Hosts: Rob Moore & Omen Quelvog

Theme: Valentine’s Day edition — the money conversations couples need to have (but often avoid)

Episode Overview

Money is rarely just about math. More often, it represents security, freedom, control, or peace of mind—and when couples don’t talk about those meanings, friction quietly builds.

In this Valentine’s Day–themed episode of The Fiscal Foxhole, Rob and Omen move past budgets and spreadsheets to focus on the deeper financial conversations that shape healthy relationships. Drawing from personal experiences, client conversations, and plenty of foxhole banter, they walk through ten powerful discussion points designed to help couples understand each other’s financial wiring and align on the future.

This isn’t about being “right” with money. It’s about being aligned.

❤️ Key Topics

Foundational Conversations

• What money looked like growing up—and how that shapes behavior today
• What money represents (security, freedom, opportunity, control)
• Saver vs. spender dynamics and why neither is “wrong”
• How each partner emotionally and strategically views debt
• What “normal spending” actually feels like

Goals & Values

• What are you actually working toward with your money?
• If you had to give away $1 million, who would get it—and why?
• If money weren’t a barrier, what would you do or buy first?
• How clarity around goals reduces resentment and conflict

Self‑Awareness

• What you’re good at with money
• What needs improvement
• Why self‑reflection matters more than criticizing your partner

📰 Headline of the Day

“I Used AI to Buy a Car—Here’s Where It Works and Where It Doesn’t” (Investopedia)

A discussion on using AI as a co‑pilot in car buying—great for research, pricing, and pressure‑management scripts, but not a replacement for judgment or personal context.

🏛️ This Day in History

February 14, 1778 — The French Navy salutes the USS Ranger under John Paul Jones, marking the first foreign recognition of the U.S. flag.

✅ Practical Takeaways

• Most financial conflict starts with unspoken assumptions, not bad math
• Money conversations are about meaning, not just mechanics
• Transparency matters more than whether finances are joint or separate
• Shared goals make saving and spending decisions easier
• Alignment beats perfection every time

📬 Stay Connected

Questions for the show? 📧 fiscalfoxhole@gmail.com

Book a meeting with Omen

Booke a meeting with Rob

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⚠️ Disclaimer

This podcast is for educational and entertainment purposes only. Rob Moore and Omen Quelvog are registered investment advisor representatives, but they are not your advisors. Please consult a qualified professional before making financial decisions.