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  • What Is the Best High-Yield Savings Account?

    What Is the Best High-Yield Savings Account?
    2026/02/27

    999. Laura reviews what you should know about using a high-yield savings account (HYSA) and six tips for choosing the best one.

    Find a transcript here.

    Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.

    Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.

    Money Girl is a part of Quick and Dirty Tips.

    Links:

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    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    12 分
  • Is the 4% Rule Dead? 8 Personal Finance Rules of Thumb Explained

    Is the 4% Rule Dead? 8 Personal Finance Rules of Thumb Explained
    2026/02/25

    998. How much do you really need to retire? Should you always buy term life insurance? In episode 998, Money Girl Laura Adams audits 8 popular financial rules of thumb to see if they hold up in today’s economy.

    What you’ll learn:

    • The Rule of 72: How to calculate when your money will double.
    • The DIME Method: A smarter way to calculate life insurance than "10x your income."
    • Emergency Fund Math: Why 3 months might not be enough for you.
    • Investing Allocations: Why "100 minus your age" is likely too conservative for 2026.
    • Retirement Readiness: Understanding the "Multiplier of 25" and the 4% withdrawal rule.

    Don't follow a rule just because it's famous—follow it because it works for your life.

    Find a transcript here.

    Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.

    Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.

    Money Girl is a part of Quick and Dirty Tips.

    Links:

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    https://www.facebook.com/MoneyGirlQDT


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    20 分
  • Is Your Bank Account at Risk? 10 Dangerous Places to Never Use a Debit Card

    Is Your Bank Account at Risk? 10 Dangerous Places to Never Use a Debit Card
    2026/02/20

    997. A single swipe could drain your checking account. Laura Adams reveals 10 dangerous situations where using a debit card exposes you to unlimited liability and how to protect your hard-earned cash from cybercriminals and skimmers.

    Find a transcript here.

    Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.

    Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.

    Money Girl is a part of Quick and Dirty Tips.

    Links:

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    https://www.quickanddirtytips.com/money-girl-newsletter

    https://www.facebook.com/MoneyGirlQDT


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    13 分
  • Wallet Audit: 9 Items to Remove Right Now

    Wallet Audit: 9 Items to Remove Right Now
    2026/02/18

    996. This week, Laura reviews nine things you should never carry in your wallet to protect your identity and finances.

    Find a transcript here.

    Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.

    Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.

    Money Girl is a part of Quick and Dirty Tips.

    Links:

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    https://www.quickanddirtytips.com/money-girl-newsletter

    https://www.facebook.com/MoneyGirlQDT
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    12 分
  • 7 Tips to Protect Expensive Valentine’s Jewelry

    7 Tips to Protect Expensive Valentine’s Jewelry
    2026/02/13

    995. Laura explains how to protect your expensive jewelry or any new Valentine’s Day bling you received.

    Find a transcript here.

    Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.

    Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.

    Money Girl is a part of Quick and Dirty Tips.

    Links:

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    https://www.facebook.com/MoneyGirlQDT


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    15 分
  • 15 Ways to Stop Impulse Spending and Save More (Reissue)

    15 Ways to Stop Impulse Spending and Save More (Reissue)
    2026/02/11

    904. Laura reviews strategies to resist impulsive spending so you can save more money and achieve your financial goals faster.

    Find a transcript here.

    Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.

    Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.

    Money Girl is a part of Quick and Dirty Tips.

    Links:

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    https://www.facebook.com/MoneyGirlQDT


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    13 分
  • Should I Invest Extra Money or Pay Down My Mortgage? (Reissue)

    Should I Invest Extra Money or Pay Down My Mortgage? (Reissue)
    2026/02/06

    836. Laura answers a listener’s question about whether to invest extra money or use it to pay down a mortgage for the best long-term benefits.

    Find a transcript here.

    Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.

    Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.

    Money Girl is a part of Quick and Dirty Tips.

    Links:

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    https://www.quickanddirtytips.com/money-girl-newsletter

    https://www.facebook.com/MoneyGirlQDT


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    16 分
  • Retirement for Two: The 2026 Spousal IRA Rules

    Retirement for Two: The 2026 Spousal IRA Rules
    2026/02/04

    994. This week, Laura reviews updated rules for using a spousal IRA, who can use one, and how they help keep your own retirement account growing.

    Find a transcript here.

    Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.

    Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.

    Money Girl is a part of Quick and Dirty Tips.

    Links:

    https://www.quickanddirtytips.com/

    https://www.quickanddirtytips.com/money-girl-newsletter

    https://www.facebook.com/MoneyGirlQDT


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    13 分