The credit card bracket comes down to this. The six category winners from Episodes 1 and 2 go head-to-head in the championship round, and the Chase dominance throughout the bracket can't be ignored. We crown a winner in each category, then break down which card is actually best for you based on how you spend and travel. No single card wins for everyone, but by the end of this episode you'll know exactly which ones belong in your wallet.

Episode 3 Matchups:

• Premium Cards: Amex Platinum vs. Chase Sapphire Reserve
• Everyday Cash Back: Citi Double Cash vs. Chase Freedom Unlimited
• Flexible Travel: Chase Sapphire Preferred vs. Amex Gold
• Hotel Cards: Marriott Bonvoy Boundless vs. World of Hyatt
• Airline Cards: United Explorer Card vs. JetBlue Plus Card
• Business Cards: Chase Ink Business Preferred vs. Ink Business Cash

Spoiler Warning — Episode 3 Winners Below

• Premium Cards: Chase Sapphire Reserve
• Everyday Cash Back: Chase Freedom Unlimited
• Flexible Travel: Amex Gold
• Hotel Cards: World of Hyatt Card
• Airline Cards: United Explorer Card
• Business Cards: Chase Ink Business Preferred

The credit card bracket continues. In Episode 2, we're debating cards we actually own against each other. We have the Chase Sapphire Reserve, but Nick also has the Capital One Venture X, so who really wins the premium card debate? Six more head-to-head matchups, six more winners advancing to the championship.

Episode 2 Matchups:

• Premium Cards: Chase Sapphire Reserve vs. Capital One Venture X
• Everyday Cash Back: Chase Freedom Unlimited vs. Discover It Cash Back
• Flexible Travel: Capital One Venture vs. Amex Gold
• Hotel Cards: World of Hyatt vs. Hilton Honors Aspire
• Airline Cards: JetBlue Plus vs. Citi AAdvantage Platinum Select
• Business Cards: Ink Business Cash vs. Capital One Spark Cash Plus

Spoiler Warning — Episode 2 Winners Below

• Premium Cards: Chase Sapphire Reserve
• Everyday Cash Back: Chase Freedom Unlimited
• Flexible Travel: Amex Gold
• Hotel Cards: World of Hyatt Card
• Airline Cards: JetBlue Plus Card
• Business Cards: Ink Business Cash

It's March Madness season, and we're settling some long-standing credit card debates bracket-style. In the first round, we put cards head-to-head across six categories: premium cards, everyday cash back, flexible travel, hotel cards, airline cards, and business cards to pick which cards deserve to advance to the championship. No visual bracket required, just strong opinions and real experience from cards we actually carry in our wallets.

Episode 1 Matchups:

• Premium Cards: Amex Platinum vs. Citi Strata Elite
• Everyday Cash Back: Citi Double Cash vs. Amex Blue Cash Everyday
• Flexible Travel: Chase Sapphire Preferred vs. Bilt Mastercard
• Hotel Cards: Marriott Bonvoy Boundless vs. IHG One Rewards Premier
• Airline Cards: Delta Amex Gold vs. United Explorer Card
• Business Cards: Amex Blue Business Cash vs. Chase Ink Business Preferred

Spoiler Warning - Episode 1 Winners Below

• Premium Cards: Amex Platinum
• Everyday Cash Back: Citi Double Cash
• Flexible Travel: Chase Sapphire Preferred
• Hotel Cards: Marriott Bonvoy Boundless
• Airline Cards: United Explorer Card
• Business Cards: Chase Ink Business Preferred

Agree with our picks? Disagree? Let us know in the comments or find us on Instagram. See you in round two!