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  • The Final 5 Years: 6 Costly Retirement Mistakes You Can't Undo

    The Final 5 Years: 6 Costly Retirement Mistakes You Can't Undo
    2026/05/04

    📊 Master Your Retirement Plan in 45 Minutes
    Register now → https://bit.ly/2THZzNj

    🔔 Want personalized help with your retirement plan?
    Book a call → https://tetraultwealth.com/contact-us/

    ⭐️⭐️ The Final 5 Years: 6 Costly Retirement Mistakes You Can't Undo

    If you're retiring within the next 5 years, there are no do-overs.

    The final stretch before retirement is when outcomes get locked in — income, taxes, flexibility, and lifestyle. Most people aren't making bad decisions at this stage. They're making no decisions at all and assuming they'll "figure it out later."

    In this video, I walk through the 6 most costly retirement mistakes people make in the last 5 years before retirement, and why timing matters more than returns at this stage. These are the decisions that can permanently shape your retirement — for better or worse.

    We cover:

    - Why the final 5 years matter more than the first 30
    - How sloppy transitions into retirement create long-term problems
    - Why focusing on performance instead of income is a mistake
    - How taxes, withdrawals, and account structure change everything
    - What being truly ready for retirement actually means

    CHAPTERS:
    00:00 - Setting The Stage
    00:40 - Mistake #1
    01:18 - Mistake #2
    01:59 - Mistake #3
    02:53 - Mistake #4
    03:27 - Mistake #5
    03:56 - Mistake #6
    04:02 - How Do You Know When You're Ready to Retire?
    04:58 - Final Thoughts
    05:18 - Your Next Steps

    This isn't about market predictions or chasing returns.
    It's about designing reliable, tax-efficient retirement income before your paycheck stops.

    Canadian viewers: This video reflects Canadian retirement planning realities, including RRSPs, TFSAs, CPP, and OAS.

    📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/

    #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #GIC #GICRenewal #GuaranteedInvestmentCertificate
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    6 分
  • What $1 Million Really Looks Like in Retirement in Canada (2026)

    What $1 Million Really Looks Like in Retirement in Canada (2026)
    2026/04/23

    📊 Master Your Retirement Plan in 45 Minutes
    Register now → https://bit.ly/2THZzNj

    🔔 Want personalized help with your retirement plan?
    Book a call → https://tetraultwealth.com/contact-us/

    ⭐️⭐️ What $1 Million Really Looks Like in Retirement in Canada (2026)

    In this video, Rob breaks down what $1 million really looks like in retirement in Canada in 2026, and why it doesn't provide the same lifestyle or flexibility it once did.

    Using real-world cost increases, updated retirement spending patterns, and today's tax realities, we walk through how inflation, longevity, portfolio structure, and withdrawal strategies affect retirees.

    This discussion covers key topics like retirement income planning, the 4% rule, tax efficiency in retirement, RRSP and TFSA withdrawals, and how Canadians should think about CPP, OAS, and portfolio allocation when planning for retirement today.

    CHAPTERS:
    00:00 - The Problem
    00:36 - The Difference Between Now & 20-30 Years Ago
    01:40 - Real World Cost Increases
    03:21 - The Reality of The 4% Rule
    04:19 - Retirement Spending Habits
    05:24 - Tax Efficiency in Retirement
    06:26 - Portfolio Allocation in Retirement
    07:22 - The Good News...
    07:55 - What You Should Do Now

    Subscribe for new weekly videos on retirement planning, taxes, and investing in Canada!

    📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/

    #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #CPP #OAS #TFSA #FHSA #Retiring #RetiringInCanada
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    9 分
  • Retiring at 60? These CRA Tax Traps Catch Most Canadians

    Retiring at 60? These CRA Tax Traps Catch Most Canadians
    2026/04/06

    📊 Master Your Retirement Plan in 45 Minutes
    Register now → https://bit.ly/2THZzNj

    🔔 Want personalized help with your retirement plan?
    Book a call → https://tetraultwealth.com/contact-us/

    ⭐️⭐️ Retiring at 60? These CRA Tax Traps Catch Most Canadians

    Retiring around age 60 can feel like freedom, but for many Canadians, it's where tax mistakes quietly begin.

    In this video, I break down the most common retirement tax traps I see when people stop working, including how CPP, OAS, RRSP and other income sources interact, how timing mistakes can raise your tax bill, and what smart tax planning actually looks like before and after retirement.

    Whether you plan to retire at 60 or later, understanding these tax rules can help you avoid unnecessary taxes and keep more of your retirement income.

    What we cover:
    00:00 - Why This Matters
    00:41 - Tax Mistake #1
    02:29 - Tax Mistake #2
    03:57 - Tax Mistake #3
    5:25 - Tax Mistake #4
    6:52 - Tax Mistake #5
    8:06 - What Should You Do Now?

    Subscribe for new weekly videos on retirement planning, taxes, and investing in Canada!

    📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/

    #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #CPP #OAS #TFSA #FHSA #Retiring #RetiringInCanada
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    9 分
  • 5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement

    5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement
    2026/03/31

    📊 Master Your Retirement Plan in 45 Minutes
    Register now → https://bit.ly/2THZzNj

    🔔 Want personalized help with your retirement plan?
    Book a call → https://tetraultwealth.com/contact-us/

    ⭐️⭐️ 5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement

    Age 55 is often a turning point for your RRSP - and most Canadians don't realize how much actually changes.

    In this video, Rob Tétrault breaks down the five RRSP mistakes Canadians make around 55 that can cost you thousands in taxes and missed opportunities during retirement.

    If you're approaching retirement or planning withdrawals, this is essential viewing.

    What we cover:
    00:00 - Why This Matters
    00:35 - RRSP Mistake #1
    01:35 - RRSP Mistake #2
    01:29 - RRSP Mistake #3
    03:22 - RRSP Mistake #4
    04:11 - RRSP Mistake #5
    05:00 - What Should You Do Now?

    Whether you're retiring soon, delaying withdrawals, or coordinating your RRSP with CPP, OAS, or a spouse's income, avoiding these mistakes can make a massive difference in retirement.

    📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/

    #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Retirement #Retiring #RetiringInCanada
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    6 分
  • The New Reality of Retiring in Canada (2026 Update)

    The New Reality of Retiring in Canada (2026 Update)
    2026/03/24

    📊 Master Your Retirement Plan in 45 Minutes
    Register now → https://bit.ly/2THZzNj

    🔔 Want personalized help with your retirement plan?
    Book a call → https://tetraultwealth.com/contact-us/

    ⭐️⭐️ Why Retiring in 2025 Just Became a LOT Harder (Canadian Edition)

    Is 70 becoming the new 65?

    With inflation staying stubborn, interest rates reshaping savings returns, and living costs creeping higher, more Canadians are delaying retirement than ever before.

    In this video, I break down:
    ✔️ The real inflation landscape in 2025
    ✔️ How today's interest rates could delay retirement
    ✔️ A real retiree case study
    ✔️ The "spending creep" Canadians don't realize they're facing
    ✔️ 4 proven strategies to protect your retirement plan
    ✔️ Why having a structured plan matters more than your portfolio balance

    If you're planning to retire in the next 5–10 years, this video is a must-watch.

    CHAPTERS:
    00:00 - The Situation
    00:51 - 2025 Inflation Landscape
    01:47 - 2025 Interest Rate Landscape
    03:23 - Spending Creep...
    04:16 - Real Retiree Example
    05:50 - 4 Strategies To Protect YOUR Retirement Plan
    06:01 - Strategy 1
    06:39 - Strategy 2
    07:19 - Strategy 3
    07:55 - Strategy 4
    08:37 - The Importance of a PLAN
    09:25 - What To Do Next?

    📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/

    #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Retirement #Retiring #RetiringInCanada
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    10 分
  • Your GIC Just Matured - Here's the Smartest Move You Can Make

    Your GIC Just Matured - Here's the Smartest Move You Can Make
    2026/03/18

    📊 Master Your Retirement Plan in 45 Minutes
    Register now → https://bit.ly/2THZzNj

    🔔 Want personalized help with your retirement plan?
    Book a call → https://tetraultwealth.com/contact-us/

    ⭐️⭐️ Your GIC Just Matured - Here's the Smartest Move You Can Make

    Your GIC just matured... now what?

    Before you auto-renew into another 1–5 year term, you need to understand what's changing in 2025/2026, what the opportunity cost looks like, and when renewing actually hurts your long-term returns.

    In this video, I cover:
    ✔️ What's changing with GIC rates
    ✔️ When it makes sense to renew (and when it doesn't)
    ✔️ How a GIC ladder works
    ✔️ The real opportunity cost of being locked in
    ✔️ GIC risks most Canadians underestimate
    ✔️ A compounding example that may change your thinking
    ✔️ What to do next to protect and grow your savings

    GICs can still play a role, but only if used strategically.

    CHAPTERS:
    00:00 - Why This Matters & Today's Agenda
    00:54 - What's Changing?
    01:26 - When To Renew (& When Not To)
    02:18 - GIC Ladder Explanation
    03:15 - Opportunity Cost of Owning GICs
    03:46 - The Power of Compounding Example
    04:08 - Redefining "Safety" & GIC Risks
    04:54 - What You Should Do Next
    05:59 - Final Thoughts

    📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/

    #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #GIC #GICRenewal #GuaranteedInvestmentCertificate
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    7 分
  • 5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement

    5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement
    2026/03/05

    📊 Master Your Retirement Plan in 45 Minutes
    Register now → https://bit.ly/2THZzNj

    🔔 Want personalized help with your retirement plan?
    Book a call → https://tetraultwealth.com/contact-us/

    ⭐️⭐️ 5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement

    Age 55 is often a turning point for your RRSP - and most Canadians don't realize how much actually changes.

    In this video, Rob Tétrault breaks down the five RRSP mistakes Canadians make around 55 that can cost you thousands in taxes and missed opportunities during retirement.

    If you're approaching retirement or planning withdrawals, this is essential viewing.

    What we cover:
    00:00 - Why This Matters
    00:35 - RRSP Mistake #1
    01:35 - RRSP Mistake #2
    01:29 - RRSP Mistake #3
    03:22 - RRSP Mistake #4
    04:11 - RRSP Mistake #5
    05:00 - What Should You Do Now?

    Whether you're retiring soon, delaying withdrawals, or coordinating your RRSP with CPP, OAS, or a spouse's income, avoiding these mistakes can make a massive difference in retirement.

    📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/

    #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Retirement #Retiring #RetiringInCanada
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    6 分
  • The New Reality of Retiring in Canada (2026 Update)

    The New Reality of Retiring in Canada (2026 Update)
    2026/02/23

    📊 Master Your Retirement Plan in 45 Minutes
    Register now → https://bit.ly/2THZzNj

    🔔 Want personalized help with your retirement plan?
    Book a call → https://tetraultwealth.com/contact-us/

    ⭐️⭐️ Why Retiring in 2025 Just Became a LOT Harder (Canadian Edition)

    Is 70 becoming the new 65?

    With inflation staying stubborn, interest rates reshaping savings returns, and living costs creeping higher, more Canadians are delaying retirement than ever before.

    In this video, I break down:
    ✔️ The real inflation landscape in 2025
    ✔️ How today's interest rates could delay retirement
    ✔️ A real retiree case study
    ✔️ The "spending creep" Canadians don't realize they're facing
    ✔️ 4 proven strategies to protect your retirement plan
    ✔️ Why having a structured plan matters more than your portfolio balance

    If you're planning to retire in the next 5–10 years, this video is a must-watch.

    CHAPTERS:
    00:00 - The Situation
    00:51 - 2025 Inflation Landscape
    01:47 - 2025 Interest Rate Landscape
    03:23 - Spending Creep...
    04:16 - Real Retiree Example
    05:50 - 4 Strategies To Protect YOUR Retirement Plan
    06:01 - Strategy 1
    06:39 - Strategy 2
    07:19 - Strategy 3
    07:55 - Strategy 4
    08:37 - The Importance of a PLAN
    09:25 - What To Do Next?

    📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/

    #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Retirement #Retiring #RetiringInCanada
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    10 分