Welcome to the relaunch of The Approval Advantage with Mike Baltazar.

This episode marks a new chapter focused on smarter mortgage lending strategies for realtors, homebuyers, sellers, and financial advisors navigating today’s challenging real estate market.

With over 27 years of mortgage lending experience, Mike shares why so many real estate deals fall apart due to limited lending options—and how a strategy-first, broker-based approach can dramatically increase approvals. As a mortgage loan originator with Barrett Financial Group, the number one mortgage broker by volume in 2025, Mike works with 167 different lenders nationwide to help buyers get approved when banks say no.

In this episode, you’ll learn:

• Why relying on one lender or bank is costing realtors deals

• How better loan structuring leads to more buyer approvals

• How unrepresented buyers and sellers can get guidance and referrals without pressure

• Why realtors and financial advisors need stronger lending partners in 2026 and beyond

• How a nationwide network of lending-savvy professionals creates better client outcomes

Whether you’re a realtor looking to close more transactions, a homebuyer trying to understand your options, a seller preparing for your next move, or a financial advisor guiding clients through major decisions, this podcast delivers real-world lending insight without the fluff.

This is not about selling rates. It’s about approvals, strategy, and empowering people with better information.

Subscribe for weekly episodes covering mortgage approvals, lending strategy, assumable loans, reverse mortgages, and the tools professionals need to win in today’s market.

YouTube Video: The Filter

The MBX Podcast is where clarity meets possibility. Hosted by Mike Baltazar, this show explores the conversations that matter most for homeowners, renters, investors, and professionals who want more than surface-level advice.

Every episode cuts through the noise of the internet, social media, and conflicting opinions to bring you real answers about mortgages, homeownership, real estate, and financial well-being. From first-time buyers to seasoned investors, from families planning for retirement to professionals seeking growth, the MBX Podcast offers insights that bridge the gap between money and meaning.

With access to 150+ mortgage lenders and a nationwide network of financial advisors, real estate partners, and coaches, MBX brings more options, stronger approvals, and smarter strategies to the table. You’ll hear stories, interviews, and practical guidance that help you navigate today’s housing market, unlock financial opportunities, and filter out the distractions that keep you stuck.

At its heart, the MBX Podcast is about more than mortgages — it’s about building balance, practicing gratitude, and becoming a positive influence in your family and community. Whether you’re looking for trusted mortgage solutions, financial clarity, or simply encouragement for the journey, this podcast will inspire you to believe again and take the next step.

Too many future homeowners are told “no” when the real answer should have been “not yet.” In this special episode of the MBX Podcast, host Mike Baltazar sits down with mortgage expert Jennifer Patel to unpack why so many families experience years of unnecessary delays before buying a home — and how the right strategies can cut that wait down to just months.

Together, Mike and Jennifer share real stories of clients who were misdirected by limited lending options, explain why working with a mortgage broker can open doors faster, and outline practical game plans for turning a “not now” into a clear path to homeownership.

If you or someone you know has been told they can’t qualify for a mortgage, this conversation will give you the confidence, perspective, and solutions to move forward.

Key Takeaways:

• Why traditional lending channels often delay homeownership.

• How mortgage brokers leverage dozens of lenders to find better fits.

• The difference between “no” and “not yet” — and why it matters.

• How to build a personalized game plan for buying a home sooner.

Don’t let misinformation or limited options hold you back. Tune in now to learn how to take control of your homeownership journey.