashton shares timeless wisdom about consistency, sales integrity, parenting daughters in a digital world, and the importance of dating your spouse weekly.

🚪 Learn why he says "this is it" before every sale.
🧠 Discover how building character leads to career success.
❤️ Hear how family values influence his business decisions.
⚡️ Get inspired by his mindset of "marry the process, not the result."

Whether you're in sales, real estate, solar, or just want to become a better leader, spouse, or parent — this is the episode that will recharge your mind and heart.

🔗 Connect with Ashton Buswell:
💼 Legacy Power: https://theorg.com/org/lgcypower/org-chart/ashton-buswell
📚 Foundational Selling System: https://foundationalsellingsystem.com/
⚡️ NEW: Door Destroyer Supplement Brand (launching soon!)

🎯 Key Topics Covered:
- Overcoming rejection in sales with faith and mindset
- Leadership lessons from managing large teams
- Creating work-life balance while on 100% commission
- Building habits of honesty and self-accountability
- Coaching youth sports & seeing every human as valuable
- The power of asking for discounts (and the “Good Guy Discount” mindset!)

📣 Remember to LIKE, SUBSCRIBE, and hit the 🔔 for more inspiring conversations from the Friends of Mortgage Heroes podcast!

This week on the Mortgage Heroes Podcast, we dive into TWO red-hot topics shaking up the housing market: mortgage rates and credit requirements! 🔥

💥 First up: A new article claims mortgage rates won’t dip below 6% until 2028 — but we’re not buying it. We explain why real data (like the 10-year Treasury yield) tells a different story and how recent trends suggest we’re already heading toward lower rates. 📉

💳 Then we break down another trending headline — “You Need Stellar Credit to Buy a Home” — and reveal why that’s not the full truth. From FHA, VA, and conventional options to how you can boost your score, we unpack what really matters when it comes to getting approved for a mortgage in 2025 and beyond. 🏡

Whether you’re a first-time buyer, veteran, or just credit-curious, this episode is packed with insider insights you won’t hear anywhere else.

👉 Plus: Real success stories, strategies to set up your kids for credit success, and how your current FICO score might not be the dealbreaker you think it is!

✅ Like, comment, and subscribe to stay ahead of the real estate curve!

📺 WATCH NOW if you want clarity on:
- Where mortgage rates are really heading
- What kind of credit score you actually need to buy a home
- VA loans with lower scores (yes, we’ve done 560 FICO!)
- Strategic refinancing opportunities
- Building long-term credit success — for you and your kids

🔗 Remember to check out our Friends of Mortgage Heroes playlist for even more interviews, expert tips, and financial guidance!

#MortgageRates2025 #HomeBuyingTips #CreditScoreMyths #FirstTimeHomeBuyer #VAloans #FHAloan #Refinance2025 #RealEstateMarket #HousingCrisis #InterestRates #MortgageNews #FinancialFreedom #RealEstateAdvice #MortgagePodcast #CreditScoreTips #MillennialHomeBuyer #VeteranLoans #BuyAHome #FriendsOfMortgageHeroes #SmartMoneyMoves #HousingMarket2025 #MortgageExperts #HomeLoanApproval

Mortgage rates are dipping — but is that enough to offset the growing wave of foreclosures? In this week's episode of the Mortgage Heroes Podcast, Andy, Brian, and Will dive into the latest housing market trends, including rising foreclosure activity, strategic use of ARM loans, the return of HELOCs, and how buyer behavior is shifting in real time.

We break down what YOU need to know if you're:
- A homebuyer trying to time the market
- A homeowner facing financial pressure
- An investor waiting for new inventory
- Or someone just trying to make sense of today’s real estate climate

💥 Key Topics Covered:
- Mortgage rates update and Fed rate expectations
- 17% spike in foreclosure filings — what’s driving it
- Why ARM loans are making a comeback (and how to use them wisely)
- HELOCs and cash flow strategies for homeowners
- Short sales, forbearance, and the lesser-known options to avoid foreclosure
- How buyer and seller psychology is shaping today’s market
- The truth behind the “NINJA loan” era and how far we’ve come

If you're navigating a high-stakes real estate environment, this episode is packed with insights that could make or save you thousands.

Are you being harassed by debt collectors, struggling with identity theft, or seeing mystery charges ruin your credit report? In this eye-opening episode of Friends of Mortgage Heroes, we're joined by consumer protection attorney Sara Khosroabadi, founding partner of Khosroabadi & Hill. Sara brings decades of experience helping people fight back against unfair financial practices—and she’s here to arm YOU with the knowledge you need to protect yourself.

We dive deep into:
- How identity theft really happens (including real client stories 😱)
- What to do if debt collectors are calling your job or family 🚨
- How to freeze your credit to protect yourself 🔒
- The rise of aggressive post-COVID debt collection tactics 📈
- Legal rights you didn’t know you have under federal AND California law 🧠
- The difference between harassment and lawful debt collection 🧾
- How to dispute old debts past the statute of limitations ⏰
- Why some lawsuits are being wrongly filed, and how to respond 🧑‍⚖️

If you're a consumer who's been targeted, a military veteran struggling with financial recovery, or someone just trying to understand how to guard your financial future—this episode is for you. We also discuss the impact of the dismantling of the CFPB, the power of arbitration clauses, and why credit literacy should be taught in schools.

👇 RESOURCES & LINKS
📌 Sarah’s firm: https://www.kandhlawgroup.com/
📌 Check your credit report: https://www.annualcreditreport.com/index.action
📌 FTC Identity Theft Report: https://www.identitytheft.gov/

Is the American Dream changing? In this week's episode of the Mortgage Heroes Podcast, we dive deep into one of the biggest shifts in the housing market today — the rise of real estate investors, and what it means for first-time buyers, veterans, and everyday Americans trying to get into a home of their own.

We break down:
✅ Why investors now make up 27% of all home buyers — the highest in 5 years
✅ The new wave of small investors owning 10 properties or less
✅ How first-time buyers are competing with LLC-backed investor offers
✅ What the data really says about pricing, interest rates, and opportunity
✅ Creative financing strategies for fix-and-flip and long-term hold investments
✅ VA buyers' unique challenges and opportunities in today’s market
✅ The truth behind the “bad time to buy” headlines — and how real buyers are navigating 2025

Whether you're a first-time homebuyer, veteran, or aspiring investor, this episode offers practical advice, real data, and the kind of frontline insight you can’t get from the headlines.

In this week’s episode of the Mortgage Heroes Podcast, we break down the surprising surge in new home sales — up 20.5% in August, the biggest jump in over three years — and what that means for buyers, sellers, agents, and lenders as we enter Q4 2025.

🏗️ Builders are getting aggressive with incentives like 3-1 buy downs, solar credits, and adjustable-rate options, pushing inventory faster than expected. Meanwhile, existing homeowners are struggling to compete with new construction deals. 😬

📉 Mortgage rates are fluctuating — but many savvy buyers are locking in early, leveraging seller concessions and pre-approval timing to their advantage. In fact, our team helped dozens of clients lock in before the Fed’s recent announcement, maximizing savings while others waited.

📊 We also dissect the latest Fed dot plot chart and explore what the real pace of rate cuts may look like through 2028. Spoiler: it’s not as aggressive as you might think.

📌 Whether you’re in California, Tennessee, Florida, Arizona, or anywhere in the U.S., you’ll want to hear what’s unfolding in the housing market right now.

👇 Drop a comment if you’re seeing new home incentives in your area or if you're trying to navigate the market chaos — we’re here to help you win.

🔑 Key Topics in This Episode:

🏡 Why new home sales are spiking while prices stay flat or rise
💰 Builder incentives that beat resale competition
📉 Fed rate cut projections & dot plot explained
🤝 Why agent-lender relationships are more important than ever
📆 Why Q4 2025 could be the strongest quarter of the year
💡 Real strategies to save money and win deals now

In this week’s episode of Mortgage Heroes, we break down why NOW is the smartest time to refinance, how to lock in savings before rates change, and how to use your refinance to pay off your home years sooner. 💰🏡

We walk you through real-life refinance scenarios that saved our clients hundreds—even over $600 per month—and explain how VA, FHA, and conventional borrowers can take advantage of today’s market opportunities. 🧠 Whether you're looking to save money, skip payments, or reduce your total loan term, this episode is packed with insight, strategy, and timing you can't afford to miss.

Plus, learn how creative buy-downs, VA IRRRLs, and zero-cost refinance strategies are helping families stabilize and strategize in a volatile rate environment. Don’t miss our deep dive into advanced payoff strategies that could save you over $360,000 in interest!

👉 This is a must-watch for veterans, first-time buyers, long-term owners, or anyone who's been sitting on the fence about refinancing.

👊 Topics Covered:

- Refinance timing tips before & after Fed meetings
- Real-life VA IRRRL case studies
- How to avoid rate hike surprises after your 3-2-1 buydown ends
- How to skip two mortgage payments
- Using refinance savings to accelerate payoff by 6–10 years
- How to save hundreds monthly and invest the difference
- Million-dollar mortgage strategies for high-cost markets

📩 Need help running your numbers?
Comment below or reach out to our team directly — we’ll walk you through a custom scenario and send you our Mortgage Acceleration Calculator!

🔔 Remember to Like, Subscribe, and Share this episode with someone who needs to hear it!

What if your biggest professional advantage isn’t a tool or a tactic—but your memory? In this episode of Friends of Mortgage Heroes, we’re joined by Jeffrey Czajka, founder of Advisor Growth Solutions, who has spent the past 25 years helping professionals unlock the untapped potential of their memory.

We dive deep into how memory impacts relationships, sales performance, brain health, and even how you show up in your personal and professional life. Jeffrey shares incredible stories—like how his memory skills helped him win over his father-in-law (true story) and what your cluttered desk says about your brain.

We also talk about how technology has made us overly reliant on search bars and smart devices—and what you can do about it before your brain starts to forget how to think. Whether you're in real estate, sales, leadership, or just want to be better at remembering names and important conversations—this one is for you.

Plus, Jeffrey announces a special campaign for Olive Crest, a nonprofit fighting child abuse and trafficking, and how you can make a difference and improve your memory at the same time.

🔑 Topics Covered:

- The truth about memory and performance
- How writing things down and remembering work together
- Why forgetting names is hurting your business
- How AI is reshaping brain function—for better or worse
- Simple practices to improve your memory today

🎯 Special Offer for Olive Crest:
Get 50% off the Names memory training course with promo code: Olivecrest
🌐 https://advisorgrowsolutions.com

📧 Contact Jeffrey: jeffrey@advisorgrowsolutions.com