Monzo vs Revolut vs Starling vs Chase UK – Which Digital Bank Wins?
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Monzo vs Revolut vs Starling vs Chase UK – Which Digital Bank Wins?
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We pit the four biggest UK digital banks head-to-head to crown a winner. Spoiler alert: there's no single answer—it depends what matters to you.
From cashback and travel rewards to customer service and credit cards, we break down exactly what each bank gets right and where they fall short. Plus, which one has the worst app but the best banking fundamentals, and why Revolut's new banking license doesn't save its standard account.
What we cover:
- Cashback rates: Chase UK offers 2% on groceries, fuel, transport & dining
- Travel support: Which bank wins for international spending
- Credit cards & personal loans: Only Monzo offers both
- Cash deposits: Starling vs Monzo's £1 fee (and the hidden limit)
- Customer service tiers: Why Chase & Starling stand out
- The verdict: Best overall, best for travel, best for cashback—and the bank we'd skip entirely
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Check out our website DepositScout.com for the latest savings rates.
Connect with us (via LinkedIn)
Jan: https://www.linkedin.com/in/jan-watermann/
Jonny: http://www.linkedin.com/in/jonny-pease
Got a question or topic you want us to cover? Drop us a message at jonny@technicallymoney.com