In this episode of Mint Condition, host Maya Caddle sits down with Malcolm Clark to explore how Western Union is approaching stablecoins, on-chain treasury management, and the future of cross-border payments.

As one of the world's largest money movement companies, Western Union is testing how stablecoins can reduce the need for prefunding, improve liquidity management, and create more efficient settlement across global remittance corridors. Malcolm breaks down the thinking behind USDPT, the operational realities of off-ramping and treasury management, and what it will take for stablecoins to deliver real-world value at scale.

From remittances and settlement to regulation and global adoption, this conversation offers an inside look at how a 175-year-old payments giant is evaluating the next generation of financial infrastructure.

Connect with our Host & Guest:

Maya Caddle: https://www.linkedin.com/in/maya-caddle/

Malcolm Clarke: https://www.linkedin.com/in/clarkemalcolm/

About Mint Condition:

Join host Maya Caddle on Mint Condition as she explores what is actually happening as crypto and traditional finance increasingly intersect. Through conversations with operators, builders, and experts across payments and financial services, she looks at how crypto is influencing the next phase of financial infrastructure.

Welcome to the launch episode of Mint Condition, the newest Stablecon podcast hosted by Maya Caddle in partnership with Solana, exploring how banks, payments companies, and financial institutions are actually leveraging crypto and stablecoins.

In this episode, Maya sits down with Ben Reynolds, SVP and Head of Big Business Banking at SoFi, and Simon Griffin, who leads SoFiUSD, to unpack how SoFi is rebuilding the infrastructure for the next era of banking. From relaunching a SEN-style real-time settlement network to launching SoFiUSD, the first tokenized deposit and stablecoin hybrid issued by a nationally chartered US bank, the conversation dives into liquidity, risk management, correspondent banking, stablecoin infrastructure, and what the future of onchain finance could look like for both institutions and consumers.

Subscribe to Mint Condition for more conversations at the intersection of banking, payments, stablecoins, and the future of financial infrastructure.

Connect with our Host & Guests:

Maya Caddle: https://www.linkedin.com/in/maya-caddle/

Ben Reynolds: https://www.linkedin.com/in/ben-reynolds-2257b19/

Simon Griffin: https://www.linkedin.com/in/simon-griffin-bvnk/

About Mint Condition:

Join host Maya Caddle on Mint Condition as she explores what is actually happening as crypto and traditional finance increasingly intersect. Through conversations with operators, builders, and experts across payments and financial services, she looks at how crypto is influencing the next phase of financial infrastructure.

Join host Maya Caddle on Mint Condition as she explores what is actually happening as crypto and traditional finance increasingly intersect. Through conversations with operators, builders, and experts across payments and financial services, she looks at how crypto is influencing the next phase of financial infrastructure.