Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Let’s face it—keeping your money safe these days feels a bit like guarding a cookie jar in a room full of toddlers hopped up on sugar. We’ve heard the horror stories: from people who clicked one “urgent” email and ended up buying a broken-down lawnmower in Latvia, to those who thought “123456” was a solid password choice (spoiler: it’s not). Hackers and scammers are out there, lurking behind fake login screens and suspicious phone calls, just waiting to turn your savings into their vacation fund. But don’t panic!

On this week’s episode, we’re handing out some simple—and seriously effective—tips to help you keep your accounts safer than a pork sandwich at a vegan barbecue.

Show Highlights Include:

• They Scammed My Grandma! (00:45)

• Credit Cards Over Debt Cards (4:30)

• Don't Use All The Same Passwords (8:15)

• Don't Use Unsecured WiFi (14:45)

• Check Those Accounts (17:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Picking a financial advisor shouldn’t feel like a blind date with your retirement on the line—but for many people, it kind of does. You sit across the table, nodding along as they throw around words like “diversification” and “risk tolerance,” while you silently wonder if they actually get you—or if they just really like spreadsheets. The truth is, a good financial advisor should be asking the right questions, not just selling you a cookie-cutter plan.

On this week’s episode, we’ll help you figure out if your advisor is The One (financially speaking) by giving you six questions they should be asking—because if they’re not, it might be time to swipe left.

Show Highlights Include:

• Communication With Your Advisor (5:30)

• Can You Tell Me About Yourself (7:15)

• Talking About Your Pain Point (9:00)

• How Will You Use Your Assets (13:10)

• How Much Is Enough (15:45)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

President Trump has just unveiled his latest legislative masterpiece: the One Big Beautiful Bill™ — a bill so long, so dense, and so packed with random capitalized words, it makes War and Peace look like a tweet. Clocking in at roughly the length of the Old Testament and the weight of a small child when printed, this bill covers everything from taxes to TikTok to toaster regulations. No one—not lawmakers, not analysts, not even Trump himself—has actually read the whole thing. But don’t worry, we did the heavy lifting so you don’t have to (you're welcome).

On this week’s episode, we’re walking through some key highlights of the bill that we think everyone should know, and breaking down who’s coming out ahead and who’s being left behind.

Show Highlights Include:

• Status Of 2017 Tax Bill (6:00)

• Temporary Cuts (7:15)

• Clean Energy Debate (14:00)

• Raising the Debt Ceiling Again? (19:45)

• Some Winners and Losers (22:45)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

So, you just got fired—congrats! You’re now the proud owner of a surprise vacation and a 401(k) that’s wondering what it did to deserve this. While your inbox is eerily quiet and your sweatpants are seeing more action than your resume, your retirement accounts are still on the clock. Before you binge-watch job-search TikToks or attempt to become a sourdough influencer, take a deep breath and pay attention.

On this week’s episode, we’ll walk you through what to do with your retirement accounts post-firing, plus some clever (and legal!) ways to stretch your dollars until your next gig rolls in.

Show Highlights Include:

• Recently Fired...You're Not Alone (4:30)

• Know Where You Are In Life (9:15)

• A Real-Life Scenario (13:45)

• Selling Off Assets (15:15)

• 401k Rollover Options (17:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

In today’s fast-paced and increasingly expensive world, more Americans than ever are turning to side hustles to supplement their income, pursue passions, or gain financial freedom. But with the rise of gig work, freelance opportunities, and online businesses, the question arises: Do you need a side hustle?

On this week’s episode, we’ll explore whether a side hustle is right for you, and if it’s actually worth it. And for you those of you dead set on doubling your workload we’ll give you some of the best side hustles in America right now.

Show Highlights Include:

• Side Hustle Stats (4:00)

• Are Careers A Thing Of The Past? (6:30)

• Are We Paying More For Things Than Our Grandparents? (8:30)

• Know Your Why (14:30)

• Top Side Hustles In The US (20:45)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Losing everything in a fire or natural disaster is a devastating experience—one that leaves not only emotional scars but also significant financial challenges. As a financial advisor, I’ve worked with many individuals who faced the overwhelming task of rebuilding their lives from the ground up. This is also a topic close to my heart, as my family lost a home in the Lahaina fires back in 2023.

So, on this week’s episode, we’re going to walk you through some key strategies and tips that will get you back on the road to recovery and help you regain financial stability.

Show Highlights Include:

• Natural Disasters On The Rise (5:00)

• FEMA First (8:00)

• Using A Home Equity Line (12:15)

• More Emergency Funds Needed (13:30)

• Rethinking My Retirement Strategy (17:25)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

If you’ve ever watched a financial advisor talk about cryptocurrency, you may have noticed a twitch in their left eye and a mysterious increase in blood pressure. It's not an allergy—unless you count allergic reactions to volatility, memes, and 22-year-olds getting rich off dog coins. For the average advisor, crypto represents everything they’ve warned you about in PowerPoint presentations: unregulated, unpredictable, and entirely too influenced by Elon Musk’s Twitter account.

So, buckle up, because on this episode we dive into why that big vein bulges on the foreheads of financial advisors every time someone says, “Should I invest in Bitcoin?”

Show Highlights Include:

• Who’s Buying Crypto (5:00)

• We Don’t Like High Volatility (11:00)

• Everyone's Talking About XRP (14:30)

• Unproven Track Record Scares Us (17:30)

• We Like Security (21:45)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Let’s face it—kids think money grows on trees, lives in your wallet, and magically appears every time you swipe a card. To them, an ATM is just a vending machine for grown-ups. “Why can’t you just go get more money?” they ask with the financial wisdom of a goldfish. And for most parents, talking to their children about money is about as fun as getting a root canal in the middle of an insurance seminar.

But here’s the thing: if we don’t teach our kids about money, the world will—and the world charges interest. Whether you like it or not you’re probably overdue for The Talk. No, not that talk. The other dreaded, awkward one: the Money Talk. But fear not!

On this episode, we're here to help you turn awkward money convos into fun, empowering lessons with five practical (and sanity-saving) tips to help you teach your kids about money.

Show Highlights Include:

• Teens Want To Be Taught (1:45)

• Meet Them Where They Are (5:00)

• Teach With Chores (6:30)

• Values Over Figures (11:00)

• Learning While Bonding (16:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett