Affordable housing is one of the most talked-about topics in real estate—and one of the most misunderstood.

In this episode, veteran real estate professional Yvonne Arnold breaks down the real forces shaping today’s housing market, including mortgage rates, 50-year mortgages, government-backed lending, Fannie Mae and Freddie Mac, mortgage-backed securities, REO bulk sales, institutional investors, and housing supply constraints.

This episode explains how housing cycles repeat, why financing solutions don’t fix affordability, what happens to foreclosures behind the scenes, and what Realtors and consumers need to understand about where the market is headed next.

Designed for real estate agents, homebuyers, sellers, and anyone looking for clear, fact-based insight into housing policy, affordability, and market cycles—without hype and very little politics.

Connect with me HERE https://stan.store/YvonneArnold

Welcome back to Martinis & Mentors Podcast with Yvonne Arnold — the place where real estate pros come to cut the fat, fix their business, and actually grow.

In this episode, we’re talking about why most agents are working harder than ever… and still not getting paid like they should — because they’re following noise instead of numbers.

If you’ve ever felt like you’re busy all day but profit isn’t moving, or you’re wondering what’s actually worth your time in this market, this episode is for you.

David Caldwell (real estate data king, brokerage owner, and straight-shooter) breaks down how to make decisions the way CEOs do: based on economics, not ego.

What You’ll Learn Today:

✅ How to use data to pick high-probability actions (and stop wasting time on low-return “busy work”)

✅ How to evaluate marketing + lead sources by profit, not popularity (including the real cost of paid leads and “viral” content)

✅ A simple framework to simplify your business so you can protect margin, reclaim time, and stop chasing a bigger scoreboard

✅ Why most agents overcomplicate growth — and how “less but better” produces more income and more freedom

✅ The #1 question to ask your sphere right now to generate referrals in a tight market: “Who do you know who tried to buy or sell this year and couldn’t?”

✅ How to run smarter listing conversations using market stats (active vs pending, price band tracking, and the truth about overpriced homes)

Work With Yvonne:

Want help building a real estate business with real systems and real profit?

📥 Discovery Call with Yvonne [Click here]
💬 Built To Profit (Skool Community) [Click here]
📌 All Links + Offers → [Stan Store]

Let’s Connect:
📸 Instagram: [@yvonnearnold_]

Like this episode?
Subscribe, leave a review, and send this to that agent friend who needs help with their business. 🛠️🍸

We need to talk about a belief that sounds responsible… but quietly drains profit.

“If I just work a little harder, things will fall into place.”

In this Final Sip Friday episode of Martinis & Mentors, Yvonne Arnold breaks down why hard work isn’t the problem—and why unfocused, unsupported, and unmeasured effort is costing smart, busy professionals time, money, and sanity.

If you ended the year busy, available, and saying yes—yet profit didn’t move and life didn’t get lighter—this episode is for you.

You’ll learn:

• Why effort without structure creates exhaustion, not growth

• How “toleration” quietly keeps businesses stuck

• What to subtract before you add another goal, hire, or platform

• The belief shift that actually creates momentum and profit

This isn’t motivation. It’s clarity.
Less hustle. Better decisions. Real leverage.

🎁 Download the End-of-Year Reset Worksheet linked in the show notes
📅 Join Yvonne and industry leaders on January 16 for a live, 2-hour Plan to Profit working session

Cheers to doing less, better, and on purpose. 🍸