Big market moves can pull investors toward quick reactions, but lasting results often come from steady thinking and better questions.

How do you separate noise from what actually matters, and build a portfolio that can hold up through changing conditions?

In this episode, Jon Meyer speaks with Brad Long, CFA®, Chief Investment Officer of Wealthspire and Fiducient Advisors, about the core decisions that shape long-term portfolio outcomes. They explore asset allocation, investor behavior, taxes, inflation, AI concentration in the S&P 500, private markets, diversification, and how individuals can think more like strong investment committees when markets feel uncertain.

Brad highlights:

• Why asset allocation, investor behavior, and tax awareness often shape outcomes more than short-term market calls
• How AI concentration in the S&P 500 creates both opportunity and risk that many investors may not fully notice
• Why changing facts does not always require action, and how evidence should guide portfolio decisions over time
• What private markets can add to a portfolio, and why liquidity needs should shape how investors use them
• How individuals can improve results by reducing emotional reactions and thinking more like an investment committee
• And more!

Connect with Jon Meyer:

• BGM
• LinkedIn: Jon Meyer
• jmeyer@BGM360.com
• Schedule a Meeting

Connect with Brad Long:

• LinkedIn: Brad Long
• Website: Wealthspire
• Website: Fiducient Advisors

About Our Guest:

Brad Long concurrently serves as Chief Investment Officer at Wealthspire, Fiducient Advisors, where he leads the firm’s investment strategy, research, and portfolio construction across the platform. In this role, Brad is responsible for guiding long-term investment philosophy, overseeing research and due diligence, and ensuring consistency and rigor in how the firm delivers investment solutions for clients across wealth, institutional, and retirement markets.

Prior to joining the firm in 2012, he held research roles at Citigroup and Wells Fargo in New York, where he focused on market analysis and investment research. He earned a bachelor’s degree in finance with a minor in economics from the University of Colorado and is a CFA® Charterholder. Brad is a member of the CFA Society of Chicago and the CFA Institute.

Beyond Wealthspire, Brad is actively involved with Greenhouse Scholars, a nonprofit dedicated to supporting under-resourced college students through financial assistance and mentorship. Outside of work, he enjoys cooking and spending time with his wife and young sons.

Healthcare costs continue to rise, yet many people overlook one of the most powerful tools available for managing medical expenses while building long-term wealth.

How did we get disconnected from the true cost of healthcare, and what can we do about it today? How can a simple savings account transform both your approach to medical spending and your retirement planning?

In this episode, Jon Meyer sits down with John Young, CEO of Consumerdriven and HSA Industry Ambassador to the HSA Council of the American Bankers Association, to explore the origins and evolution of Health Savings Accounts. Together, they unpack the problems HSAs were designed to solve, common misconceptions that still exist today, and why only 10% of HSA holders are taking advantage of the investment feature that could dramatically change their financial future.

John discusses:

• The healthcare crisis of the 1970s that disconnected Americans from medical costs and led to HSA creation
• Why HSAs are timeless accounts that accumulate value across decades, not just annual spending tools
• How behavioral changes around healthcare consumption can save hundreds or thousands of dollars yearly
• The massive gap in HSA investing adoption and what’s preventing people from building retirement wealth
• Practical strategies for using HSAs as both spending accounts and long-term investment vehicles
• And more!

Connect with Jon Meyer:

• BGM
• LinkedIn: Jon Meyer
• jmeyer@BGM360.com
• Schedule a Meeting

Connect with John Young:

• LinkedIn: John Young

Charitable giving is changing, not just in how people give, but when and why they do it. As families think more intentionally about legacy, purpose, and impact, donor-advised funds are becoming an important part of the conversation.

In this episode, Jon Meyer sits down with Chris Boyce, Senior Charitable Consultant at Schwab Charitable, to explore how donor-advised funds fit into the intersection of wealth, time, and values. Together, they unpack current trends in philanthropy, including why more families are choosing to give during their lifetime, how donor-advised funds work for everyday givers, and how charitable planning can bring generations together.

What You’ll Learn:

• Why charitable giving is shifting from end-of-life planning to intentional lifetime strategies
• How donor-advised funds work and why they are more accessible than many people think
• The role donor-advised funds can play in family legacy and next-generation engagement
• How complex assets like business interests or real estate can support charitable goals
• And more!

Connect with Jon Meyer:

• BGM
• LinkedIn: Jon Meyer
• jmeyer@BGM360.com
• Schedule a Meeting

Connect with Chris Boyce:

• DAF Giving 360
• LinkedIn: Chris Boyce