Are you basing your financial planning on recent market gains—without accounting for how stock market valuations change investment risk?

Many investors assume that strong past returns mean strong future returns. But history shows that when stock market valuations rise, investment risk quietly increases and expected returns often fall. If your financial planning doesn’t reflect this reality, you may be taking on far more risk than you realize.

In this episode, you’ll discover:

1. How stock market valuations directly influence investment risk and long-term expected returns
2. Why reversion to the mean matters more for financial planning than recent performance
3. How to think more realistically about risk when markets appear calm but valuations are stretched

Listen now to learn how understanding stock market valuations can help you manage investment risk and build more resilient financial planning for the years ahead.

Start Planning With Your STANDUP Advisors: https://www.johndegoey.ca/

Uncertainty is rising — but your decision-making doesn’t have to fall apart with it.

In this conversation with keynote speaker, consultant, author, and behavioral scientist Sam Sivarajan, we explore the mindset, tools, and frameworks that help people stay calm, think clearly, and make better decisions in the face of unpredictable change.

Sam’s new book, The Uncertainty Edge, reveals why the ability to navigate uncertainty—not just risk—is now one of the most important skills for investors, leaders, and anyone navigating life’s transitions.

You’ll learn:

• Why confusing risk with uncertainty leads to poor financial decisions
• How goal fixation (in climbing, investing, or leadership) can be fatal
• The EDGE framework: Establish, Diagnose, Go, Evolve
• How to identify what’s in your control — and what isn’t
• Why AI is today’s biggest uncertainty (and possibly bubble)
• How personal resilience is built through process, not outcomes

🎧 Listen now to learn how the Uncertainty Edge can help you make better wealth decisions with clarity, composure, and confidence.

Know more about Sam Sivarajan: https://www.samsivarajan.com/

STANDUP Planning with John De Goey: https://johndegoey.ca/

Are your finance decisions being quietly distorted by AI’s massive—and possibly unsustainable—market influence?

The surge of AI dominance has reshaped everything from valuations to investor behavior, and it’s created a level of concentration risk the world hasn’t seen before. If you hold the Magnificent Seven, follow AI-driven narratives, or simply want to protect your long-term portfolio, this episode hits close to home.

You’ll walk away with clarity on:

1. How AI’s extreme market concentration could impact your future finance decisions
2. Where hidden risks—like power constraints and circular funding—could trigger major AI slowdowns
3. What you can do today to make smarter, more resilient finance decisions heading into 2026

Take control of your financial future—listen now to strengthen your finance decisions before the AI tide shifts.

STANDUP planning with John De Goey: https://www.johndegoey.ca/

What if someone in your family qualifies for the disability tax credit — and you’ve never set up an RDSP?

Most people who receive the disability savings tax credit have never been told how powerful an RDSP really is. In this episode, advisor Eldon Dunseith breaks down exactly how the system works, why so many families miss out, and how simple the process can be once you understand it.

You’ll walk away knowing what the disability savings tax credit actually unlocks, who can open an RDSP, and why this program quietly delivers some of the largest government benefits available in Canada.

In this episode, you’ll learn:

1. How the disability savings tax credit opens the door to up to $90,000 in government grants and bonds
2. Why children and adults can both set up RDSPs — and why most people don’t know this
3. How families can catch up on missed years and quickly boost long-term disability savings

Listen now to discover how to use the disability savings tax credit to build real, long-term financial security for someone you care about.

Visit John De Goey's website: https://johndegoey.ca/

More about Eldon Dunseith: http://simardandassociates.com/personnel/eldon-dunseith/

Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

Have you ever wondered why some people build wealth effortlessly while others get lost in financial complexity?

Most people think improving their personal finance requires learning spreadsheets, tracking markets, or becoming an amateur investment expert—yet The Wealthy Barber proves the opposite. In this episode, we explore why David Chilton’s newly updated classic remains one of the most effective personal finance guides ever written, and why simple investing continues to outperform the complicated strategies many people chase.

You’ll discover:

• How simple investing and low-cost index funds can outperform most “expert” strategies
• Why personal finance is easier than you think—and how The Wealthy Barber simplifies it
• How disciplined saving and ignoring market noise can build long-term wealth

Listen now to learn how The Wealthy Barber’s simple, timeless approach can transform your personal finance strategy today.

Visit John De Goey's website: https://johndegoey.ca/

More about The Wealthy Barber: https://thewealthybarber.com/

Are geopolitics and inflation quietly reshaping your portfolio without you realizing it?

In this episode, macro expert Bipan Rai breaks down the evolving global environment of 2025–2026 and explains how geopolitics, inflation, and portfolio strategy now intersect in ways investors can’t afford to ignore.

By listening, you’ll discover:

1. How rising geopolitical tension can influence supply chains, prices, and investment opportunities.
2. Why inflation’s “higher for longer” reality demands new portfolio strategy thinking.
3. Which asset classes—like alternatives, gold, infrastructure, and AI—may play a bigger role in future positioning.

Listen now to learn how to make better wealth decisions by aligning your portfolio strategy with today’s geopolitics and inflation landscape.

More About Bipan Rai: https://www.bmoetfs.ca/authors/bipan-rai

Visit John De Goey's website: https://johndegoey.ca/

Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

Are you unknowingly losing money to outdated fees that shouldn’t exist anymore?

For Canadian investors, two major developments just changed the cost landscape — and if you invest in RRSPs, TFSAs, or ETFs, this episode shows why these changes matter more than you realize. Transfer fees between institutions are finally being eliminated, and Vanguard has rolled out its largest fee cut ever. Together, these shifts could save ordinary investors hundreds of dollars a year.

You’ll discover:

1. How eliminating transfer fees empowers Canadian investors to move freely without penalties
2. Why Vanguard’s newest fee cuts could significantly boost your long-term returns
3. What these changes reveal about the future of competition and fairness in the financial industry

Ready to keep more of your own money and invest with confidence? Listen now to learn how these changes directly benefit your portfolio.

More About John De Goey: http://www.johndegoey.ca/

Why do smart people freeze when making financial choices — even when they know better?

Most Canadians don’t struggle with knowledge; they struggle with behavior. And in this conversation with Dr. Preet Banerjee, one of the most respected voices in Behavioral Finance, you’ll hear how biases, paralysis, and decision overload silently undermine your ability to make better wealth decisions.

You’ll also hear how the wealth management industry is using behavioral science, diagnostics, and even AI to help both advisors and investors create more rational, confident financial plans.

In this episode, you’ll discover:

1. The #1 behavioral bias Canadians face today — and why it’s getting worse
2. Real commercial applications of Behavioral Finance that improve advice and decision quality
3. Simple, research-backed approaches to instantly strengthen your Financial Literacy and reduce costly mistakes

If you want to finally understand your own money behaviors and start making better wealth decisions with clarity and confidence, listen to this episode now.

More about Dr. Preet Banerjee: https://www.preetbanerjee.com/

Visit John De Goey's website: https://www.johndegoey.ca/