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In this new episode, Lloyd breaks down why the RBA’s latest 0.25% hike won’t cool inflation, and why it’s pushing Australia closer to 5%. With a split board, rising fuel costs and Treasury forecasting higher inflation, this move leaves households exposed to more pressure ahead.

This episode breaks down:

◼️ What the RBA actually decided, and why the 5-4 vote matters

◼️ Why a 0.25% move keeps policy neutral while inflation accelerates

◼️ How oil, spending and expectations are driving prices higher

◼️ What rising rates mean for mortgages, savings and portfolios

Timestamps:

00:00:00 - Introduction

00:01:00 - Rate Hike Details

00:02:00 - Impact on Households

00:03:00 - Governor Bullock's Perspective

00:04:00 - Oil Shock and Inflation

00:05:00 - Consequences of the 0.25% Rate Hike

00:06:00 - Suggested Actions for Homeowners

00:07:00 - Investment Strategies Amid Rising Rates

00:08:00 - Preparing for Higher Costs

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DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com

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In this new episode, Lloyd explains why most people invest backwards and reveals the three wealth archetypes that determine how you actually handle risk.

This episode breaks down:

◼️ The Guardian, the Builder and the Hunter, and how each one responds to volatility

◼️ Why mismatched risk destroys portfolios more than market crashes

◼️ How to build an investment strategy that aligns with your psychology, not your ego

Timestamps:

00:00:00 - Introduction

00:00:31 - The 3 Wealth Archetypes Explained

00:03:06 - Archetype 1: The Guardian

00:03:53 - Archetype 2: The Builder

00:04:54 - Archetype 3: The Hunter

00:07:53 - The Danger of Mismatched Risk

00:09:31 - How to Build a Portfolio Aligned to Your Psychology

00:10:48 - Lloyd’s Archetype Revealed

00:12:26 - Conclusion: Identify Your Archetype & Build Accordingly

Follow Lloyd:

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https://www.facebook.com/lloyd.ross.7

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com

🔗 TAKE ACTION:

Get Money Buys Happiness book: http://moneybuyshappinessbook.com

In this new episode, Lloyd breaks down exactly how he would invest $10,000 if he had to start again from scratch. These are the practical steps he’d take today based on the same principles that helped him become a millionaire.

This episode breaks down:

◼️ Why the first investment has nothing to do with the stock market

◼️ How to turn $10,000 into income, skills and momentum

◼️ The framework Lloyd uses to grow money fast and reduce risk

Timestamps:

00:00:00 - Introduction

00:00:10 - Common Investment Mistakes

00:00:31 - Wealth Building Philosophy

00:12:03 - Summary: Framework for Wealth Building

00:12:26 - Conclusion: Deploying $10,000 Deliberately

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-j-ross-26b7859/

https://www.facebook.com/lloyd.ross.7

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.