Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

In this episode, Lloyd James Ross breaks down why he believes the Bitcoin “death spiral” has already started and what it could mean for your money, especially if you’re exposed to crypto. He unpacks MicroStrategy’s massive leveraged Bitcoin bet, the looming unwind of the Japanese carry trade, and how these risks could trigger a chain reaction across crypto, stocks, property, and even the Australian dollar. From margin calls and forced selling to behavioral traps like HODL culture and hype-driven investing, this is a blunt, no-fluff look at systemic risk, capital preservation, and how to actually prepare for a major market shock instead of getting caught in it.

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Timestamps

[00:00:00] Introduction

[00:01:00] MicroStrategy’s leveraged Bitcoin bet

[00:02:32] How a forced sell-off could trigger a death spiral

[00:04:00] Japan’s carry trade and cheap money fueling Bitcoin

[00:06:38] Why this matters for Australia and the wider economy

[00:10:04] Satoshi’s wallet and the ultimate black swan risk

[00:12:10] Portfolio risk, diversification, and what to do now

[00:17:47] Behavioral traps, smart money moves, and final warning

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

In this episode, Lloyd reveals his 10 income streams that have lead him to become a multi-millionaire in his early 40's. He highlights the importance of creating multiple streams of income, referencing the saying that the average millionaire has seven sources. Find out how you can take control of your financial future by adopting the right mindset and strategies to grow your wealth and achieve financial freedom.

Follow Lloyd:

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https://www.tiktok.com/@lloydjross

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Timestamps

[00:00:00] Introduction

[00:01:14] Ten sources of income.

[00:03:10] Publishing to build your brand.

[00:06:39] Mindset and money collaboration.

[00:10:40] Royalty income from book sales.

[00:12:46] Accounting business partnership opportunity.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on wealth-building through various asset classes over the past 45 years. He compares the returns on a hypothetical $100,000 investment made in 1980 across different options, revealing that gold would have appreciated to $770,000, while Tokyo real estate would only be worth $150,000 today. Interestingly, a 10-year treasury investment would have grown to $1.3 million. Lloyd emphasizes the importance of understanding financial strategies and overcoming old money habits to achieve financial freedom. He discusses the benefits of savings accounts, noting that a $100,000 investment in such an account would be worth $700,000 today, highlighting the varying interest rates across different regions. Tune in to learn how to make your money work for you and take control of your financial future!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:03] Asset class returns comparison.

[00:05:41] Real estate recession insights.

[00:07:16] New York real estate returns.

[00:12:46] S&P 500 investment returns.

[00:15:56] Apple investment returns.

[00:18:41] Position sizing in investing.

[00:20:35] Position sizing in investments.