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  • Should You Still Invest if You Think the Market Will Crash?
    2025/11/03
    The ‘AI Bubble’? The ‘Everything Bubble’?...Is the stock market actually overvalued? And what should you do about it? We’re in Manchester this week, joined by local friend of the podcast and YouTuber Toby Newbatt for a deep dive into markets. Curious where all this AI hype is heading? (Don’t worry, no robot overlords… yet.) Be one of the first to test our new financial guidance AI: getmost.co.uk/chat 🎉Sponsors MoneyWeek Magazine - Try it for free: ⁠⁠⁠⁠⁠https://moneyweek.com/money⁠⁠⁠⁠⁠ TaxZap - Do your tax return / self-assessment: ⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠ Vanta - Get your company secure and compliant: ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠ Odoo - Apps to run your business: ⁠⁠⁠⁠https://www.odoo.com/r/MM1⁠⁠ – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life. Chapters: 00:00 – Why Everyone’s Suddenly Worried 05:05 – Should You Invest At All-Time Highs? 09:30 – Are We Headed for Lower Returns? 12:32 – TaxZap ad 13:42 – Are Markets Too Top-Heavy to Last? 19:39 – What Could Actually Trigger a Crash? 24:45 – Beating the Market: Skill or Just Luck? 29:14 – Should You Be Holding More Cash Right Now? 31:22 – Vanta ad 32:33 – Buying the Dip: Smart or Dangerous? 34:34 – Why This isn't Like The Dot Com Bubble 38:08 – What You Should Actually Do Next 42:05 – Should You Even Care If Markets Drop? 45:00 – The Future of AI and the Market 50:20 – The Psychology Behind Every Investor 53:47 – Got a Lump Sum? Here’s How to Invest It 55:38 – Is Passive Investing Inflating Valuations? 59:57 – Why You Might Be Asking the Wrong Question
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    1 時間 5 分
  • The One Change That Could Solve Inequality - Nobel Prize Winner
    2025/10/27
    The free market hasn’t made us free — that’s the case Nobel Prize-winning economist Joseph Stiglitz makes in his latest book 'The Road to Freedom'. So how do we fix it? 🤝 Make the most of your money with our financial adviser service - book a free consultation: https://makingmoney.email/financial-advisors-audio 🎉Sponsors MoneyWeek Magazine - Try it for free: ⁠⁠⁠⁠⁠https://moneyweek.com/money⁠⁠⁠⁠⁠ TaxZap - Do your tax return / self-assessment: ⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠ Vanta - Get your company secure and compliant: ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠ Odoo - Apps to run your business: ⁠⁠⁠⁠https://www.odoo.com/r/MM1⁠⁠ – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life. Chapters: 00:00 — Are We Truly Free? 10:20 — Unlimited Wealth? 14:33 — Taxzap ad 15:45 — Small Govt = Less Freedom 22:42 — When Inequality Is Theft 26:21 — Vanta ad 27:30 — MLK’s Fight Reversed 33:00 — AI Will Divide Us 35:37 — Tax Land, Not Work 40:22 — How Billionaires Avoid Tax 45:34 — Reasons for Hope
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    49 分
  • What I Learned Teaching Billionaire Kids About Money
    2025/10/20
    Maybe being good with money isn’t about never making mistakes — it’s about learning from them. Jessica McGawley helps ultra-wealthy parents teach their kids about resilience and responsibility — lessons she says every family needs to learn too. 🤝 Get 1:1 financial guidance or advice - from our own adviser service ⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠ 🎉Sponsors MoneyWeek Magazine - Try it for free: ⁠⁠⁠⁠https://moneyweek.com/money⁠⁠⁠⁠ TaxZap - Do your tax return / self-assessment: ⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠ Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠ Odoo - Apps to run your business: ⁠⁠⁠https://www.odoo.com/r/MM1⁠⁠ – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.
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    1 時間
  • Is the system designed to keep you poor?
    2025/10/13
    Why aren’t we taught about money — and who benefits from keeping it that way? Abigail Foster wants to fix the UK’s financial literacy problem. A trained accountant, she’s built a massive Instagram following (@abigailrosefoster) and taught over 50,000 schoolchildren through her company Elent. She’s now written a book, The Money Manual — but despite working with institutions like HMRC and the Treasury, she’s frustrated by how little has actually changed. Be one of the first people to test our new financial guidance AI: https://getmost.co.uk/chat 🎉Sponsors MoneyWeek Magazine - Try it for free: https://moneyweek.com/money⁠ TaxZap - Do your personal tax return/self-assessment: ⁠https://makingmoney.email/taxzap⁠ Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.
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    1 時間 6 分
  • Your taxes are about to go up (again)
    2025/10/06
    Are tax rises on the way? With taxes already at record highs but public services still under strain, the government faces tough choices. Helen Miller, the new director of the IFS (Institute for Fiscal Studies), warns that politicians aren’t being honest with voters and makes the case for bold tax reform. 🎉Sponsors MoneyWeek Magazine - Try it for free: https://moneyweek.com/money⁠ TaxZap - Do your personal tax return/self-assessment: ⁠https://makingmoney.email/taxzap⁠ Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.
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    1 時間 18 分
  • Are you saving enough in your pension?
    2025/09/29
    Around 70% of people have no retirement plan, and most aren’t saving enough, says Joe Dabrowski, Deputy Director of Policy at Pensions UK. They are the people behind the Retirement Living Standards, which outline the annual cost of a minimum, moderate, or comfortable retirement. Here’s our pension provider cheat sheet: https://makingmoney.email/pension-cheat-sheet 🤝 Get 1:1 help with your money from our financial adviser service ⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠ 🎉Sponsors MoneyWeek Magazine - Try it for free: ⁠⁠⁠⁠https://moneyweek.com/money⁠⁠⁠⁠ TaxZap - Do your tax return / self-assessment: ⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠ Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠ Odoo - Apps to run your business: ⁠⁠⁠https://www.odoo.com/r/MM1⁠⁠⁠ – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.
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    1 時間 4 分
  • Is it too late to start investing?
    2025/09/22
    What happens if you start investing late? Georgie Frost was in significant debt in her 20s and had only £1,500 in her pension at 31. Now she’s Editor-at-Large at Times Money Mentor and one of the hosts of the Daily Mail’s This Is Money podcast. 🤝 Get advice or guidance from our financial adviser service ⁠https://makingmoney.email/financial-advisors-audio⁠ 🎉Sponsors MoneyWeek Magazine - Try it for free: ⁠⁠⁠https://moneyweek.com/money⁠⁠⁠ TaxZap - Do your tax return / self-assessment: ⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠ Vanta - Get your company secure and compliant: ⁠⁠⁠https://vanta.com/makingmoney⁠⁠ Odoo - Apps to run your business: ⁠⁠https://www.odoo.com/r/MM1⁠⁠ – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.
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    1 時間 3 分
  • The golden age of returns is over
    2025/09/15
    Whenever you see long-term stock market averages quoted, chances are they come from Elroy Dimson’s research. Together with Mike Staunton and Paul Marsh, Dimson co-authored The Triumph of the Optimists, the landmark study of 101 years of global investment returns—now expanded to cover more than 125 years of market history. He also helped create the FTSE 100 Index and advised Norway’s sovereign wealth fund. So, what does their research tell us about future returns? Can we really trust the numbers? And is American exceptionalism over? Here’s our compound calculator: https://makingmoney.email/compound-interest-calculator Here’s the video I made that Elroy talks about in the episode: I Analysed 100 Years of Index Funds, This Is What I Found 🤝 Get personal support from a financial adviser ⁠https://makingmoney.email/financial-advisors-audio⁠ 🎉Sponsors MoneyWeek Magazine - Try it for free: ⁠https://moneyweek.com/money⁠ TaxZap - Do your tax return / self-assessment: ⁠https://makingmoney.email/taxzap⁠ Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.
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    1 時間 14 分