I saved… then I justified the spend. Again. In this episode of Money After Midnight, we talk about financial goals, impulse spending, and why our savings keeps catching strays when discipline gets uncomfortable. I read an anonymous confession that exposes the “I’ll replace it later” mindset and break down how to build balance without guilt, shame, or fake perfection. If your savings account knows your spending habits too well… press play.

After midnight, we talk about the money decisions we wish we could undo. In this episode, I read an anonymous confession about taking out a payday loan and break down why quick money often comes with long-term stress. This isn’t about shame it’s about truth, grace, and learning how to make better money choices when life feels urgent and overwhelming.

Have a crazy money story or need some advice we would love to hear from you give us your confessions click the link below to let it out!