Mortgage rates are staying higher than many buyers expected, and the Fed may not be the only reason why. With U.S. national debt now topping $40 trillion, rising Treasury yields could be putting additional pressure on mortgage rates and housing affordability. In this episode, we break down what’s really driving rates, what it means for the housing market, and whether buyers should expect meaningful relief anytime soon.

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✅ Article discussed at the top of the show:
Uncle Sam’s $40 Trillion Tab Is Living Rent-Free in Your Mortgage Payment

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➡️ The 2026 Housing Market Has PEAKED! Where Do We Go From Here?

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Jeb Smith
DRE 01407449
Real Broker

Buying in a market you don't fully understand is stressful. Jeb walks you through it in plain language, so you know exactly what you're getting into before you make an offer.

Josh Lewis
Certified Mortgage Consultant | NMLS 234220
United American Mortgage Corp

Nobody wants to be surprised at closing. Josh gets you real numbers up front, tells you what you actually qualify for, and helps you avoid the mistakes that cost buyers thousands.

M: 714-916-5727

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