YouTube Video: The Filter

The MBX Podcast is where clarity meets possibility. Hosted by Mike Baltazar, this show explores the conversations that matter most for homeowners, renters, investors, and professionals who want more than surface-level advice.

Every episode cuts through the noise of the internet, social media, and conflicting opinions to bring you real answers about mortgages, homeownership, real estate, and financial well-being. From first-time buyers to seasoned investors, from families planning for retirement to professionals seeking growth, the MBX Podcast offers insights that bridge the gap between money and meaning.

With access to 150+ mortgage lenders and a nationwide network of financial advisors, real estate partners, and coaches, MBX brings more options, stronger approvals, and smarter strategies to the table. You’ll hear stories, interviews, and practical guidance that help you navigate today’s housing market, unlock financial opportunities, and filter out the distractions that keep you stuck.

At its heart, the MBX Podcast is about more than mortgages — it’s about building balance, practicing gratitude, and becoming a positive influence in your family and community. Whether you’re looking for trusted mortgage solutions, financial clarity, or simply encouragement for the journey, this podcast will inspire you to believe again and take the next step.

Too many future homeowners are told “no” when the real answer should have been “not yet.” In this special episode of the MBX Podcast, host Mike Baltazar sits down with mortgage expert Jennifer Patel to unpack why so many families experience years of unnecessary delays before buying a home — and how the right strategies can cut that wait down to just months.

Together, Mike and Jennifer share real stories of clients who were misdirected by limited lending options, explain why working with a mortgage broker can open doors faster, and outline practical game plans for turning a “not now” into a clear path to homeownership.

If you or someone you know has been told they can’t qualify for a mortgage, this conversation will give you the confidence, perspective, and solutions to move forward.

Key Takeaways:

• Why traditional lending channels often delay homeownership.

• How mortgage brokers leverage dozens of lenders to find better fits.

• The difference between “no” and “not yet” — and why it matters.

• How to build a personalized game plan for buying a home sooner.

Don’t let misinformation or limited options hold you back. Tune in now to learn how to take control of your homeownership journey.

Welcome to Episode 6 of the newly rebranded MBX Podcast: Conversations. Wealth. Well-Being.

Hosted by Mike Baltazar, part of America’s largest independent mortgage brokerage, this show empowers listeners with knowledge, options, and strategies to make empowered financial decisions. But more importantly, the MBX Podcast puts overall well-being ahead of everything else — showing how prioritizing balance, self, family, team, and wealth leads to a more meaningful, fulfilling life.

In this episode, Mike explores:

• Why traditional definitions of “success” leave people burned out and unfulfilled.

• A real story of a business owner who redefined success by prioritizing health, family, and balance.

• How well-being is not a “luxury” but the foundation of lasting success.

• Practical steps to align your financial and personal life so they work together.

This podcast not just about mortgages or money, but about building a life you actually want to live.

Let’s have a conversation about aligning your financial and personal well-being.

Contact Mike Baltazar directly:
Phone: 602-826-6198 (call or text)
Email: mike.baltazar@mbxmortgage.com

Subscribe to the MBX Podcast for more real stories, practical insights, and inspiring conversations designed to help you build wealth and live fully.

Stay connected:

LinkedIn: www.linkedin.com/company/mbx-mortgage

Facebook: www.facebook.com/mbx.mortgage

YouTube: www.youtube.com/@MBXMortgage